PENDLE → USD Coin (USDC XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for PENDLE → USDC XLM
1 PENDLE = 2.3239 USDC XLM
1 USDC XLM = 0.430315 PENDLE
Rate as of Sep 30, 2026 12:40
- Orders from
- 42.9425 PENDLE ≈ $99.63
- Payout network
- XLM
- 24 hours
- −2.43%
Right now 1 PENDLE gets you 2.3239 USDC XLM; the other way round, 1 USDC XLM is 0.430315 PENDLE. Over 24 hours PENDLE/USDC XLM came in at minus 2.43%. Over the week, minus 4.81%.
The weekly range ran from 2.3138 to 2.673 USDC XLM, a spread of 15.52%. One order takes from 42.9425 to 4,310,000 PENDLE. In dollars that is roughly $99.63.
The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Pendle at No. 126 ($402.97 M) and USD Coin at No. 6 ($74.36 B). Over 90 days the daily moves of PENDLE and USDC correlate at -0.03 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 PENDLE | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 2.3239 | 42.9425 PENDLE | ≈ $0.018 | medium |
| Solana | 2.3239 | 42.9425 PENDLE | ≈ $0.00059 | fast |
| Arbitrum One | 2.3239 | 42.9425 PENDLE | ≈ $0.0035 | fast |
| BASE | 2.3239 | 42.9425 PENDLE | — | — |
| BNB Smart Chain (BEP20) | 2.3239 | 42.9425 PENDLE | ≈ $0.0025 | fast |
| Avalanche C-Chain | 2.3239 | 42.9425 PENDLE | ≈ $0.0036 | fast |
| NEAR | 2.3239 | 42.9425 PENDLE | — | — |
| Optimism | 2.3239 | 42.9425 PENDLE | ≈ $0.00018 | fast |
| Polygon | 2.3239 | 42.9425 PENDLE | ≈ $0.002 | fast |
| XLM open | 2.3239 | 42.9425 PENDLE | — | — |
PENDLE → USDC: all networks side by side Network charges for USDC
Rate and amounts for PENDLE → USDC XLM
| PENDLE | USDC XLM |
|---|---|
| 50 | 116.1938 |
| 200 | 464.7754 |
| 500 | 1,161.94 |
| 2,000 | 4,647.75 |
| 5,000 | 11,619.38 |
| 20,000 | 46,477.54 |
| USDC XLM | PENDLE |
|---|---|
| 100 | 43.0315 |
| 500 | 215.1577 |
| 2,000 | 860.6308 |
| 5,000 | 2,151.58 |
| 20,000 | 8,606.31 |
| 100,000 | 43,031.54 |
How the PENDLE → USDC XLM exchange runs
- Work out the amount in the calculator — orders start at 42.9425 PENDLE.
- Give a USDC address on XLM and a contact for the order.
- Send PENDLE on Pendle, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending PENDLE
- The address network is XLM. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 42.9425 PENDLE.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the PENDLE to USDC XLM rate has moved
high 2.673 USDC XLMlow 2.3138 USDC XLM
Sep 23, 2026 12:41Sep 30, 2026 12:41
high 2.7122 USDC XLMlow 1.699 USDC XLM
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 2.7122 USDC XLMlow 1.2568 USDC XLM
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 5.031 USDC XLMlow 1.0182 USDC XLM
Oct 1, 2025 05:00Sep 29, 2026 05:00
- 24 hours
- −2.43%
- Week
- −4.81%
- Weekly high
- 2.673 USDC XLM
- Weekly low
- 2.3138 USDC XLM
- Spread
- 15.52%
Market data from CoinGecko as of Sep 30, 2026 12:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The PENDLE/USDC XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 2.4029 | 2.3245 | 2.357 | −2.43% |
| Week | 2.673 | 2.3138 | 2.4905 | −4.81% |
| Month | 2.7122 | 1.699 | 2.2224 | +37.9% |
| Quarter | 2.7122 | 1.2568 | 1.7384 | +77.94% |
Figures are in USDC XLM per unit of the currency you send, taken from market data.
Daily PENDLE → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 29, 2026 | 2.3429 USDC XLM | −11.11% |
| Sep 28, 2026 | 2.6358 USDC XLM | +2.65% |
| Sep 27, 2026 | 2.5677 USDC XLM | +0.63% |
| Sep 26, 2026 | 2.5516 USDC XLM | −1.53% |
| Sep 25, 2026 | 2.5913 USDC XLM | +4.98% |
| Sep 24, 2026 | 2.4684 USDC XLM | −1.66% |
| Sep 23, 2026 | 2.5102 USDC XLM | −0.32% |
Market data: PENDLE and USDC
Pendle PENDLE- Price
- $2.32
- 24 hours
- −2.44%
- Week
- −5.84%
- Market cap
- $402.97 M
- 24-hour turnover
- $58.01 M
- Rank by cap
- #126
- In circulation
- 173.63 M PENDLE
- All-time high
- $7.50
USD Coin USDC- Price
- $0.999822
- 24 hours
- −0.01%
- Week
- −0.01%
- Market cap
- $74.36 B
- 24-hour turnover
- $17.43 B
- Rank by cap
- #6
- In circulation
- 74.37 B USDC
- All-time high
- $1.04
Source: CoinGecko, Sep 30, 2026 12:27.
Pendle and USD Coin: how they differ
| Pendle (PENDLE) | USD Coin (USDC) | |
|---|---|---|
| Ticker | PENDLE | USDC |
| In circulation | 173.63 M PENDLE | 74.37 B USDC |
| Market cap | $402.97 M | $74.36 B |
| Rank by cap | #126 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of PENDLE and USDC over the quarter link at -0.03 (they travel apart).
Why people take the PENDLE → USDC XLM route
- Stepping out of the swingsPENDLE moved +37.89% over the past month. USDC tracks the dollar, so after the swap the amount stops following PENDLE.
- It works both waysThe USDC XLM → PENDLE direction is open as well — going back into PENDLE takes the same route and the same automation.
Common questions: PENDLE → USDC XLM
What rate does PENDLE to USDC XLM run at?
As of Sep 30, 2026 12:40 it is 1 PENDLE = 2.3239 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $2.32.
What amounts does PENDLE → USDC XLM accept?
From 42.9425 to 4,310,000 PENDLE per order. The floor is roughly $99.63.
Why can I not swap less than 42.9425 PENDLE?
The network fee and the handling do not depend on the amount. On a transfer below 42.9425 PENDLE they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending PENDLE, and the blockchain takes that one.
How long does swapping PENDLE for USDC XLM take?
The clock starts with confirmations: as soon as Pendle confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC XLM arrive in?
The payout goes out on XLM. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the PENDLE to USDC XLM rate do over the month?
Over the month, plus 37.9%: a low of 1.699, a high of 2.7122, an average of 2.2224 USDC XLM per 1 PENDLE.
Can I swap back, USDC XLM for PENDLE?
Yes, the reverse is open too: 1 USDC XLM = 0.430307 PENDLE. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send PENDLE, receive something else
PENDLE → USDS2.3167
PENDLE → USDT Arbitrum2.3181- PENDLE → USDT BEP202.3181
- PENDLE → USDT AVAX C2.3181
- PENDLE → USDT ERC202.3181
- PENDLE → USDT NEAR2.3181
- PENDLE → USDT Optimism2.3181
- PENDLE → USDT SOL2.3181
