USD Coin (USDC NEAR) → XRP
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for USDC NEAR → XRP
1 USDC NEAR = 0.668992 XRP
1 XRP = 1.4948 USDC NEAR
Rate as of Sep 30, 2026 11:55
- Orders from
- 100.67 USDC NEAR ≈ $100.65
- Payout network
- XRP Ledger
- 24 hours
- +0.81%
The direction is holding at 0.668992 XRP per 1 USDC NEAR (1.4948 USDC NEAR per 1 XRP). Over 24 hours USDC NEAR/XRP came in at plus 0.81%. Over the week, plus 7.67%.
The weekly range ran from 0.618375 to 0.685918 XRP, a spread of 10.92%. One order takes from 100.67 to 10,000,000 USDC NEAR. In dollars that is roughly $100.65.
If the recipient is an exchange, it usually needs a Destination Tag: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USD Coin at No. 6 ($74.37 B) and XRP at No. 5 ($94.28 B). Over 90 days the daily moves of USDC and XRP correlate at 0.06 (they travel apart).
Rate and amounts for USDC NEAR → XRP
| USDC NEAR | XRP |
|---|---|
| 200 | 133.7984 |
| 1,000 | 668.9921 |
| 2,000 | 1,337.98 |
| 10,000 | 6,689.92 |
| 20,000 | 13,379.84 |
| 100,000 | 66,899.21 |
| XRP | USDC NEAR |
|---|---|
| 100 | 149.4786 |
| 500 | 747.393 |
| 1,000 | 1,494.79 |
| 5,000 | 7,473.93 |
| 10,000 | 14,947.86 |
| 50,000 | 74,739.3 |
How the USDC NEAR → XRP exchange runs
- Work out the amount in the calculator — orders start at 100.67 USDC NEAR.
- Give a XRP address on XRP Ledger and a contact for the order. Receiving to an exchange? Add the Destination Tag, or the payment will hang on the recipient side.
- Send USDC NEAR on NEAR, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends XRP to your address. The order page shows the status.
Check this before sending USDC NEAR
- The address network is XRP Ledger. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Destination Tag, enter it when you create the order.
- The transfer must not be smaller than 100.67 USDC NEAR.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the USDC NEAR to XRP rate has moved
high 0.685918 XRPlow 0.618375 XRP
Sep 23, 2026 11:59Sep 30, 2026 11:59
high 0.779026 XRPlow 0.636332 XRP
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 1.0069 XRPlow 0.636332 XRP
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 1.0069 XRPlow 0.328693 XRP
Oct 1, 2025 05:00Sep 29, 2026 05:00
- 24 hours
- +0.81%
- Week
- +7.67%
- Weekly high
- 0.685918 XRP
- Weekly low
- 0.618375 XRP
- Spread
- 10.92%
Market data from CoinGecko as of Sep 30, 2026 11:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The USDC NEAR/XRP spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.673907 | 0.645973 | 0.665306 | +0.81% |
| Week | 0.685918 | 0.618375 | 0.656695 | +7.67% |
| Month | 0.779026 | 0.636332 | 0.708383 | −6.45% |
| Quarter | 1.0069 | 0.636332 | 0.833079 | −30.4% |
Figures are in XRP per unit of the currency you send, taken from market data.
Daily USDC NEAR → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 29, 2026 | 0.669994 XRP | +1.62% |
| Sep 28, 2026 | 0.659316 XRP | +0.71% |
| Sep 27, 2026 | 0.654684 XRP | +2.67% |
| Sep 26, 2026 | 0.637651 XRP | −2.17% |
| Sep 25, 2026 | 0.651777 XRP | −2.15% |
| Sep 24, 2026 | 0.666096 XRP | +4.68% |
| Sep 23, 2026 | 0.636332 XRP | −2.31% |
Market data: USDC and XRP
USD Coin USDC- Price
- $0.999848
- 24 hours
- 0%
- Week
- −0.01%
- Market cap
- $74.37 B
- 24-hour turnover
- $17.65 B
- Rank by cap
- #6
- In circulation
- 74.38 B USDC
- All-time high
- $1.04
XRP XRP- Price
- $1.49
- 24 hours
- −0.81%
- Week
- −8.35%
- Market cap
- $94.28 B
- 24-hour turnover
- $3.88 B
- Rank by cap
- #5
- In circulation
- 63.09 B XRP
- All-time high
- $3.65
Source: CoinGecko, Sep 30, 2026 11:57.
USD Coin and XRP: how they differ
| USD Coin (USDC) | XRP (XRP) | |
|---|---|---|
| Ticker | USDC | XRP |
| Type | token | coin of its own network |
| Network | NEAR | — |
| Launched | 2018 | 2012 |
| Built by | Circle | Ripple Labs |
| Supply cap | no cap | 100 B XRP |
| In circulation | 74.38 B USDC | 63.09 B XRP |
| Market cap | $74.37 B | $94.28 B |
| Rank by cap | #6 | #5 |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and XRP over the quarter link at 0.06 (they travel apart).
Why people take the USDC NEAR → XRP route
- Entering XRP from dollarsUSDC goes into XRP in one step, with no coin in between: over the last month XRP posted +6.88%.
- Quick settlementA block in XRP Ledger closes in about 4 sec, which is why XRP is taken for transfers more often than for holding.
- Different basketsDaily moves of USDC and XRP over 90 days link at 0.06 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
Common questions: USDC NEAR → XRP
What rate does USDC NEAR to XRP run at?
As of Sep 30, 2026 11:55 it is 1 USDC NEAR = 0.668992 XRP. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.996798.
What amounts does USDC NEAR → XRP accept?
From 100.67 to 10,000,000 USDC NEAR per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC NEAR?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC NEAR they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC NEAR, and the blockchain takes that one.
How long does swapping USDC NEAR for XRP take?
The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XRP arrive in?
XRP arrives in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC NEAR to XRP rate do over the month?
Over the month, minus 6.45%: a low of 0.636332, a high of 0.779026, an average of 0.708383 XRP per 1 USDC NEAR.
Can I swap back, XRP for USDC NEAR?
Yes, the reverse is open too: 1 XRP = 1.4948 USDC NEAR. The link to switch sits under the calculator.
Related reading
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