Tezos (XTZ) → USD Coin (USDC BEP20)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XTZ → USDC BEP20 1 XTZ = 0.316297 USDC BEP20 1 USDC BEP20 = 3.1616 XTZ

Rate as of Sep 30, 2026 12:35

Orders from: 321.4959 XTZ ≈ $101.63
Payout network: BNB Smart Chain (BEP20)
24 hours: +0.62%

You send

XTZ

You get 1,581.48

USDC BEP20

Create the order

Rate: 1 XTZ = 0.316297 USDC BEP20
From: 321.4959 XTZ
Up to: 31,600,000 XTZ

Preliminary figure: the final amount is locked in the order.

Right now 1 XTZ gets you 0.316297 USDC BEP20; the other way round, 1 USDC BEP20 is 3.1616 XTZ. Over 24 hours XTZ/USDC BEP20 came in at plus 0.62%. Over the week, minus 6.52%.

The weekly range ran from 0.305603 to 0.341546 USDC BEP20, a spread of 11.76%. One order takes from 321.4959 to 31,600,000 XTZ. In dollars that is roughly $101.63.

The robot sends the payout in the BNB Smart Chain (BEP20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Tezos at No. 136 ($346.93 M) and USD Coin at No. 6 ($74.36 B). Over 90 days the daily moves of XTZ and USDC correlate at 0.01 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XTZ	From	Network fee	Speed
Ethereum (ERC20)	0.316297	321.4959 XTZ	≈ $0.016	medium
Solana	0.316297	321.4959 XTZ	≈ $0.00059	fast
Arbitrum One	0.316297	321.4959 XTZ	≈ $0.0035	fast
BASE	0.316297	321.4959 XTZ	—	—
BNB Smart Chain (BEP20) open	0.316297	321.4959 XTZ	≈ $0.0025	fast
Avalanche C-Chain	0.316297	321.4959 XTZ	≈ $0.0036	fast
NEAR	0.316297	321.4959 XTZ	—	—
Optimism	0.316297	321.4959 XTZ	≈ $0.00018	fast
Polygon	0.316297	321.4959 XTZ	≈ $0.002	fast
XLM	0.316297	321.4959 XTZ	—	—

XTZ → USDC: all networks side by side Network charges for USDC

Rate and amounts for XTZ → USDC BEP20

Send XTZ — receive USDC BEP20Need USDC BEP20 — send this much XTZ

XTZ	USDC BEP20
500	158.1484
2,000	632.5937
5,000	1,581.48
20,000	6,325.94
50,000	15,814.84
200,000	63,259.37

USDC BEP20	XTZ
200	632.3174
1,000	3,161.59
2,000	6,323.17
10,000	31,615.87
20,000	63,231.74
100,000	316,158.71

How the XTZ → USDC BEP20 exchange runs

Work out the amount in the calculator — orders start at 321.4959 XTZ.
Give a USDC address on BNB Smart Chain (BEP20) and a contact for the order.
Send XTZ on Tezos, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XTZ for USDC BEP20

Check this before sending XTZ

The address network is BNB Smart Chain (BEP20). Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 321.4959 XTZ.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XTZ to USDC BEP20 rate has moved

WeekMonthQuarterYear

high 0.341546 USDC BEP20low 0.305603 USDC BEP20

Sep 23, 2026 12:40Sep 30, 2026 12:40

high 0.365685 USDC BEP20low 0.210844 USDC BEP20

Aug 30, 2026 05:00Sep 29, 2026 05:00

high 0.365685 USDC BEP20low 0.194559 USDC BEP20

Jul 1, 2026 05:00Sep 29, 2026 05:00

high 0.719392 USDC BEP20low 0.194559 USDC BEP20

Oct 1, 2025 05:00Sep 29, 2026 05:00

24 hours: +0.62%
Week: −6.52%
Weekly high: 0.341546 USDC BEP20
Weekly low: 0.305603 USDC BEP20
Spread: 11.76%

Market data from CoinGecko as of Sep 30, 2026 12:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XTZ/USDC BEP20 spread by period

Period	High	Low	Middle	Period result
24 hours	0.32321	0.311795	0.31662	+0.62%
Week	0.341546	0.305603	0.322981	−6.52%
Month	0.365685	0.210844	0.274082	+43.01%
Quarter	0.365685	0.194559	0.237301	+53.39%

Figures are in USDC BEP20 per unit of the currency you send, taken from market data.

Daily XTZ → USDC BEP20 rate

Day	Close	Against the day before
Sep 29, 2026	0.314008 USDC BEP20	−2.18%
Sep 28, 2026	0.321016 USDC BEP20	−2.49%
Sep 27, 2026	0.329217 USDC BEP20	−0.84%
Sep 26, 2026	0.33202 USDC BEP20	+0.06%
Sep 25, 2026	0.331809 USDC BEP20	+2.16%
Sep 24, 2026	0.3248 USDC BEP20	−6.54%
Sep 23, 2026	0.347511 USDC BEP20	+2.24%

Market data: XTZ and USDC

Tezos XTZ

Price: $0.31611
24 hours: +0.62%
Week: −6.94%
Market cap: $346.93 M
24-hour turnover: $8.31 M
Rank by cap: #136
In circulation: 1.1 B XTZ
All-time high: $9.12

USD Coin USDC

Price: $0.999822
24 hours: −0.01%
Week: −0.01%
Market cap: $74.36 B
24-hour turnover: $17.43 B
Rank by cap: #6
In circulation: 74.37 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 12:27.

Tezos and USD Coin: how they differ

	Tezos (XTZ)	USD Coin (USDC)
Ticker	XTZ	USDC
Type	coin of its own network	token
Launched	2018	2018
Built by	Arthur Breitman, Kathleen Breitman	Circle
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	74.37 B USDC
Market cap	$346.93 M	$74.36 B
Rank by cap	#136	#6
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB
Supply cap	—	no cap

Daily moves of XTZ and USDC over the quarter link at 0.01 (they travel apart).

Why people take the XTZ → USDC BEP20 route

Stepping out of the swingsXTZ moved +43% over the past month. USDC tracks the dollar, so after the swap the amount stops following XTZ.
It works both waysThe USDC BEP20 → XTZ direction is open as well — going back into XTZ takes the same route and the same automation.

Common questions: XTZ → USDC BEP20

What rate does XTZ to USDC BEP20 run at?

As of Sep 30, 2026 12:35 it is 1 XTZ = 0.316297 USDC BEP20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.316241.

What amounts does XTZ → USDC BEP20 accept?

From 321.4959 to 31,600,000 XTZ per order. The floor is roughly $101.63.

Why can I not swap less than 321.4959 XTZ?

The network fee and the handling do not depend on the amount. On a transfer below 321.4959 XTZ they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XTZ, and the blockchain takes that one.

How long does swapping XTZ for USDC BEP20 take?

The clock starts with confirmations: as soon as Tezos confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC BEP20 arrive in?

The payout goes out on BNB Smart Chain (BEP20). Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDC BEP20 rate do over the month?

Over the month, plus 43.01%: a low of 0.210844, a high of 0.365685, an average of 0.274082 USDC BEP20 per 1 XTZ.

Can I swap back, USDC BEP20 for XTZ?

Yes, the reverse is open too: 1 USDC BEP20 = 3.1615 XTZ. The link to switch sits under the calculator.