Stellar (XLM) → Polygon (POL)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XLM → POL 1 XLM = 2.0039 POL 1 POL = 0.499027 XLM

Rate as of Oct 1, 2026 04:00

Orders from
450.5258 XLM ≈ $102.67
Payout network
Polygon PoS
24 hours
+5.51%
You get 10,019.5 POL
Create the order
Rate
1 XLM = 2.0039 POL
From
450.5258 XLM
Up to
43,900,000 XLM

Preliminary figure: the final amount is locked in the order.

The direction is holding at 2.0039 POL per 1 XLM (0.499027 XLM per 1 POL). Over 24 hours XLM/POL came in at plus 5.51%. Over the week, plus 1.36%.

The weekly range ran from 1.7444 to 2.0299 POL, a spread of 16.37%. One order takes from 450.5258 to 43,900,000 XLM. In dollars that is roughly $102.67.

Market capitalisation puts Stellar at No. 20 ($7.98 B) and Polygon at No. 71 ($1.21 B). Over 90 days the daily moves of XLM and POL correlate at 0.47 (they travel alike).

Rate and amounts for XLM → POL

XLMPOL≈ USD
5001,001.95$113.95
2,0004,007.8$455.78
5,00010,019.5$1,139.46
20,00040,078$4,557.84
50,000100,195$11,394.60
200,000400,780$45,578.40
POLXLM≈ USD
1,000499.0269$113.72
5,0002,495.13$568.62
10,0004,990.27$1,137.24
50,00024,951.34$5,686.21
100,00049,902.69$11,372.42
500,000249,513.45$56,862.12

How the XLM → POL exchange runs

  1. Work out the amount in the calculator — orders start at 450.5258 XLM.
  2. Give a POL address on Polygon PoS and a contact for the order.
  3. Send XLM on Stellar, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Polygon to your address. The order page shows the status.

Swap XLM for POL

Check this before sending XLM

  • The address network is Polygon PoS. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 450.5258 XLM.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XLM to POL rate has moved

high 2.0299 POLlow 1.7444 POL
Sep 24, 2026 04:01Oct 1, 2026 04:01
high 2.0374 POLlow 1.7685 POL
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 2.8039 POLlow 1.4897 POL
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 3.0171 POLlow 1.2702 POL
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
+5.51%
Week
+1.36%
Weekly high
2.0299 POL
Weekly low
1.7444 POL
Spread
16.37%

Market data from CoinGecko as of Oct 1, 2026 03:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XLM/POL spread by period

PeriodHighLowMiddlePeriod result
24 hours2.02991.88561.9476+5.51%
Week2.02991.74441.9082+1.36%
Month2.03741.76851.9053+13.07%
Quarter2.80391.48972.1199−26.46%

Figures are in POL per unit of the currency you send, taken from market data.

Daily XLM → POL rate

DayCloseAgainst the day before
Sep 30, 20262.0328 POL+2.34%
Sep 29, 20261.9863 POL+12.32%
Sep 28, 20261.7685 POL−1.53%
Sep 27, 20261.796 POL−5.2%
Sep 26, 20261.8946 POL−5.28%
Sep 25, 20262.0002 POL+0.21%
Sep 24, 20261.996 POL+1.27%

Market data: XLM and POL

Stellar XLM
Price
$0.227892
24 hours
+1.87%
Week
+12.56%
Market cap
$7.98 B
24-hour turnover
$355.06 M
Rank by cap
#20
In circulation
35.02 B XLM
All-time high
$0.875563
Polygon POL
Price
$0.113601
24 hours
−3.45%
Week
+11.39%
Market cap
$1.21 B
24-hour turnover
$113.92 M
Rank by cap
#71
In circulation
10.62 B POL
All-time high
$1.29

Source: CoinGecko, Oct 1, 2026 03:57.

Stellar and Polygon: how they differ

Stellar (XLM)Polygon (POL)
TickerXLMPOL
Typecoin of its own networkcoin of its own network
Launched20142017
Built byJed McCaleb, Joyce KimPolygon Labs
ConsensusStellar Consensus ProtocolProof of Stake
Block~5 sec—
Supply cap50 B XLM—
Privacytransfers are publictransfers are public
In circulation35.02 B XLM10.62 B POL
Market cap$7.98 B$1.21 B
Rank by cap#20#71

Daily moves of XLM and POL over the quarter link at 0.47 (they travel alike).

Why people take the XLM → POL route

  • Fuel for Polygon PoSWithout Polygon you cannot pay for a transfer or a contract call in Polygon PoS — the coin is needed for anything that happens in that ecosystem.
  • Different basketsDaily moves of XLM and POL over 90 days link at 0.47 (they travel alike) — the weaker the link, the less a portfolio rests on one coin.
  • It works both waysThe POL → XLM direction is open as well — going back into XLM takes the same route and the same automation.

Common questions: XLM → POL

What rate does XLM to POL run at?
As of Oct 1, 2026 04:00 it is 1 XLM = 2.0039 POL. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.227645.
What amounts does XLM → POL accept?
From 450.5258 to 43,900,000 XLM per order. The floor is roughly $102.67.
Why can I not swap less than 450.5258 XLM?
The network fee and the handling do not depend on the amount. On a transfer below 450.5258 XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.
How long does swapping XLM for POL take?
The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.
Which network will POL arrive in?
Polygon arrives in its own Polygon PoS network — a plain POL address is all you need.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to POL rate do over the month?
Over the month, plus 13.07%: a low of 1.7685, a high of 2.0374, an average of 1.9053 POL per 1 XLM.
Can I swap back, POL for XLM?
Yes, the reverse is open too: 1 POL = 0.499002 XLM. The link to switch sits under the calculator.

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