MORPHO → USD Coin (USDC Optimism)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for MORPHO → USDC Optimism 1 MORPHO = 2.5352 USDC Optimism 1 USDC Optimism = 0.394444 MORPHO

Rate as of Sep 30, 2026 20:45

Orders from
40.3487 MORPHO ≈ $101.28
Payout network
Optimism
24 hours
+0.7%
You get 1,267.61 USDC Optimism
Create the order
Rate
1 MORPHO = 2.5352 USDC Optimism
From
40.3487 MORPHO
Up to
3,980,000 MORPHO

Preliminary figure: the final amount is locked in the order.

Current maths: 2.5352 USDC Optimism for every MORPHO, and 0.394444 MORPHO per USDC Optimism in reverse. Over 24 hours MORPHO/USDC Optimism came in at plus 0.7%. Over the week, minus 1%.

The weekly range ran from 2.4285 to 2.9088 USDC Optimism, a spread of 19.78%. One order takes from 40.3487 to 3,980,000 MORPHO. In dollars that is roughly $101.28.

The robot sends the payout in the Optimism network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Morpho at No. 60 ($1.75 B) and USD Coin at No. 6 ($74.25 B). Over 90 days the daily moves of MORPHO and USDC correlate at -0.05 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

NetworkPer 1 MORPHOFromNetwork feeSpeed
Ethereum (ERC20)2.535240.3487 MORPHO≈ $0.17medium
Solana2.535240.3487 MORPHO≈ $0.00059fast
Arbitrum One2.535240.3487 MORPHO≈ $0.0037fast
BASE2.535240.3487 MORPHO——
BNB Smart Chain (BEP20)2.535240.3487 MORPHO≈ $0.0025fast
Avalanche C-Chain2.535240.3487 MORPHO≈ $0.0035fast
NEAR2.535240.3487 MORPHO——
Optimism open2.535240.3487 MORPHO≈ $0.00022fast
Polygon2.535240.3487 MORPHO≈ $0.002fast
XLM2.535240.3487 MORPHO——

Rate and amounts for MORPHO → USDC Optimism

MORPHOUSDC Optimism
50126.7607
200507.0428
5001,267.61
2,0005,070.43
5,00012,676.07
20,00050,704.28
USDC OptimismMORPHO
20078.8888
1,000394.444
2,000788.888
10,0003,944.44
20,0007,888.88
100,00039,444.4

How the MORPHO → USDC Optimism exchange runs

  1. Work out the amount in the calculator — orders start at 40.3487 MORPHO.
  2. Give a USDC address on Optimism and a contact for the order.
  3. Send MORPHO on Morpho, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap MORPHO for USDC Optimism

Check this before sending MORPHO

  • The address network is Optimism. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 40.3487 MORPHO.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the MORPHO to USDC Optimism rate has moved

high 2.9088 USDC Optimismlow 2.4285 USDC Optimism
Sep 23, 2026 20:47Sep 30, 2026 20:47
high 2.8146 USDC Optimismlow 2.0843 USDC Optimism
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 2.9029 USDC Optimismlow 1.8406 USDC Optimism
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 2.9029 USDC Optimismlow 1.074 USDC Optimism
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
+0.7%
Week
−1%
Weekly high
2.9088 USDC Optimism
Weekly low
2.4285 USDC Optimism
Spread
19.78%

Market data from CoinGecko as of Sep 30, 2026 20:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The MORPHO/USDC Optimism spread by period

PeriodHighLowMiddlePeriod result
24 hours2.61272.45962.531+0.7%
Week2.90882.42852.6555−1%
Month2.81462.08432.472+6.05%
Quarter2.90291.84062.2134+24.57%

Figures are in USDC Optimism per unit of the currency you send, taken from market data.

Daily MORPHO → USDC Optimism rate

DayCloseAgainst the day before
Sep 30, 20262.5795 USDC Optimism+1.74%
Sep 29, 20262.5354 USDC Optimism−6.85%
Sep 28, 20262.7219 USDC Optimism−0.1%
Sep 27, 20262.7246 USDC Optimism+0.06%
Sep 26, 20262.723 USDC Optimism−3.26%
Sep 25, 20262.8146 USDC Optimism+9.55%
Sep 24, 20262.5693 USDC Optimism−2.16%

Market data: MORPHO and USDC

Morpho MORPHO
Price
$2.51
24 hours
+0.68%
Week
−3.14%
Market cap
$1.75 B
24-hour turnover
$41.81 M
Rank by cap
#60
In circulation
699.67 M MORPHO
All-time high
$4.17
USD Coin USDC
Price
$0.999744
24 hours
−0.01%
Week
0%
Market cap
$74.25 B
24-hour turnover
$17.86 B
Rank by cap
#6
In circulation
74.27 B USDC
All-time high
$1.04

Source: CoinGecko, Sep 30, 2026 20:27.

Morpho and USD Coin: how they differ

Morpho (MORPHO)USD Coin (USDC)
TickerMORPHOUSDC
In circulation699.67 M MORPHO74.27 B USDC
Market cap$1.75 B$74.25 B
Rank by cap#60#6
Type—token
Network—Optimism
Fees are paid in—ETH
Launched—2018
Built by—Circle
Supply cap—no cap

Daily moves of MORPHO and USDC over the quarter link at -0.05 (they travel apart).

Why people take the MORPHO → USDC Optimism route

  • Stepping out of the swingsMORPHO moved +6.04% over the past month. USDC tracks the dollar, so after the swap the amount stops following MORPHO.
  • It works both waysThe USDC Optimism → MORPHO direction is open as well — going back into MORPHO takes the same route and the same automation.

Common questions: MORPHO → USDC Optimism

What rate does MORPHO to USDC Optimism run at?
As of Sep 30, 2026 20:45 it is 1 MORPHO = 2.5352 USDC Optimism. The figure updates on its own, and the calculator always shows the current one. On the market that is around $2.53.
What amounts does MORPHO → USDC Optimism accept?
From 40.3487 to 3,980,000 MORPHO per order. The floor is roughly $101.28.
Why can I not swap less than 40.3487 MORPHO?
The network fee and the handling do not depend on the amount. On a transfer below 40.3487 MORPHO they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending MORPHO, and the blockchain takes that one.
How long does swapping MORPHO for USDC Optimism take?
The clock starts with confirmations: as soon as Morpho confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC Optimism arrive in?
The payout goes out on Optimism. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the MORPHO to USDC Optimism rate do over the month?
Over the month, plus 6.05%: a low of 2.0843, a high of 2.8146, an average of 2.472 USDC Optimism per 1 MORPHO.
Can I swap back, USDC Optimism for MORPHO?
Yes, the reverse is open too: 1 USDC Optimism = 0.394436 MORPHO. The link to switch sits under the calculator.

Related reading

Choose file
Give
Get
Exchange
days
hours