MORPHO → USD Coin (USDC ERC20)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for MORPHO → USDC ERC20 1 MORPHO = 2.5395 USDC ERC20 1 USDC ERC20 = 0.393783 MORPHO

Rate as of Sep 30, 2026 13:40

Orders from: 40.3487 MORPHO ≈ $102.89
Payout network: Ethereum (ERC20)
24 hours: −1.09%

You send

MORPHO

You get 1,269.73

USDC ERC20

Create the order

Rate: 1 MORPHO = 2.5395 USDC ERC20
From: 40.3487 MORPHO
Up to: 3,920,000 MORPHO

Preliminary figure: the final amount is locked in the order.

Right now 1 MORPHO gets you 2.5395 USDC ERC20; the other way round, 1 USDC ERC20 is 0.393783 MORPHO. Over 24 hours MORPHO/USDC ERC20 came in at minus 1.09%. Over the week, minus 2.6%.

The weekly range ran from 2.4382 to 2.9278 USDC ERC20, a spread of 20.08%. One order takes from 40.3487 to 3,920,000 MORPHO. In dollars that is roughly $102.89.

The robot sends the payout in the Ethereum (ERC20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Morpho at No. 60 ($1.78 B) and USD Coin at No. 6 ($74.36 B). Over 90 days the daily moves of MORPHO and USDC correlate at -0.05 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 MORPHO	From	Network fee	Speed
Ethereum (ERC20) open	2.5395	40.3487 MORPHO	≈ $0.02	medium
Solana	2.5395	40.3487 MORPHO	≈ $0.00059	fast
Arbitrum One	2.5395	40.3487 MORPHO	≈ $0.0035	fast
BASE	2.5395	40.3487 MORPHO	—	—
BNB Smart Chain (BEP20)	2.5395	40.3487 MORPHO	≈ $0.0025	fast
Avalanche C-Chain	2.5395	40.3487 MORPHO	≈ $0.0036	fast
NEAR	2.5395	40.3487 MORPHO	—	—
Optimism	2.5395	40.3487 MORPHO	≈ $0.00018	fast
Polygon	2.5395	40.3487 MORPHO	≈ $0.002	fast
XLM	2.5395	40.3487 MORPHO	—	—

MORPHO → USDC: all networks side by side Network charges for USDC

Rate and amounts for MORPHO → USDC ERC20

Send MORPHO — receive USDC ERC20Need USDC ERC20 — send this much MORPHO

MORPHO	USDC ERC20
50	126.9733
200	507.8933
500	1,269.73
2,000	5,078.93
5,000	12,697.33
20,000	50,789.33

USDC ERC20	MORPHO
200	78.7567
1,000	393.7835
2,000	787.5669
10,000	3,937.83
20,000	7,875.67
100,000	39,378.35

How the MORPHO → USDC ERC20 exchange runs

Work out the amount in the calculator — orders start at 40.3487 MORPHO.
Give a USDC address on Ethereum (ERC20) and a contact for the order.
Send MORPHO on Morpho, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap MORPHO for USDC ERC20

Check this before sending MORPHO

The address network is Ethereum (ERC20). Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 40.3487 MORPHO.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the MORPHO to USDC ERC20 rate has moved

WeekMonthQuarterYear

high 2.9278 USDC ERC20low 2.4382 USDC ERC20

Sep 23, 2026 13:41Sep 30, 2026 13:41

high 2.8146 USDC ERC20low 2.0843 USDC ERC20

Aug 30, 2026 05:00Sep 29, 2026 05:00

high 2.9029 USDC ERC20low 1.8406 USDC ERC20

Jul 1, 2026 05:00Sep 29, 2026 05:00

high 2.9029 USDC ERC20low 1.074 USDC ERC20

Oct 1, 2025 05:00Sep 29, 2026 05:00

24 hours: −1.09%
Week: −2.6%
Weekly high: 2.9278 USDC ERC20
Weekly low: 2.4382 USDC ERC20
Spread: 20.08%

Market data from CoinGecko as of Sep 30, 2026 13:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The MORPHO/USDC ERC20 spread by period

Period	High	Low	Middle	Period result
24 hours	2.5819	2.4562	2.5155	−1.09%
Week	2.9278	2.4382	2.6564	−2.6%
Month	2.8146	2.0843	2.4647	+3%
Quarter	2.9029	1.8406	2.2053	+30.64%

Figures are in USDC ERC20 per unit of the currency you send, taken from market data.

Daily MORPHO → USDC ERC20 rate

Day	Close	Against the day before
Sep 29, 2026	2.4811 USDC ERC20	−8.85%
Sep 28, 2026	2.7219 USDC ERC20	−0.1%
Sep 27, 2026	2.7246 USDC ERC20	+0.06%
Sep 26, 2026	2.723 USDC ERC20	−3.26%
Sep 25, 2026	2.8146 USDC ERC20	+9.55%
Sep 24, 2026	2.5693 USDC ERC20	−2.16%
Sep 23, 2026	2.626 USDC ERC20	−1.18%

Market data: MORPHO and USDC

Morpho MORPHO

Price: $2.55
24 hours: −1.1%
Week: −1.97%
Market cap: $1.78 B
24-hour turnover: $39.17 M
Rank by cap: #60
In circulation: 699.66 M MORPHO
All-time high: $4.17

USD Coin USDC

Price: $0.99983
24 hours: −0.01%
Week: 0%
Market cap: $74.36 B
24-hour turnover: $17.04 B
Rank by cap: #6
In circulation: 74.37 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 13:27.

Morpho and USD Coin: how they differ

	Morpho (MORPHO)	USD Coin (USDC)
Ticker	MORPHO	USDC
In circulation	699.66 M MORPHO	74.37 B USDC
Market cap	$1.78 B	$74.36 B
Rank by cap	#60	#6
Type	—	token
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of MORPHO and USDC over the quarter link at -0.05 (they travel apart).

Why people take the MORPHO → USDC ERC20 route

Stepping out of the swingsMORPHO moved +3% over the past month. USDC tracks the dollar, so after the swap the amount stops following MORPHO.
It works both waysThe USDC ERC20 → MORPHO direction is open as well — going back into MORPHO takes the same route and the same automation.

Common questions: MORPHO → USDC ERC20

What rate does MORPHO to USDC ERC20 run at?

As of Sep 30, 2026 13:40 it is 1 MORPHO = 2.5395 USDC ERC20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $2.54.

What amounts does MORPHO → USDC ERC20 accept?

From 40.3487 to 3,920,000 MORPHO per order. The floor is roughly $102.89.

Why can I not swap less than 40.3487 MORPHO?

The network fee and the handling do not depend on the amount. On a transfer below 40.3487 MORPHO they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending MORPHO, and the blockchain takes that one.

How long does swapping MORPHO for USDC ERC20 take?

The clock starts with confirmations: as soon as Morpho confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC ERC20 arrive in?

The payout goes out on Ethereum (ERC20). Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the MORPHO to USDC ERC20 rate do over the month?

Over the month, plus 3%: a low of 2.0843, a high of 2.8146, an average of 2.4647 USDC ERC20 per 1 MORPHO.

Can I swap back, USDC ERC20 for MORPHO?

Yes, the reverse is open too: 1 USDC ERC20 = 0.385505 MORPHO. The link to switch sits under the calculator.