USD Coin (USDC XLM) → Bitcoin (BTC)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC XLM → BTC 1 USDC XLM = 0.0000118643 BTC 1 BTC = 84,286.73 USDC XLM

Rate as of Sep 30, 2026 22:10

Orders from
100.67 USDC XLM ≈ $100.65
Payout network
Bitcoin
24 hours
−1.67%
You get 0.0237285 BTC
Create the order
Rate
1 USDC XLM = 0.0000118643 BTC
From
100.67 USDC XLM
Up to
10,000,000 USDC XLM

Preliminary figure: the final amount is locked in the order.

Current maths: 0.0000118643 BTC for every USDC XLM, and 84,286.73 USDC XLM per BTC in reverse. Over 24 hours USDC XLM/BTC came in at minus 1.67%. Over the week, plus 0.03%.

The weekly range ran from 0.0000117636 to 0.0000121 BTC, a spread of 2.86%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.65.

Market capitalisation puts USD Coin at No. 6 ($74.22 B) and Bitcoin at No. 1 ($1.69 T). Over 90 days the daily moves of USDC and BTC correlate at 0.05 (they travel apart).

Rate and amounts for USDC XLM → BTC

USDC XLMBTC
2000.00237285
1,0000.0118643
2,0000.0237285
10,0000.118643
20,0000.237285
100,0001.1864
BTCUSDC XLM
0.002168.5735
0.01842.8673
0.021,685.73
0.18,428.67
0.216,857.35
184,286.73

How the USDC XLM → BTC exchange runs

  1. Work out the amount in the calculator — orders start at 100.67 USDC XLM.
  2. Give a BTC address on Bitcoin and a contact for the order.
  3. Send USDC XLM on XLM, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Bitcoin to your address. The order page shows the status.

Swap USDC XLM for BTC

Check this before sending USDC XLM

  • The address network is Bitcoin. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 100.67 USDC XLM.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC XLM to BTC rate has moved

high 0.0000121 BTClow 0.0000117636 BTC
Sep 23, 2026 22:10Sep 30, 2026 22:10
high 0.0000132254 BTClow 0.0000115462 BTC
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.0000166687 BTClow 0.0000115462 BTC
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.000017064 BTClow 0.00000801454 BTC
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
−1.67%
Week
+0.03%
Weekly high
0.0000121 BTC
Weekly low
0.0000117636 BTC
Spread
2.86%

Market data from CoinGecko as of Sep 30, 2026 21:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC XLM/BTC spread by period

PeriodHighLowMiddlePeriod result
24 hours0.00001203640.00001182240.0000119696−1.67%
Week0.00001210.00001176360.00001191+0.03%
Month0.00001322540.00001154620.0000124828−7.32%
Quarter0.00001666870.00001154620.000014253−28.41%

Figures are in BTC per unit of the currency you send, taken from market data.

Daily USDC XLM → BTC rate

DayCloseAgainst the day before
Sep 30, 20260.0000119329 BTC−0.37%
Sep 29, 20260.0000119776 BTC+1.17%
Sep 28, 20260.0000118394 BTC−0.04%
Sep 27, 20260.0000118446 BTC−0.41%
Sep 26, 20260.000011893 BTC+0.37%
Sep 25, 20260.0000118493 BTC0%
Sep 24, 20260.0000118491 BTC+2.13%

Market data: USDC and BTC

USD Coin USDC
Price
$0.999796
24 hours
−0.01%
Week
−0.01%
Market cap
$74.22 B
24-hour turnover
$17.6 B
Rank by cap
#6
In circulation
74.24 B USDC
All-time high
$1.04
Bitcoin BTC
Price
$84,317.00
24 hours
+1.69%
Week
−0.44%
Market cap
$1.69 T
24-hour turnover
$34.2 B
Rank by cap
#1
In circulation
20.09 M BTC
All-time high
$126,080.00

Source: CoinGecko, Sep 30, 2026 21:57.

USD Coin and Bitcoin: how they differ

USD Coin (USDC)Bitcoin (BTC)
TickerUSDCBTC
Typetokencoin of its own network
NetworkXLM—
Launched20182009
Built byCircleSatoshi Nakamoto
Supply capno cap21 M BTC
In circulation74.24 B USDC20.09 M BTC
Market cap$74.22 B$1.69 T
Rank by cap#6#1
Consensus—Proof of Work (SHA-256)
Block—~10 min
Privacy—transfers are public

Daily moves of USDC and BTC over the quarter link at 0.05 (they travel apart).

Why people take the USDC XLM → BTC route

  • Entering BTC from dollarsUSDC goes into Bitcoin in one step, with no coin in between: over the last month BTC posted +7.89%.
  • A capped supplyThere will be 21 M BTC and not one coin more, and that cap is the whole case for holding Bitcoin long term.
  • Different basketsDaily moves of USDC and BTC over 90 days link at 0.05 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDC XLM → BTC

What rate does USDC XLM to BTC run at?
As of Sep 30, 2026 22:10 it is 1 USDC XLM = 0.0000118643 BTC. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.
What amounts does USDC XLM → BTC accept?
From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC XLM?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.
How long does swapping USDC XLM for BTC take?
The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will BTC arrive in?
Bitcoin arrives in its own Bitcoin network — a plain BTC address is all you need.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to BTC rate do over the month?
Over the month, minus 7.32%: a low of 0.0000115462, a high of 0.0000132254, an average of 0.0000124828 BTC per 1 USDC XLM.
Can I swap back, BTC for USDC XLM?
Yes, the reverse is open too: 1 BTC = 84,285.05 USDC XLM. The link to switch sits under the calculator.

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