MORPHO → USD Coin (USDC BASE)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for MORPHO → USDC BASE 1 MORPHO = 2.5572 USDC BASE 1 USDC BASE = 0.391052 MORPHO

Rate as of Sep 30, 2026 11:00

Orders from
40.3487 MORPHO ≈ $103.29
Payout network
BASE
24 hours
+4.08%
You get 1,278.6 USDC BASE
Create the order
Rate
1 MORPHO = 2.5572 USDC BASE
From
40.3487 MORPHO
Up to
3,910,000 MORPHO

Preliminary figure: the final amount is locked in the order.

The direction is holding at 2.5572 USDC BASE per 1 MORPHO (0.391052 MORPHO per 1 USDC BASE). Over 24 hours MORPHO/USDC BASE came in at plus 4.08%. Over the week, minus 5.9%.

The weekly range ran from 2.4285 to 2.9088 USDC BASE, a spread of 19.78%. One order takes from 40.3487 to 3,910,000 MORPHO. In dollars that is roughly $103.29.

The robot sends the payout in the BASE network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Morpho at No. 60 ($1.79 B) and USD Coin at No. 6 ($74.37 B). Over 90 days the daily moves of MORPHO and USDC correlate at -0.05 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

NetworkPer 1 MORPHOFromNetwork feeSpeed
Ethereum (ERC20)2.557240.3487 MORPHO≈ $0.019medium
Solana2.557240.3487 MORPHO≈ $0.0006fast
Arbitrum One2.557240.3487 MORPHO≈ $0.0035fast
BASE open2.557240.3487 MORPHO——
BNB Smart Chain (BEP20)2.557240.3487 MORPHO≈ $0.0025fast
Avalanche C-Chain2.557240.3487 MORPHO≈ $0.0037fast
NEAR2.557240.3487 MORPHO——
Optimism2.557240.3487 MORPHO≈ $0.00018fast
Polygon2.557240.3487 MORPHO≈ $0.002fast
XLM2.557240.3487 MORPHO——

Rate and amounts for MORPHO → USDC BASE

MORPHOUSDC BASE
50127.8604
200511.4415
5001,278.6
2,0005,114.41
5,00012,786.04
20,00051,144.15
USDC BASEMORPHO
20078.2103
1,000391.0516
2,000782.1032
10,0003,910.52
20,0007,821.03
100,00039,105.16

How the MORPHO → USDC BASE exchange runs

  1. Work out the amount in the calculator — orders start at 40.3487 MORPHO.
  2. Give a USDC address on BASE and a contact for the order.
  3. Send MORPHO on Morpho, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap MORPHO for USDC BASE

Check this before sending MORPHO

  • The address network is BASE. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 40.3487 MORPHO.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the MORPHO to USDC BASE rate has moved

high 2.9088 USDC BASElow 2.4285 USDC BASE
Sep 23, 2026 11:01Sep 30, 2026 11:01
high 2.8146 USDC BASElow 2.0843 USDC BASE
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 2.9029 USDC BASElow 1.8406 USDC BASE
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 2.9029 USDC BASElow 1.074 USDC BASE
Oct 1, 2025 05:00Sep 29, 2026 05:00
24 hours
+4.08%
Week
−5.9%
Weekly high
2.9088 USDC BASE
Weekly low
2.4285 USDC BASE
Spread
19.78%

Market data from CoinGecko as of Sep 30, 2026 10:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The MORPHO/USDC BASE spread by period

PeriodHighLowMiddlePeriod result
24 hours2.57352.45132.5082+4.08%
Week2.90882.42852.6577−5.9%
Month2.81462.08432.4647+3%
Quarter2.90291.84062.2053+30.64%

Figures are in USDC BASE per unit of the currency you send, taken from market data.

Daily MORPHO → USDC BASE rate

DayCloseAgainst the day before
Sep 29, 20262.4811 USDC BASE−8.85%
Sep 28, 20262.7219 USDC BASE−0.1%
Sep 27, 20262.7246 USDC BASE+0.06%
Sep 26, 20262.723 USDC BASE−3.26%
Sep 25, 20262.8146 USDC BASE+9.55%
Sep 24, 20262.5693 USDC BASE−2.16%
Sep 23, 20262.626 USDC BASE−1.18%

Market data: MORPHO and USDC

Morpho MORPHO
Price
$2.56
24 hours
+4.07%
Week
−4.41%
Market cap
$1.79 B
24-hour turnover
$40.98 M
Rank by cap
#60
In circulation
699.65 M MORPHO
All-time high
$4.17
USD Coin USDC
Price
$0.999817
24 hours
0%
Week
0%
Market cap
$74.37 B
24-hour turnover
$17.95 B
Rank by cap
#6
In circulation
74.39 B USDC
All-time high
$1.04

Source: CoinGecko, Sep 30, 2026 10:57.

Morpho and USD Coin: how they differ

Morpho (MORPHO)USD Coin (USDC)
TickerMORPHOUSDC
In circulation699.65 M MORPHO74.39 B USDC
Market cap$1.79 B$74.37 B
Rank by cap#60#6
Type—token
Network—BASE
Launched—2018
Built by—Circle
Supply cap—no cap

Daily moves of MORPHO and USDC over the quarter link at -0.05 (they travel apart).

Why people take the MORPHO → USDC BASE route

  • Stepping out of the swingsMORPHO moved +3% over the past month. USDC tracks the dollar, so after the swap the amount stops following MORPHO.
  • It works both waysThe USDC BASE → MORPHO direction is open as well — going back into MORPHO takes the same route and the same automation.

Common questions: MORPHO → USDC BASE

What rate does MORPHO to USDC BASE run at?
As of Sep 30, 2026 11:00 it is 1 MORPHO = 2.5572 USDC BASE. The figure updates on its own, and the calculator always shows the current one. On the market that is around $2.56.
What amounts does MORPHO → USDC BASE accept?
From 40.3487 to 3,910,000 MORPHO per order. The floor is roughly $103.29.
Why can I not swap less than 40.3487 MORPHO?
The network fee and the handling do not depend on the amount. On a transfer below 40.3487 MORPHO they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending MORPHO, and the blockchain takes that one.
How long does swapping MORPHO for USDC BASE take?
The clock starts with confirmations: as soon as Morpho confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC BASE arrive in?
The payout goes out on BASE. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the MORPHO to USDC BASE rate do over the month?
Over the month, plus 3%: a low of 2.0843, a high of 2.8146, an average of 2.4647 USDC BASE per 1 MORPHO.
Can I swap back, USDC BASE for MORPHO?
Yes, the reverse is open too: 1 USDC BASE = 0.391044 MORPHO. The link to switch sits under the calculator.

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