PENDLE → Stellar (XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for PENDLE → XLM
1 PENDLE = 10.368 XLM
1 XLM = 0.0964506 PENDLE
Rate as of Oct 1, 2026 00:45
- Orders from
- 42.9425 PENDLE ≈ $100.49
- Payout network
- Stellar
- 24 hours
- −1.4%
Right now 1 PENDLE gets you 10.368 XLM; the other way round, 1 XLM is 0.0964506 PENDLE. Over 24 hours PENDLE/XLM came in at minus 1.4%. Over the week, minus 15.08%.
The weekly range ran from 10.2838 to 12.3259 XLM, a spread of 19.86%. One order takes from 42.9425 to 4,270,000 PENDLE. In dollars that is roughly $100.49.
If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts Pendle at No. 125 ($406.76 M) and Stellar at No. 20 ($7.9 B). Over 90 days the daily moves of PENDLE and XLM correlate at 0.32 (they travel apart).
Rate and amounts for PENDLE → XLM
| PENDLE | XLM | ≈ USD |
|---|---|---|
| 50 | 518.3999 | $117.00 |
| 200 | 2,073.6 | $468.00 |
| 500 | 5,184 | $1,170.00 |
| 2,000 | 20,735.99 | $4,680.00 |
| 5,000 | 51,839.99 | $11,700.00 |
| 20,000 | 207,359.94 | $46,800.00 |
| XLM | PENDLE | ≈ USD |
|---|---|---|
| 500 | 48.2253 | $112.85 |
| 2,000 | 192.9013 | $451.39 |
| 5,000 | 482.2532 | $1,128.47 |
| 20,000 | 1,929.01 | $4,513.89 |
| 50,000 | 4,822.53 | $11,284.73 |
| 200,000 | 19,290.13 | $45,138.90 |
How the PENDLE → XLM exchange runs
- Work out the amount in the calculator — orders start at 42.9425 PENDLE.
- Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
- Send PENDLE on Pendle, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.
Check this before sending PENDLE
- The address network is Stellar. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Memo, enter it when you create the order.
- The transfer must not be smaller than 42.9425 PENDLE.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the PENDLE to XLM rate has moved
high 12.3259 XLMlow 10.2838 XLM
Sep 24, 2026 00:50Oct 1, 2026 00:50
high 13.7478 XLMlow 9.8175 XLM
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 13.7478 XLMlow 6.9789 XLM
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 13.7478 XLMlow 5.2704 XLM
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- −1.4%
- Week
- −15.08%
- Weekly high
- 12.3259 XLM
- Weekly low
- 10.2838 XLM
- Spread
- 19.86%
Market data from CoinGecko as of Oct 1, 2026 00:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The PENDLE/XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 10.5777 | 10.3507 | 10.4723 | −1.4% |
| Week | 12.3259 | 10.2838 | 11.4266 | −15.08% |
| Month | 13.7478 | 9.8175 | 11.5963 | +4.89% |
| Quarter | 13.7478 | 6.9789 | 9.4505 | +42.4% |
Figures are in XLM per unit of the currency you send, taken from market data.
Daily PENDLE → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 10.2978 XLM | +0.39% |
| Sep 29, 2026 | 10.2582 XLM | −16.02% |
| Sep 28, 2026 | 12.2152 XLM | +2.99% |
| Sep 27, 2026 | 11.8604 XLM | +2.36% |
| Sep 26, 2026 | 11.587 XLM | −2.76% |
| Sep 25, 2026 | 11.9153 XLM | −2.45% |
| Sep 24, 2026 | 12.2142 XLM | +5.12% |
Market data: PENDLE and XLM
Pendle PENDLE- Price
- $2.34
- 24 hours
- −0.55%
- Week
- −8.4%
- Market cap
- $406.76 M
- 24-hour turnover
- $58.9 M
- Rank by cap
- #125
- In circulation
- 173.63 M PENDLE
- All-time high
- $7.50
Stellar XLM- Price
- $0.225642
- 24 hours
- +0.87%
- Week
- +11.07%
- Market cap
- $7.9 B
- 24-hour turnover
- $352.24 M
- Rank by cap
- #20
- In circulation
- 35.02 B XLM
- All-time high
- $0.875563
Source: CoinGecko, Oct 1, 2026 00:27.
Pendle and Stellar: how they differ
| Pendle (PENDLE) | Stellar (XLM) | |
|---|---|---|
| Ticker | PENDLE | XLM |
| In circulation | 173.63 M PENDLE | 35.02 B XLM |
| Market cap | $406.76 M | $7.9 B |
| Rank by cap | #125 | #20 |
| Type | — | coin of its own network |
| Launched | — | 2014 |
| Built by | — | Jed McCaleb, Joyce Kim |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Supply cap | — | 50 B XLM |
| Privacy | — | transfers are public |
Daily moves of PENDLE and XLM over the quarter link at 0.32 (they travel apart).
Why people take the PENDLE → XLM route
- Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
- Different basketsDaily moves of PENDLE and XLM over 90 days link at 0.32 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
- It works both waysThe XLM → PENDLE direction is open as well — going back into PENDLE takes the same route and the same automation.
Common questions: PENDLE → XLM
What rate does PENDLE to XLM run at?
As of Oct 1, 2026 00:45 it is 1 PENDLE = 10.368 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $2.34.
What amounts does PENDLE → XLM accept?
From 42.9425 to 4,270,000 PENDLE per order. The floor is roughly $100.49.
Why can I not swap less than 42.9425 PENDLE?
The network fee and the handling do not depend on the amount. On a transfer below 42.9425 PENDLE they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending PENDLE, and the blockchain takes that one.
How long does swapping PENDLE for XLM take?
The clock starts with confirmations: as soon as Pendle confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XLM arrive in?
Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the PENDLE to XLM rate do over the month?
Over the month, plus 4.89%: a low of 9.8175, a high of 13.7478, an average of 11.5963 XLM per 1 PENDLE.
Can I swap back, XLM for PENDLE?
Yes, the reverse is open too: 1 XLM = 0.0964487 PENDLE. The link to switch sits under the calculator.
Other directions
The other way round
Send PENDLE, receive something else
PENDLE → XMR0.00434278
PENDLE → XRP1.5731
PENDLE → XTZ7.4568
PENDLE → YFI0.000961924
PENDLE → ZBT27.1579
PENDLE → ZEC0.00164542
PENDLE → ZRO1.4058
PENDLE → ZRX19.4209
