USD Coin (USDC XLM) → Cardano (ADA)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for USDC XLM → ADA
1 USDC XLM = 4.0816 ADA
1 ADA = 0.245002 USDC XLM
Rate as of Sep 30, 2026 13:25
- Orders from
- 100.67 USDC XLM ≈ $100.65
- Payout network
- Cardano
- 24 hours
- +3.81%
Right now 1 USDC XLM gets you 4.0816 ADA; the other way round, 1 ADA is 0.245002 USDC XLM. Over 24 hours USDC XLM/ADA came in at plus 3.81%. Over the week, plus 5.51%.
The weekly range ran from 3.8198 to 4.2693 ADA, a spread of 11.77%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.65.
Market capitalisation puts USD Coin at No. 6 ($74.36 B) and Cardano at No. 17 ($9.17 B). Over 90 days the daily moves of USDC and ADA correlate at 0 (they travel apart).
Rate and amounts for USDC XLM → ADA
| USDC XLM | ADA |
|---|---|
| 200 | 816.3184 |
| 1,000 | 4,081.59 |
| 2,000 | 8,163.18 |
| 10,000 | 40,815.92 |
| 20,000 | 81,631.84 |
| 100,000 | 408,159.18 |
| ADA | USDC XLM |
|---|---|
| 500 | 122.5012 |
| 2,000 | 490.0049 |
| 5,000 | 1,225.01 |
| 20,000 | 4,900.05 |
| 50,000 | 12,250.12 |
| 200,000 | 49,000.49 |
How the USDC XLM → ADA exchange runs
- Work out the amount in the calculator — orders start at 100.67 USDC XLM.
- Give a ADA address on Cardano and a contact for the order.
- Send USDC XLM on XLM, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Cardano to your address. The order page shows the status.
Check this before sending USDC XLM
- The address network is Cardano. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 100.67 USDC XLM.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the USDC XLM to ADA rate has moved
high 4.2693 ADAlow 3.8198 ADA
Sep 23, 2026 13:27Sep 30, 2026 13:27
high 5.1896 ADAlow 3.8663 ADA
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 6.9305 ADAlow 3.8663 ADA
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 6.9562 ADAlow 1.1433 ADA
Oct 1, 2025 05:00Sep 29, 2026 05:00
- 24 hours
- +3.81%
- Week
- +5.51%
- Weekly high
- 4.2693 ADA
- Weekly low
- 3.8198 ADA
- Spread
- 11.77%
Market data from CoinGecko as of Sep 30, 2026 13:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The USDC XLM/ADA spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 4.1355 | 3.9407 | 4.0555 | +3.81% |
| Week | 4.2693 | 3.8198 | 4.0178 | +5.51% |
| Month | 5.1896 | 3.8663 | 4.5838 | −17.3% |
| Quarter | 6.9305 | 3.8663 | 5.2506 | −40.89% |
Figures are in ADA per unit of the currency you send, taken from market data.
Daily USDC XLM → ADA rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 29, 2026 | 4.0968 ADA | +4.5% |
| Sep 28, 2026 | 3.9205 ADA | −0.41% |
| Sep 27, 2026 | 3.9368 ADA | +1.82% |
| Sep 26, 2026 | 3.8663 ADA | −4.26% |
| Sep 25, 2026 | 4.0382 ADA | −3.69% |
| Sep 24, 2026 | 4.1931 ADA | +6.53% |
| Sep 23, 2026 | 3.9361 ADA | −3.54% |
Market data: USDC and ADA
USD Coin USDC- Price
- $0.99983
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $74.36 B
- 24-hour turnover
- $17.04 B
- Rank by cap
- #6
- In circulation
- 74.37 B USDC
- All-time high
- $1.04
Cardano ADA- Price
- $0.244458
- 24 hours
- −3.67%
- Week
- −5.51%
- Market cap
- $9.17 B
- 24-hour turnover
- $458.19 M
- Rank by cap
- #17
- In circulation
- 37.54 B ADA
- All-time high
- $3.09
Source: CoinGecko, Sep 30, 2026 13:27.
USD Coin and Cardano: how they differ
| USD Coin (USDC) | Cardano (ADA) | |
|---|---|---|
| Ticker | USDC | ADA |
| Type | token | coin of its own network |
| Network | XLM | — |
| Launched | 2018 | 2017 |
| Built by | Circle | Charles Hoskinson |
| Supply cap | no cap | 45 B ADA |
| In circulation | 74.37 B USDC | 37.54 B ADA |
| Market cap | $74.36 B | $9.17 B |
| Rank by cap | #6 | #17 |
| Consensus | — | Proof of Stake (Ouroboros) |
| Block | — | ~20 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and ADA over the quarter link at 0 (they travel apart).
Why people take the USDC XLM → ADA route
- Entering ADA from dollarsUSDC goes into Cardano in one step, with no coin in between: over the last month ADA posted +20.92%.
- Fuel for CardanoWithout Cardano you cannot pay for a transfer or a contract call in Cardano — the coin is needed for anything that happens in that ecosystem.
- Different basketsDaily moves of USDC and ADA over 90 days link at 0 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
Common questions: USDC XLM → ADA
What rate does USDC XLM to ADA run at?
As of Sep 30, 2026 13:25 it is 1 USDC XLM = 4.0816 ADA. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.997778.
What amounts does USDC XLM → ADA accept?
From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC XLM?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.
How long does swapping USDC XLM for ADA take?
The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will ADA arrive in?
Cardano arrives in its own Cardano network — a plain ADA address is all you need.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to ADA rate do over the month?
Over the month, minus 17.3%: a low of 3.8663, a high of 5.1896, an average of 4.5838 ADA per 1 USDC XLM.
Can I swap back, ADA for USDC XLM?
Yes, the reverse is open too: 1 ADA = 0.244998 USDC XLM. The link to switch sits under the calculator.
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