Tether (USDT Optimism) → Stellar (XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for USDT Optimism → XLM
1 USDT Optimism = 4.4389 XLM
1 XLM = 0.225282 USDT Optimism
Rate as of Sep 30, 2026 23:30
- Orders from
- 100.67 USDT Optimism ≈ $100.64
- Payout network
- Stellar
- 24 hours
- −1.27%
Right now 1 USDT Optimism gets you 4.4389 XLM; the other way round, 1 XLM is 0.225282 USDT Optimism. Over 24 hours USDT Optimism/XLM came in at minus 1.27%. Over the week, minus 8.32%.
The weekly range ran from 4.2822 to 5.052 XLM, a spread of 17.98%. One order takes from 100.67 to 10,000,000 USDT Optimism. In dollars that is roughly $100.64.
If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts Tether at No. 3 ($183.82 B) and Stellar at No. 20 ($7.88 B). Over 90 days the daily moves of USDT and XLM correlate at 0.14 (they travel apart).
Rate and amounts for USDT Optimism → XLM
| USDT Optimism | XLM |
|---|---|
| 200 | 887.7752 |
| 1,000 | 4,438.88 |
| 2,000 | 8,877.75 |
| 10,000 | 44,388.76 |
| 20,000 | 88,777.52 |
| 100,000 | 443,887.61 |
| XLM | USDT Optimism |
|---|---|
| 500 | 112.6411 |
| 2,000 | 450.5645 |
| 5,000 | 1,126.41 |
| 20,000 | 4,505.65 |
| 50,000 | 11,264.11 |
| 200,000 | 45,056.45 |
How the USDT Optimism → XLM exchange runs
- Work out the amount in the calculator — orders start at 100.67 USDT Optimism.
- Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
- Send USDT Optimism on Optimism, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.
Check this before sending USDT Optimism
- The address network is Stellar. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Memo, enter it when you create the order.
- The transfer must not be smaller than 100.67 USDT Optimism.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the USDT Optimism to XLM rate has moved
high 5.052 XLMlow 4.2822 XLM
Sep 23, 2026 23:35Sep 30, 2026 23:35
high 5.7252 XLMlow 4.3053 XLM
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 6.4591 XLMlow 4.3053 XLM
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 6.97 XLMlow 2.4399 XLM
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- −1.27%
- Week
- −8.32%
- Weekly high
- 5.052 XLM
- Weekly low
- 4.2822 XLM
- Spread
- 17.98%
Market data from CoinGecko as of Sep 30, 2026 23:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The USDT Optimism/XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 4.5239 | 4.3744 | 4.4653 | −1.27% |
| Week | 5.052 | 4.2822 | 4.6041 | −8.32% |
| Month | 5.7252 | 4.3053 | 5.209 | −23.45% |
| Quarter | 6.4591 | 4.3053 | 5.4706 | −13.61% |
Figures are in XLM per unit of the currency you send, taken from market data.
Daily USDT Optimism → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 4.3827 XLM | +1.8% |
| Sep 29, 2026 | 4.3053 XLM | −7.09% |
| Sep 28, 2026 | 4.634 XLM | +0.33% |
| Sep 27, 2026 | 4.6189 XLM | +1.72% |
| Sep 26, 2026 | 4.5408 XLM | −1.24% |
| Sep 25, 2026 | 4.5977 XLM | −7.08% |
| Sep 24, 2026 | 4.9481 XLM | +6.9% |
Market data: USDT and XLM
Tether USDT- Price
- $0.999723
- 24 hours
- 0%
- Week
- −0.01%
- Market cap
- $183.82 B
- 24-hour turnover
- $62.95 B
- Rank by cap
- #3
- In circulation
- 183.87 B USDT
- All-time high
- $1.32
Stellar XLM- Price
- $0.22484
- 24 hours
- +1.29%
- Week
- +10.58%
- Market cap
- $7.88 B
- 24-hour turnover
- $351.78 M
- Rank by cap
- #20
- In circulation
- 35.02 B XLM
- All-time high
- $0.875563
Source: CoinGecko, Sep 30, 2026 23:27.
Tether and Stellar: how they differ
| Tether (USDT) | Stellar (XLM) | |
|---|---|---|
| Ticker | USDT | XLM |
| Type | token | coin of its own network |
| Network | Optimism | — |
| Fees are paid in | ETH | — |
| Launched | 2014 | 2014 |
| Built by | Tether Limited | Jed McCaleb, Joyce Kim |
| Supply cap | no cap | 50 B XLM |
| In circulation | 183.87 B USDT | 35.02 B XLM |
| Market cap | $183.82 B | $7.88 B |
| Rank by cap | #3 | #20 |
| Consensus | — | Stellar Consensus Protocol |
| Block | — | ~5 sec |
| Privacy | — | transfers are public |
Daily moves of USDT and XLM over the quarter link at 0.14 (they travel apart).
Why people take the USDT Optimism → XLM route
- Entering XLM from dollarsUSDT goes into Stellar in one step, with no coin in between: over the last month XLM posted +30.6%.
- Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
- Different basketsDaily moves of USDT and XLM over 90 days link at 0.14 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
Common questions: USDT Optimism → XLM
What rate does USDT Optimism to XLM run at?
As of Sep 30, 2026 23:30 it is 1 USDT Optimism = 4.4389 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.998037.
What amounts does USDT Optimism → XLM accept?
From 100.67 to 10,000,000 USDT Optimism per order. The floor is roughly $100.64.
Why can I not swap less than 100.67 USDT Optimism?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDT Optimism they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDT Optimism, and the blockchain takes that one.
How long does swapping USDT Optimism for XLM take?
The clock starts with confirmations: as soon as Optimism confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XLM arrive in?
Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT Optimism to XLM rate do over the month?
Over the month, minus 23.45%: a low of 4.3053, a high of 5.7252, an average of 5.209 XLM per 1 USDT Optimism.
Can I swap back, XLM for USDT Optimism?
Yes, the reverse is open too: 1 XLM = 0.225278 USDT Optimism. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
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