USD Coin (USDC XLM) → Tezos (XTZ)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC XLM → XTZ 1 USDC XLM = 3.1491 XTZ 1 XTZ = 0.317553 USDC XLM

Rate as of Sep 30, 2026 22:50

Orders from
100.67 USDC XLM ≈ $100.65
Payout network
Tezos
24 hours
−2.21%
You get 6,298.16 XTZ
Create the order
Rate
1 USDC XLM = 3.1491 XTZ
From
100.67 USDC XLM
Up to
10,000,000 USDC XLM

Preliminary figure: the final amount is locked in the order.

Current maths: 3.1491 XTZ for every USDC XLM, and 0.317553 USDC XLM per XTZ in reverse. Over 24 hours USDC XLM/XTZ came in at minus 2.21%. Over the week, plus 1.67%.

The weekly range ran from 2.9965 to 3.2722 XTZ, a spread of 9.2%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.65.

Market capitalisation puts USD Coin at No. 6 ($74.2 B) and Tezos at No. 136 ($349.76 M). Over 90 days the daily moves of USDC and XTZ correlate at 0.01 (they travel apart).

Rate and amounts for USDC XLM → XTZ

USDC XLMXTZ
200629.8158
1,0003,149.08
2,0006,298.16
10,00031,490.79
20,00062,981.58
100,000314,907.89
XTZUSDC XLM
500158.7766
2,000635.1064
5,0001,587.77
20,0006,351.06
50,00015,877.66
200,00063,510.64

How the USDC XLM → XTZ exchange runs

  1. Work out the amount in the calculator — orders start at 100.67 USDC XLM.
  2. Give a XTZ address on Tezos and a contact for the order.
  3. Send USDC XLM on XLM, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Tezos to your address. The order page shows the status.

Swap USDC XLM for XTZ

Check this before sending USDC XLM

  • The address network is Tezos. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 100.67 USDC XLM.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC XLM to XTZ rate has moved

high 3.2722 XTZlow 2.9965 XTZ
Sep 23, 2026 22:54Sep 30, 2026 22:54
high 4.7428 XTZlow 2.7346 XTZ
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 5.1398 XTZlow 2.7346 XTZ
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 5.1398 XTZlow 1.3901 XTZ
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
−2.21%
Week
+1.67%
Weekly high
3.2722 XTZ
Weekly low
2.9965 XTZ
Spread
9.2%

Market data from CoinGecko as of Sep 30, 2026 22:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC XLM/XTZ spread by period

PeriodHighLowMiddlePeriod result
24 hours3.20723.11123.1652−2.21%
Week3.27222.99653.1078+1.67%
Month4.74282.73463.71−33.18%
Quarter5.13982.73464.298−33.06%

Figures are in XTZ per unit of the currency you send, taken from market data.

Daily USDC XLM → XTZ rate

DayCloseAgainst the day before
Sep 30, 20263.1692 XTZ−0.73%
Sep 29, 20263.1926 XTZ+2.49%
Sep 28, 20263.1151 XTZ+2.55%
Sep 27, 20263.0375 XTZ+0.85%
Sep 26, 20263.0119 XTZ−0.06%
Sep 25, 20263.0138 XTZ−2.11%
Sep 24, 20263.0788 XTZ+6.99%

Market data: USDC and XTZ

USD Coin USDC
Price
$0.999833
24 hours
−0.01%
Week
−0.01%
Market cap
$74.2 B
24-hour turnover
$17.63 B
Rank by cap
#6
In circulation
74.21 B USDC
All-time high
$1.04
Tezos XTZ
Price
$0.318538
24 hours
+2.25%
Week
−1.26%
Market cap
$349.76 M
24-hour turnover
$8.02 M
Rank by cap
#136
In circulation
1.1 B XTZ
All-time high
$9.12

Source: CoinGecko, Sep 30, 2026 22:27.

USD Coin and Tezos: how they differ

USD Coin (USDC)Tezos (XTZ)
TickerUSDCXTZ
Typetokencoin of its own network
NetworkXLM—
Launched20182018
Built byCircleArthur Breitman, Kathleen Breitman
Supply capno cap—
In circulation74.21 B USDC1.1 B XTZ
Market cap$74.2 B$349.76 M
Rank by cap#6#136
Consensus—Liquid Proof of Stake
Privacy—transfers are public

Daily moves of USDC and XTZ over the quarter link at 0.01 (they travel apart).

Why people take the USDC XLM → XTZ route

  • Entering XTZ from dollarsUSDC goes into Tezos in one step, with no coin in between: over the last month XTZ posted +49.64%.
  • Fuel for TezosWithout Tezos you cannot pay for a transfer or a contract call in Tezos — the coin is needed for anything that happens in that ecosystem.
  • Different basketsDaily moves of USDC and XTZ over 90 days link at 0.01 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDC XLM → XTZ

What rate does USDC XLM to XTZ run at?
As of Sep 30, 2026 22:50 it is 1 USDC XLM = 3.1491 XTZ. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.
What amounts does USDC XLM → XTZ accept?
From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC XLM?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.
How long does swapping USDC XLM for XTZ take?
The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XTZ arrive in?
Tezos arrives in its own Tezos network — a plain XTZ address is all you need.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to XTZ rate do over the month?
Over the month, minus 33.18%: a low of 2.7346, a high of 4.7428, an average of 3.71 XTZ per 1 USDC XLM.
Can I swap back, XTZ for USDC XLM?
Yes, the reverse is open too: 1 XTZ = 0.317547 USDC XLM. The link to switch sits under the calculator.

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