USD Coin (USDC XLM) → Zcash (ZEC)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC XLM → ZEC 1 USDC XLM = 0.000706158 ZEC 1 ZEC = 1,416.11 USDC XLM

Rate as of Oct 1, 2026 02:30

Orders from
100.67 USDC XLM ≈ $100.65
Payout network
Zcash
24 hours
−1.65%
You get 1.4123 ZEC
Create the order
Rate
1 USDC XLM = 0.000706158 ZEC
From
100.67 USDC XLM
Up to
10,000,000 USDC XLM

Preliminary figure: the final amount is locked in the order.

Current maths: 0.000706158 ZEC for every USDC XLM, and 1,416.11 USDC XLM per ZEC in reverse. Over 24 hours USDC XLM/ZEC came in at minus 1.65%. Over the week, plus 5.87%.

The weekly range ran from 0.000601703 to 0.000733086 ZEC, a spread of 21.84%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.65.

Market capitalisation puts USD Coin at No. 6 ($74.01 B) and Zcash at No. 9 ($24.06 B). Over 90 days the daily moves of USDC and ZEC correlate at 0.04 (they travel apart).

Rate and amounts for USDC XLM → ZEC

USDC XLMZEC
2000.141232
1,0000.706158
2,0001.4123
10,0007.0616
20,00014.1232
100,00070.6158
ZECUSDC XLM
0.1141.6113
0.5708.0564
11,416.11
57,080.56
1014,161.13
5070,805.64

How the USDC XLM → ZEC exchange runs

  1. Work out the amount in the calculator — orders start at 100.67 USDC XLM.
  2. Give a ZEC address on Zcash and a contact for the order.
  3. Send USDC XLM on XLM, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Zcash to your address. The order page shows the status.

Swap USDC XLM for ZEC

Check this before sending USDC XLM

  • The address network is Zcash. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 100.67 USDC XLM.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC XLM to ZEC rate has moved

high 0.000733086 ZEClow 0.000601703 ZEC
Sep 24, 2026 02:35Oct 1, 2026 02:35
high 0.00122635 ZEClow 0.000604846 ZEC
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.00239881 ZEClow 0.000604846 ZEC
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.0134901 ZEClow 0.000604846 ZEC
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
−1.65%
Week
+5.87%
Weekly high
0.000733086 ZEC
Weekly low
0.000601703 ZEC
Spread
21.84%

Market data from CoinGecko as of Oct 1, 2026 02:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC XLM/ZEC spread by period

PeriodHighLowMiddlePeriod result
24 hours0.0007162630.000681280.000702845−1.65%
Week0.0007330860.0006017030.000659246+5.87%
Month0.001226350.0006048460.000832693−40.52%
Quarter0.002398810.0006048460.00153504−70.35%

Figures are in ZEC per unit of the currency you send, taken from market data.

Daily USDC XLM → ZEC rate

DayCloseAgainst the day before
Sep 30, 20260.000711291 ZEC+5.51%
Sep 29, 20260.000674119 ZEC+7%
Sep 28, 20260.000629989 ZEC+4.16%
Sep 27, 20260.000604846 ZEC−5.9%
Sep 26, 20260.000642759 ZEC−0.6%
Sep 25, 20260.000646662 ZEC−3.05%
Sep 24, 20260.000667007 ZEC+8.64%

Market data: USDC and ZEC

USD Coin USDC
Price
$0.999785
24 hours
−0.01%
Week
−0.01%
Market cap
$74.01 B
24-hour turnover
$21.11 B
Rank by cap
#6
In circulation
74.03 B USDC
All-time high
$1.04
Zcash ZEC
Price
$1,418.56
24 hours
+1.67%
Week
−6.24%
Market cap
$24.06 B
24-hour turnover
$1.05 B
Rank by cap
#9
In circulation
16.96 M ZEC
All-time high
$3,191.93

Source: CoinGecko, Oct 1, 2026 02:27.

USD Coin and Zcash: how they differ

USD Coin (USDC)Zcash (ZEC)
TickerUSDCZEC
Typetokencoin of its own network
NetworkXLM—
Launched20182016
Built byCircleZooko Wilcox-O'Hearn
Supply capno cap21 M ZEC
In circulation74.03 B USDC16.96 M ZEC
Market cap$74.01 B$24.06 B
Rank by cap#6#9
Consensus—Proof of Work (Equihash)
Block—~1.3 min
Privacy—optional

Daily moves of USDC and ZEC over the quarter link at 0.04 (they travel apart).

Why people take the USDC XLM → ZEC route

  • Entering ZEC from dollarsUSDC goes into Zcash in one step, with no coin in between: over the last month ZEC posted +68.1%.
  • Shielded transfersZcash has a mode in which the details of a transfer stay out of public view.
  • Different basketsDaily moves of USDC and ZEC over 90 days link at 0.04 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDC XLM → ZEC

What rate does USDC XLM to ZEC run at?
As of Oct 1, 2026 02:30 it is 1 USDC XLM = 0.000706158 ZEC. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.
What amounts does USDC XLM → ZEC accept?
From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC XLM?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.
How long does swapping USDC XLM for ZEC take?
The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will ZEC arrive in?
Zcash arrives in its own Zcash network — a plain ZEC address is all you need.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to ZEC rate do over the month?
Over the month, minus 40.52%: a low of 0.000604846, a high of 0.00122635, an average of 0.000832693 ZEC per 1 USDC XLM.
Can a USDC XLM to ZEC swap be seen from the outside?
Public networks keep every transfer in the explorer, open to anyone. Privacy coins shut that down: Monero by default, Zcash and Dash when a shielded transfer is picked.
Can I swap back, ZEC for USDC XLM?
Yes, the reverse is open too: 1 ZEC = 1,416.08 USDC XLM. The link to switch sits under the calculator.

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