Polygon (POL) → Stellar (XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for POL → XLM
1 POL = 0.499002 XLM
1 XLM = 2.004 POL
Rate as of Oct 1, 2026 04:00
- Orders from
- 854.7292 POL ≈ $97.10
- Payout network
- Stellar
- 24 hours
- −5.22%
Current maths: 0.499002 XLM for every POL, and 2.004 POL per XLM in reverse. Over 24 hours POL/XLM came in at minus 5.22%. Over the week, minus 1.34%.
The weekly range ran from 0.492623 to 0.573254 XLM, a spread of 16.37%. One order takes from 854.7292 to 88,000,000 POL. In dollars that is roughly $97.10.
If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts Polygon at No. 71 ($1.21 B) and Stellar at No. 20 ($7.98 B). Over 90 days the daily moves of POL and XLM correlate at 0.47 (they travel alike).
Rate and amounts for POL → XLM
| POL | XLM | ≈ USD |
|---|---|---|
| 1,000 | 499.002 | $113.60 |
| 5,000 | 2,495.01 | $568.01 |
| 10,000 | 4,990.02 | $1,136.01 |
| 50,000 | 24,950.1 | $5,680.05 |
| 100,000 | 49,900.2 | $11,360.10 |
| 500,000 | 249,501 | $56,800.50 |
| XLM | POL | ≈ USD |
|---|---|---|
| 500 | 1,002 | $113.83 |
| 2,000 | 4,008 | $455.31 |
| 5,000 | 10,020 | $1,138.28 |
| 20,000 | 40,080 | $4,553.13 |
| 50,000 | 100,200 | $11,382.82 |
| 200,000 | 400,800 | $45,531.28 |
How the POL → XLM exchange runs
- Work out the amount in the calculator — orders start at 854.7292 POL.
- Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
- Send POL on Polygon PoS, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.
Check this before sending POL
- The address network is Stellar. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Memo, enter it when you create the order.
- The transfer must not be smaller than 854.7292 POL.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the POL to XLM rate has moved
high 0.573254 XLMlow 0.492623 XLM
Sep 24, 2026 04:01Oct 1, 2026 04:01
high 0.565455 XLMlow 0.490811 XLM
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.67128 XLMlow 0.356642 XLM
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.787249 XLMlow 0.331449 XLM
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- −5.22%
- Week
- −1.34%
- Weekly high
- 0.573254 XLM
- Weekly low
- 0.492623 XLM
- Spread
- 16.37%
Market data from CoinGecko as of Oct 1, 2026 03:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The POL/XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.530327 | 0.492623 | 0.51378 | −5.22% |
| Week | 0.573254 | 0.492623 | 0.524929 | −1.34% |
| Month | 0.565455 | 0.490811 | 0.525584 | −11.56% |
| Quarter | 0.67128 | 0.356642 | 0.479911 | +35.98% |
Figures are in XLM per unit of the currency you send, taken from market data.
Daily POL → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 0.491931 XLM | −2.29% |
| Sep 29, 2026 | 0.503451 XLM | −10.97% |
| Sep 28, 2026 | 0.565455 XLM | +1.56% |
| Sep 27, 2026 | 0.556788 XLM | +5.49% |
| Sep 26, 2026 | 0.527827 XLM | +5.57% |
| Sep 25, 2026 | 0.499957 XLM | −0.21% |
| Sep 24, 2026 | 0.500999 XLM | −1.25% |
Market data: POL and XLM
Polygon POL- Price
- $0.113601
- 24 hours
- −3.45%
- Week
- +11.39%
- Market cap
- $1.21 B
- 24-hour turnover
- $113.92 M
- Rank by cap
- #71
- In circulation
- 10.62 B POL
- All-time high
- $1.29
Stellar XLM- Price
- $0.227892
- 24 hours
- +1.87%
- Week
- +12.56%
- Market cap
- $7.98 B
- 24-hour turnover
- $355.06 M
- Rank by cap
- #20
- In circulation
- 35.02 B XLM
- All-time high
- $0.875563
Source: CoinGecko, Oct 1, 2026 03:57.
Polygon and Stellar: how they differ
| Polygon (POL) | Stellar (XLM) | |
|---|---|---|
| Ticker | POL | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2017 | 2014 |
| Built by | Polygon Labs | Jed McCaleb, Joyce Kim |
| Consensus | Proof of Stake | Stellar Consensus Protocol |
| Privacy | transfers are public | transfers are public |
| In circulation | 10.62 B POL | 35.02 B XLM |
| Market cap | $1.21 B | $7.98 B |
| Rank by cap | #71 | #20 |
| Block | — | ~5 sec |
| Supply cap | — | 50 B XLM |
Daily moves of POL and XLM over the quarter link at 0.47 (they travel alike).
Why people take the POL → XLM route
- Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
- Different basketsDaily moves of POL and XLM over 90 days link at 0.47 (they travel alike) — the weaker the link, the less a portfolio rests on one coin.
- It works both waysThe XLM → POL direction is open as well — going back into POL takes the same route and the same automation.
Common questions: POL → XLM
What rate does POL to XLM run at?
As of Oct 1, 2026 04:00 it is 1 POL = 0.499002 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.113719.
What amounts does POL → XLM accept?
From 854.7292 to 88,000,000 POL per order. The floor is roughly $97.10.
Why can I not swap less than 854.7292 POL?
The network fee and the handling do not depend on the amount. On a transfer below 854.7292 POL they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending POL, and the blockchain takes that one.
How long does swapping POL for XLM take?
The clock starts with confirmations: as soon as Polygon PoS confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XLM arrive in?
Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the POL to XLM rate do over the month?
Over the month, minus 11.56%: a low of 0.490811, a high of 0.565455, an average of 0.525584 XLM per 1 POL.
Can I swap back, XLM for POL?
Yes, the reverse is open too: 1 XLM = 2.0039 POL. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send POL, receive something else
POL → XMR0.000210495
POL → XRP0.0762433
POL → XTZ0.360868
POL → YFI0.0000462266
POL → ZBT1.3001
POL → ZEC0.0000792662
POL → ZRO0.064269
POL → ZRX0.930319
