Stellar (XLM) → Monero (XMR)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XLM → XMR
1 XLM = 0.00041897 XMR
1 XMR = 2,386.8 XLM
Rate as of Sep 30, 2026 18:45
- Orders from
- 450.5258 XLM ≈ $103.20
- Payout network
- Monero
- 24 hours
- −2.03%
Right now 1 XLM gets you 0.00041897 XMR; the other way round, 1 XMR is 2,386.8 XLM. Over 24 hours XLM/XMR came in at minus 2.03%. Over the week, plus 11.89%.
The weekly range ran from 0.000360478 to 0.000425579 XMR, a spread of 18.06%. One order takes from 450.5258 to 43,700,000 XLM. In dollars that is roughly $103.20.
Market capitalisation puts Stellar at No. 20 ($8.02 B) and Monero at No. 14 ($10.28 B). Over 90 days the daily moves of XLM and XMR correlate at 0.25 (they travel apart).
Rate and amounts for XLM → XMR
| XLM | XMR | ≈ USD |
|---|---|---|
| 500 | 0.209485 | $114.53 |
| 2,000 | 0.837941 | $458.13 |
| 5,000 | 2.0949 | $1,145.32 |
| 20,000 | 8.3794 | $4,581.26 |
| 50,000 | 20.9485 | $11,453.15 |
| 200,000 | 83.7941 | $45,812.60 |
| XMR | XLM | ≈ USD |
|---|---|---|
| 0.2 | 477.3608 | $109.35 |
| 1 | 2,386.8 | $546.73 |
| 2 | 4,773.61 | $1,093.46 |
| 10 | 23,868.04 | $5,467.28 |
| 20 | 47,736.08 | $10,934.57 |
| 100 | 238,680.39 | $54,672.85 |
How the XLM → XMR exchange runs
- Work out the amount in the calculator — orders start at 450.5258 XLM.
- Give a XMR address on Monero and a contact for the order.
- Send XLM on Stellar, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Monero to your address. The order page shows the status.
Check this before sending XLM
- The address network is Monero. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 450.5258 XLM.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XLM to XMR rate has moved
high 0.000425579 XMRlow 0.000360478 XMR
Sep 23, 2026 18:46Sep 30, 2026 18:46
high 0.000429167 XMRlow 0.000331056 XMR
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.000636854 XMRlow 0.000331056 XMR
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.00132053 XMRlow 0.000331056 XMR
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- −2.03%
- Week
- +11.89%
- Weekly high
- 0.000425579 XMR
- Weekly low
- 0.000360478 XMR
- Spread
- 18.06%
Market data from CoinGecko as of Sep 30, 2026 18:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XLM/XMR spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.000425579 | 0.00040615 | 0.00041373 | −2.03% |
| Week | 0.000425579 | 0.000360478 | 0.000394678 | +11.89% |
| Month | 0.000429167 | 0.000331056 | 0.000363028 | +17.26% |
| Quarter | 0.000636854 | 0.000331056 | 0.000448649 | −33.96% |
Figures are in XMR per unit of the currency you send, taken from market data.
Daily XLM → XMR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 0.000420608 XMR | −1.99% |
| Sep 29, 2026 | 0.000429167 XMR | +8.87% |
| Sep 28, 2026 | 0.0003942 XMR | +1.87% |
| Sep 27, 2026 | 0.000386956 XMR | −2.04% |
| Sep 26, 2026 | 0.000395006 XMR | +2.75% |
| Sep 25, 2026 | 0.000384441 XMR | +5.28% |
| Sep 24, 2026 | 0.000365148 XMR | −2.98% |
Market data: XLM and XMR
Stellar XLM- Price
- $0.229063
- 24 hours
- −1.26%
- Week
- +7.55%
- Market cap
- $8.02 B
- 24-hour turnover
- $391.84 M
- Rank by cap
- #20
- In circulation
- 35.02 B XLM
- All-time high
- $0.875563
Monero XMR- Price
- $546.42
- 24 hours
- +0.78%
- Week
- −2.97%
- Market cap
- $10.28 B
- 24-hour turnover
- $110.31 M
- Rank by cap
- #14
- In circulation
- 18.81 M XMR
- All-time high
- $797.73
Source: CoinGecko, Sep 30, 2026 18:27.
Stellar and Monero: how they differ
| Stellar (XLM) | Monero (XMR) | |
|---|---|---|
| Ticker | XLM | XMR |
| Type | coin of its own network | coin of its own network |
| Launched | 2014 | 2014 |
| Built by | Jed McCaleb, Joyce Kim | — |
| Consensus | Stellar Consensus Protocol | Proof of Work (RandomX) |
| Block | ~5 sec | ~2 min |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | always on |
| In circulation | 35.02 B XLM | 18.81 M XMR |
| Market cap | $8.02 B | $10.28 B |
| Rank by cap | #20 | #14 |
Daily moves of XLM and XMR over the quarter link at 0.25 (they travel apart).
Why people take the XLM → XMR route
- Privacy at protocol levelIn Monero the sender, the receiver and the amount are hidden by the network itself — a public explorer will not show them.
- Quick settlementA block in Monero closes in about 2 min, which is why Monero is taken for transfers more often than for holding.
- Different basketsDaily moves of XLM and XMR over 90 days link at 0.25 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
Common questions: XLM → XMR
What rate does XLM to XMR run at?
As of Sep 30, 2026 18:45 it is 1 XLM = 0.00041897 XMR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.228934.
What amounts does XLM → XMR accept?
From 450.5258 to 43,700,000 XLM per order. The floor is roughly $103.20.
Why can I not swap less than 450.5258 XLM?
The network fee and the handling do not depend on the amount. On a transfer below 450.5258 XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.
How long does swapping XLM for XMR take?
The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.
Which network will XMR arrive in?
Monero arrives in its own Monero network — a plain XMR address is all you need.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to XMR rate do over the month?
Over the month, plus 17.26%: a low of 0.000331056, a high of 0.000429167, an average of 0.000363028 XMR per 1 XLM.
Can a XLM to XMR swap be seen from the outside?
Public networks keep every transfer in the explorer, open to anyone. Privacy coins shut that down: Monero by default, Zcash and Dash when a shielded transfer is picked.
Can I swap back, XMR for XLM?
Yes, the reverse is open too: 1 XMR = 2,386.76 XLM. The link to switch sits under the calculator.
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