USD Coin (USDC XLM) → Cosmos (ATOM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC XLM → ATOM 1 USDC XLM = 0.579167 ATOM 1 ATOM = 1.7266 USDC XLM

Rate as of Oct 1, 2026 03:05

Orders from
100.67 USDC XLM ≈ $100.65
Payout network
Cosmos Hub
24 hours
+0.22%
You get 1,158.33 ATOM
Create the order
Rate
1 USDC XLM = 0.579167 ATOM
From
100.67 USDC XLM
Up to
10,000,000 USDC XLM

Preliminary figure: the final amount is locked in the order.

Right now 1 USDC XLM gets you 0.579167 ATOM; the other way round, 1 ATOM is 1.7266 USDC XLM. Over 24 hours USDC XLM/ATOM came in at plus 0.22%. Over the week, minus 2.38%.

The weekly range ran from 0.528802 to 0.593162 ATOM, a spread of 12.17%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.65.

If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USD Coin at No. 6 ($74.01 B) and Cosmos at No. 83 ($921.7 M). Over 90 days the daily moves of USDC and ATOM correlate at 0.03 (they travel apart).

Rate and amounts for USDC XLM → ATOM

USDC XLMATOM
200115.8334
1,000579.1671
2,0001,158.33
10,0005,791.67
20,00011,583.34
100,00057,916.71
ATOMUSDC XLM
100172.6617
500863.3086
1,0001,726.62
5,0008,633.09
10,00017,266.17
50,00086,330.86

How the USDC XLM → ATOM exchange runs

  1. Work out the amount in the calculator — orders start at 100.67 USDC XLM.
  2. Give a ATOM address on Cosmos Hub and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
  3. Send USDC XLM on XLM, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Cosmos to your address. The order page shows the status.

Swap USDC XLM for ATOM

Check this before sending USDC XLM

  • The address network is Cosmos Hub. Sending through another network almost always means losing the transfer.
  • If the recipient asks for a Memo, enter it when you create the order.
  • The transfer must not be smaller than 100.67 USDC XLM.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC XLM to ATOM rate has moved

high 0.593162 ATOMlow 0.528802 ATOM
Sep 24, 2026 03:09Oct 1, 2026 03:09
high 0.687467 ATOMlow 0.530864 ATOM
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.817427 ATOMlow 0.530864 ATOM
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.817427 ATOMlow 0.231747 ATOM
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
+0.22%
Week
−2.38%
Weekly high
0.593162 ATOM
Weekly low
0.528802 ATOM
Spread
12.17%

Market data from CoinGecko as of Oct 1, 2026 02:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC XLM/ATOM spread by period

PeriodHighLowMiddlePeriod result
24 hours0.5861650.569250.579119+0.22%
Week0.5931620.5288020.563071−2.38%
Month0.6874670.5308640.60608−15.21%
Quarter0.8174270.5308640.658616−10.44%

Figures are in ATOM per unit of the currency you send, taken from market data.

Daily USDC XLM → ATOM rate

DayCloseAgainst the day before
Sep 30, 20260.581953 ATOM+0.97%
Sep 29, 20260.57639 ATOM+8.58%
Sep 28, 20260.530864 ATOM−0.98%
Sep 27, 20260.536097 ATOM−3.99%
Sep 26, 20260.558366 ATOM−0.43%
Sep 25, 20260.560761 ATOM−4.9%
Sep 24, 20260.589652 ATOM+8.74%

Market data: USDC and ATOM

USD Coin USDC
Price
$0.999799
24 hours
−0.01%
Week
−0.01%
Market cap
$74.01 B
24-hour turnover
$21.21 B
Rank by cap
#6
In circulation
74.03 B USDC
All-time high
$1.04
Cosmos ATOM
Price
$1.73
24 hours
−0.23%
Week
+2.32%
Market cap
$921.7 M
24-hour turnover
$52.97 M
Rank by cap
#83
In circulation
533.48 M ATOM
All-time high
$43.84

Source: CoinGecko, Oct 1, 2026 02:57.

USD Coin and Cosmos: how they differ

USD Coin (USDC)Cosmos (ATOM)
TickerUSDCATOM
Typetokencoin of its own network
NetworkXLM—
Launched20182019
Built byCircleJae Kwon, Ethan Buchman
Supply capno capno cap
In circulation74.03 B USDC533.48 M ATOM
Market cap$74.01 B$921.7 M
Rank by cap#6#83
Consensus—Proof of Stake (CometBFT)
Block—~6 sec
Privacy—transfers are public

Daily moves of USDC and ATOM over the quarter link at 0.03 (they travel apart).

Why people take the USDC XLM → ATOM route

  • Entering ATOM from dollarsUSDC goes into Cosmos in one step, with no coin in between: over the last month ATOM posted +17.93%.
  • Fuel for Cosmos HubWithout Cosmos you cannot pay for a transfer or a contract call in Cosmos Hub — the coin is needed for anything that happens in that ecosystem.
  • Different basketsDaily moves of USDC and ATOM over 90 days link at 0.03 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDC XLM → ATOM

What rate does USDC XLM to ATOM run at?
As of Oct 1, 2026 03:05 it is 1 USDC XLM = 0.579167 ATOM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.
What amounts does USDC XLM → ATOM accept?
From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC XLM?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.
How long does swapping USDC XLM for ATOM take?
The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will ATOM arrive in?
Cosmos arrives in its own Cosmos Hub network — a plain ATOM address is all you need. Some exchanges and wallets also need a Memo.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to ATOM rate do over the month?
Over the month, minus 15.21%: a low of 0.530864, a high of 0.687467, an average of 0.60608 ATOM per 1 USDC XLM.
Can I swap back, ATOM for USDC XLM?
Yes, the reverse is open too: 1 ATOM = 1.7266 USDC XLM. The link to switch sits under the calculator.

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