MORPHO → USD Coin (USDC NEAR)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for MORPHO → USDC NEAR 1 MORPHO = 2.4745 USDC NEAR 1 USDC NEAR = 0.404124 MORPHO

Rate as of Oct 1, 2026 00:55

Orders from: 40.3487 MORPHO ≈ $100.47
Payout network: NEAR
24 hours: +0.38%

You send

MORPHO

You get 1,237.25

USDC NEAR

Create the order

Rate: 1 MORPHO = 2.4745 USDC NEAR
From: 40.3487 MORPHO
Up to: 4,020,000 MORPHO

Preliminary figure: the final amount is locked in the order.

The direction is holding at 2.4745 USDC NEAR per 1 MORPHO (0.404124 MORPHO per 1 USDC NEAR). Over 24 hours MORPHO/USDC NEAR came in at plus 0.38%. Over the week, minus 0.37%.

The weekly range ran from 2.4285 to 2.9088 USDC NEAR, a spread of 19.78%. One order takes from 40.3487 to 4,020,000 MORPHO. In dollars that is roughly $100.47.

The robot sends the payout in the NEAR network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Morpho at No. 60 ($1.74 B) and USD Coin at No. 6 ($74.06 B). Over 90 days the daily moves of MORPHO and USDC correlate at -0.05 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 MORPHO	From	Network fee	Speed
Ethereum (ERC20)	2.4745	40.3487 MORPHO	≈ $0.056	medium
Solana	2.4745	40.3487 MORPHO	≈ $0.00059	fast
Arbitrum One	2.4745	40.3487 MORPHO	≈ $0.0035	fast
BASE	2.4745	40.3487 MORPHO	—	—
BNB Smart Chain (BEP20)	2.4745	40.3487 MORPHO	≈ $0.0025	fast
Avalanche C-Chain	2.4745	40.3487 MORPHO	≈ $0.0035	fast
NEAR open	2.4745	40.3487 MORPHO	—	—
Optimism	2.4745	40.3487 MORPHO	≈ $0.00019	fast
Polygon	2.4745	40.3487 MORPHO	≈ $0.002	fast
XLM	2.4745	40.3487 MORPHO	—	—

MORPHO → USDC: all networks side by side Network charges for USDC

Rate and amounts for MORPHO → USDC NEAR

Send MORPHO — receive USDC NEARNeed USDC NEAR — send this much MORPHO

MORPHO	USDC NEAR
50	123.7245
200	494.8981
500	1,237.25
2,000	4,948.98
5,000	12,372.45
20,000	49,489.81

USDC NEAR	MORPHO
100	40.4124
500	202.0618
2,000	808.2472
5,000	2,020.62
20,000	8,082.47
100,000	40,412.36

How the MORPHO → USDC NEAR exchange runs

Work out the amount in the calculator — orders start at 40.3487 MORPHO.
Give a USDC address on NEAR and a contact for the order.
Send MORPHO on Morpho, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap MORPHO for USDC NEAR

Check this before sending MORPHO

The address network is NEAR. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 40.3487 MORPHO.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the MORPHO to USDC NEAR rate has moved

WeekMonthQuarterYear

high 2.9088 USDC NEARlow 2.4285 USDC NEAR

Sep 24, 2026 00:56Oct 1, 2026 00:56

high 2.8146 USDC NEARlow 2.0843 USDC NEAR

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 2.9029 USDC NEARlow 1.8406 USDC NEAR

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 2.9029 USDC NEARlow 1.074 USDC NEAR

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +0.38%
Week: −0.37%
Weekly high: 2.9088 USDC NEAR
Weekly low: 2.4285 USDC NEAR
Spread: 19.78%

Market data from CoinGecko as of Oct 1, 2026 00:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The MORPHO/USDC NEAR spread by period

Period	High	Low	Middle	Period result
24 hours	2.6127	2.4596	2.5256	+0.38%
Week	2.9088	2.4285	2.653	−0.37%
Month	2.8146	2.0843	2.472	+6.05%
Quarter	2.9029	1.8406	2.2134	+24.57%

Figures are in USDC NEAR per unit of the currency you send, taken from market data.

Daily MORPHO → USDC NEAR rate

Day	Close	Against the day before
Sep 30, 2026	2.5795 USDC NEAR	+1.74%
Sep 29, 2026	2.5354 USDC NEAR	−6.85%
Sep 28, 2026	2.7219 USDC NEAR	−0.1%
Sep 27, 2026	2.7246 USDC NEAR	+0.06%
Sep 26, 2026	2.723 USDC NEAR	−3.26%
Sep 25, 2026	2.8146 USDC NEAR	+9.55%
Sep 24, 2026	2.5693 USDC NEAR	−2.16%

Market data: MORPHO and USDC

Morpho MORPHO

Price: $2.49
24 hours: +0.37%
Week: −2.63%
Market cap: $1.74 B
24-hour turnover: $38.33 M
Rank by cap: #60
In circulation: 699.68 M MORPHO
All-time high: $4.17

USD Coin USDC

Price: $0.999781
24 hours: −0.01%
Week: 0%
Market cap: $74.06 B
24-hour turnover: $20.62 B
Rank by cap: #6
In circulation: 74.08 B USDC
All-time high: $1.04

Source: CoinGecko, Oct 1, 2026 00:27.

Morpho and USD Coin: how they differ

	Morpho (MORPHO)	USD Coin (USDC)
Ticker	MORPHO	USDC
In circulation	699.68 M MORPHO	74.08 B USDC
Market cap	$1.74 B	$74.06 B
Rank by cap	#60	#6
Type	—	token
Network	—	NEAR
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of MORPHO and USDC over the quarter link at -0.05 (they travel apart).

Why people take the MORPHO → USDC NEAR route

Stepping out of the swingsMORPHO moved +6.04% over the past month. USDC tracks the dollar, so after the swap the amount stops following MORPHO.
It works both waysThe USDC NEAR → MORPHO direction is open as well — going back into MORPHO takes the same route and the same automation.

Common questions: MORPHO → USDC NEAR

What rate does MORPHO to USDC NEAR run at?

As of Oct 1, 2026 00:55 it is 1 MORPHO = 2.4745 USDC NEAR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $2.47.

What amounts does MORPHO → USDC NEAR accept?

From 40.3487 to 4,020,000 MORPHO per order. The floor is roughly $100.47.

Why can I not swap less than 40.3487 MORPHO?

The network fee and the handling do not depend on the amount. On a transfer below 40.3487 MORPHO they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending MORPHO, and the blockchain takes that one.

How long does swapping MORPHO for USDC NEAR take?

The clock starts with confirmations: as soon as Morpho confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC NEAR arrive in?

The payout goes out on NEAR. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the MORPHO to USDC NEAR rate do over the month?

Over the month, plus 6.05%: a low of 2.0843, a high of 2.8146, an average of 2.472 USDC NEAR per 1 MORPHO.

Can I swap back, USDC NEAR for MORPHO?

Yes, the reverse is open too: 1 USDC NEAR = 0.404116 MORPHO. The link to switch sits under the calculator.