Polygon (POL) → USD Coin (USDC XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for POL → USDC XLM
1 POL = 0.115978 USDC XLM
1 USDC XLM = 8.6223 POL
Rate as of Sep 30, 2026 15:05
- Orders from
- 854.7292 POL ≈ $99.06
- Payout network
- XLM
- 24 hours
- −0.47%
Right now 1 POL gets you 0.115978 USDC XLM; the other way round, 1 USDC XLM is 8.6223 POL. Over 24 hours POL/USDC XLM came in at minus 0.47%. Over the week, plus 5.63%.
The weekly range ran from 0.100306 to 0.124064 USDC XLM, a spread of 23.69%. One order takes from 854.7292 to 86,300,000 POL. In dollars that is roughly $99.06.
The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Polygon at No. 71 ($1.23 B) and USD Coin at No. 6 ($74.34 B). Over 90 days the daily moves of POL and USDC correlate at -0.02 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 POL | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.115978 | 854.7292 POL | ≈ $0.036 | medium |
| Solana | 0.115978 | 854.7292 POL | ≈ $0.0006 | fast |
| Arbitrum One | 0.115978 | 854.7292 POL | ≈ $0.0036 | fast |
| BASE | 0.115978 | 854.7292 POL | — | — |
| BNB Smart Chain (BEP20) | 0.115978 | 854.7292 POL | ≈ $0.0025 | fast |
| Avalanche C-Chain | 0.115978 | 854.7292 POL | ≈ $0.0037 | fast |
| NEAR | 0.115978 | 854.7292 POL | — | — |
| Optimism | 0.115978 | 854.7292 POL | ≈ $0.00019 | fast |
| Polygon | 0.115978 | 854.7292 POL | ≈ $0.0021 | fast |
| XLM open | 0.115978 | 854.7292 POL | — | — |
POL → USDC: all networks side by side Network charges for USDC
Rate and amounts for POL → USDC XLM
| POL | USDC XLM |
|---|---|
| 1,000 | 115.9783 |
| 5,000 | 579.8917 |
| 10,000 | 1,159.78 |
| 50,000 | 5,798.92 |
| 100,000 | 11,597.83 |
| 500,000 | 57,989.17 |
| USDC XLM | POL |
|---|---|
| 100 | 862.23 |
| 500 | 4,311.15 |
| 2,000 | 17,244.6 |
| 5,000 | 43,111.5 |
| 20,000 | 172,446 |
| 100,000 | 862,230 |
How the POL → USDC XLM exchange runs
- Work out the amount in the calculator — orders start at 854.7292 POL.
- Give a USDC address on XLM and a contact for the order.
- Send POL on Polygon PoS, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending POL
- The address network is XLM. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 854.7292 POL.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the POL to USDC XLM rate has moved
high 0.124064 USDC XLMlow 0.100306 USDC XLM
Sep 23, 2026 15:06Sep 30, 2026 15:06
high 0.122015 USDC XLMlow 0.0901732 USDC XLM
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 0.122521 USDC XLMlow 0.0685669 USDC XLM
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 0.250588 USDC XLMlow 0.0685669 USDC XLM
Oct 1, 2025 05:00Sep 29, 2026 05:00
- 24 hours
- −0.47%
- Week
- +5.63%
- Weekly high
- 0.124064 USDC XLM
- Weekly low
- 0.100306 USDC XLM
- Spread
- 23.69%
Market data from CoinGecko as of Sep 30, 2026 14:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The POL/USDC XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.124064 | 0.115212 | 0.117651 | −0.47% |
| Week | 0.124064 | 0.100306 | 0.113733 | +5.63% |
| Month | 0.122015 | 0.0901732 | 0.101467 | +10.47% |
| Quarter | 0.122521 | 0.0685669 | 0.0879946 | +72.48% |
Figures are in USDC XLM per unit of the currency you send, taken from market data.
Daily POL → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 29, 2026 | 0.118262 USDC XLM | −3.08% |
| Sep 28, 2026 | 0.122015 USDC XLM | +1.22% |
| Sep 27, 2026 | 0.120539 USDC XLM | +3.71% |
| Sep 26, 2026 | 0.116233 USDC XLM | +6.9% |
| Sep 25, 2026 | 0.108728 USDC XLM | +7.39% |
| Sep 24, 2026 | 0.101249 USDC XLM | −7.63% |
| Sep 23, 2026 | 0.109607 USDC XLM | −2.27% |
Market data: POL and USDC
Polygon POL- Price
- $0.115901
- 24 hours
- −0.48%
- Week
- +3.07%
- Market cap
- $1.23 B
- 24-hour turnover
- $138.4 M
- Rank by cap
- #71
- In circulation
- 10.62 B POL
- All-time high
- $1.29
USD Coin USDC- Price
- $0.999814
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $74.34 B
- 24-hour turnover
- $16.51 B
- Rank by cap
- #6
- In circulation
- 74.35 B USDC
- All-time high
- $1.04
Source: CoinGecko, Sep 30, 2026 14:57.
Polygon and USD Coin: how they differ
| Polygon (POL) | USD Coin (USDC) | |
|---|---|---|
| Ticker | POL | USDC |
| Type | coin of its own network | token |
| Launched | 2017 | 2018 |
| Built by | Polygon Labs | Circle |
| Consensus | Proof of Stake | — |
| Privacy | transfers are public | — |
| In circulation | 10.62 B POL | 74.35 B USDC |
| Market cap | $1.23 B | $74.34 B |
| Rank by cap | #71 | #6 |
| Network | — | XLM |
| Supply cap | — | no cap |
Daily moves of POL and USDC over the quarter link at -0.02 (they travel apart).
Why people take the POL → USDC XLM route
- Stepping out of the swingsPOL moved +10.46% over the past month. USDC tracks the dollar, so after the swap the amount stops following POL.
- It works both waysThe USDC XLM → POL direction is open as well — going back into POL takes the same route and the same automation.
Common questions: POL → USDC XLM
What rate does POL to USDC XLM run at?
As of Sep 30, 2026 15:05 it is 1 POL = 0.115978 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.115957.
What amounts does POL → USDC XLM accept?
From 854.7292 to 86,300,000 POL per order. The floor is roughly $99.06.
Why can I not swap less than 854.7292 POL?
The network fee and the handling do not depend on the amount. On a transfer below 854.7292 POL they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending POL, and the blockchain takes that one.
How long does swapping POL for USDC XLM take?
The clock starts with confirmations: as soon as Polygon PoS confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC XLM arrive in?
The payout goes out on XLM. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the POL to USDC XLM rate do over the month?
Over the month, plus 10.47%: a low of 0.0901732, a high of 0.122015, an average of 0.101467 USDC XLM per 1 POL.
Can I swap back, USDC XLM for POL?
Yes, the reverse is open too: 1 USDC XLM = 8.6221 POL. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send POL, receive something else
POL → USDS0.115829
POL → USDT Arbitrum0.115899- POL → USDT BEP200.115899
- POL → USDT AVAX C0.115899
- POL → USDT ERC200.115899
- POL → USDT NEAR0.115899
- POL → USDT Optimism0.115899
- POL → USDT SOL0.115899
