Algorand (ALGO) → USD Coin (USDC XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for ALGO → USDC XLM 1 ALGO = 0.124899 USDC XLM 1 USDC XLM = 8.0065 ALGO

Rate as of Oct 1, 2026 00:15

Orders from: 806.6506 ALGO ≈ $100.65
Payout network: XLM
24 hours: −2.7%

You send

ALGO

You get 1,248.99

USDC XLM

Create the order

Rate: 1 ALGO = 0.124899 USDC XLM
From: 806.6506 ALGO
Up to: 80,100,000 ALGO

Preliminary figure: the final amount is locked in the order.

Current maths: 0.124899 USDC XLM for every ALGO, and 8.0065 ALGO per USDC XLM in reverse. Over 24 hours ALGO/USDC XLM came in at minus 2.7%. Over the week, plus 18.2%.

The weekly range ran from 0.103491 to 0.136664 USDC XLM, a spread of 32.05%. One order takes from 806.6506 to 80,100,000 ALGO. In dollars that is roughly $100.65.

The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Algorand at No. 75 ($1.13 B) and USD Coin at No. 6 ($74.07 B). Over 90 days the daily moves of ALGO and USDC correlate at -0.11 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 ALGO	From	Network fee	Speed
Ethereum (ERC20)	0.124899	806.6506 ALGO	≈ $0.048	medium
Solana	0.124899	806.6506 ALGO	≈ $0.00059	fast
Arbitrum One	0.124899	806.6506 ALGO	≈ $0.0036	fast
BASE	0.124899	806.6506 ALGO	—	—
BNB Smart Chain (BEP20)	0.124899	806.6506 ALGO	≈ $0.0025	fast
Avalanche C-Chain	0.124899	806.6506 ALGO	≈ $0.0036	fast
NEAR	0.124899	806.6506 ALGO	—	—
Optimism	0.124899	806.6506 ALGO	≈ $0.00019	fast
Polygon	0.124899	806.6506 ALGO	≈ $0.002	fast
XLM open	0.124899	806.6506 ALGO	—	—

ALGO → USDC: all networks side by side Network charges for USDC

Rate and amounts for ALGO → USDC XLM

Send ALGO — receive USDC XLMNeed USDC XLM — send this much ALGO

ALGO	USDC XLM
1,000	124.8988
5,000	624.4938
10,000	1,248.99
50,000	6,244.94
100,000	12,489.88
500,000	62,449.38

USDC XLM	ALGO
200	1,601.3
1,000	8,006.49
2,000	16,012.97
10,000	80,064.85
20,000	160,129.7
100,000	800,648.52

How the ALGO → USDC XLM exchange runs

Work out the amount in the calculator — orders start at 806.6506 ALGO.
Give a USDC address on XLM and a contact for the order.
Send ALGO on Algorand, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap ALGO for USDC XLM

Check this before sending ALGO

The address network is XLM. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 806.6506 ALGO.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the ALGO to USDC XLM rate has moved

WeekMonthQuarterYear

high 0.136664 USDC XLMlow 0.103491 USDC XLM

Sep 24, 2026 00:16Oct 1, 2026 00:16

high 0.135982 USDC XLMlow 0.0845789 USDC XLM

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 0.135982 USDC XLMlow 0.0773343 USDC XLM

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 0.229525 USDC XLMlow 0.0773343 USDC XLM

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: −2.7%
Week: +18.2%
Weekly high: 0.136664 USDC XLM
Weekly low: 0.103491 USDC XLM
Spread: 32.05%

Market data from CoinGecko as of Sep 30, 2026 23:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The ALGO/USDC XLM spread by period

Period	High	Low	Middle	Period result
24 hours	0.128587	0.12312	0.125195	−2.7%
Week	0.136664	0.103491	0.119187	+18.2%
Month	0.135982	0.0845789	0.100947	+48.56%
Quarter	0.135982	0.0773343	0.0903745	+48.93%

Figures are in USDC XLM per unit of the currency you send, taken from market data.

Daily ALGO → USDC XLM rate

Day	Close	Against the day before
Sep 30, 2026	0.125653 USDC XLM	−7.6%
Sep 29, 2026	0.135982 USDC XLM	+13.8%
Sep 28, 2026	0.119492 USDC XLM	+1.06%
Sep 27, 2026	0.118233 USDC XLM	+1.62%
Sep 26, 2026	0.116349 USDC XLM	+2.77%
Sep 25, 2026	0.113212 USDC XLM	+8.58%
Sep 24, 2026	0.10427 USDC XLM	−6.97%

Market data: ALGO and USDC

Algorand ALGO

Price: $0.124774
24 hours: −2.7%
Week: +18.23%
Market cap: $1.13 B
24-hour turnover: $164.07 M
Rank by cap: #75
In circulation: 9.06 B ALGO
All-time high: $3.56

USD Coin USDC

Price: $0.999857
24 hours: 0%
Week: 0%
Market cap: $74.07 B
24-hour turnover: $17.8 B
Rank by cap: #6
In circulation: 74.08 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 23:57.

Algorand and USD Coin: how they differ

	Algorand (ALGO)	USD Coin (USDC)
Ticker	ALGO	USDC
In circulation	9.06 B ALGO	74.08 B USDC
Market cap	$1.13 B	$74.07 B
Rank by cap	#75	#6
Type	—	token
Network	—	XLM
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of ALGO and USDC over the quarter link at -0.11 (they travel apart).

Why people take the ALGO → USDC XLM route

Stepping out of the swingsALGO moved +48.55% over the past month. USDC tracks the dollar, so after the swap the amount stops following ALGO.
It works both waysThe USDC XLM → ALGO direction is open as well — going back into ALGO takes the same route and the same automation.

Common questions: ALGO → USDC XLM

What rate does ALGO to USDC XLM run at?

As of Oct 1, 2026 00:15 it is 1 ALGO = 0.124899 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.124881.

What amounts does ALGO → USDC XLM accept?

From 806.6506 to 80,100,000 ALGO per order. The floor is roughly $100.65.

Why can I not swap less than 806.6506 ALGO?

The network fee and the handling do not depend on the amount. On a transfer below 806.6506 ALGO they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending ALGO, and the blockchain takes that one.

How long does swapping ALGO for USDC XLM take?

The clock starts with confirmations: as soon as Algorand confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC XLM arrive in?

The payout goes out on XLM. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ALGO to USDC XLM rate do over the month?

Over the month, plus 48.56%: a low of 0.0845789, a high of 0.135982, an average of 0.100947 USDC XLM per 1 ALGO.

Can I swap back, USDC XLM for ALGO?

Yes, the reverse is open too: 1 USDC XLM = 8.0063 ALGO. The link to switch sits under the calculator.