Tezos (XTZ) → USD Coin (USDC NEAR)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XTZ → USDC NEAR 1 XTZ = 0.315197 USDC NEAR 1 USDC NEAR = 3.1726 XTZ

Rate as of Sep 30, 2026 19:40

Orders from: 321.4959 XTZ ≈ $101.43
Payout network: NEAR
24 hours: −1.62%

You send

XTZ

You get 1,575.98

USDC NEAR

Create the order

Rate: 1 XTZ = 0.315197 USDC NEAR
From: 321.4959 XTZ
Up to: 31,700,000 XTZ

Preliminary figure: the final amount is locked in the order.

The direction is holding at 0.315197 USDC NEAR per 1 XTZ (3.1726 XTZ per 1 USDC NEAR). Over 24 hours XTZ/USDC NEAR came in at minus 1.62%. Over the week, minus 2.61%.

The weekly range ran from 0.305773 to 0.336562 USDC NEAR, a spread of 10.07%. One order takes from 321.4959 to 31,700,000 XTZ. In dollars that is roughly $101.43.

The robot sends the payout in the NEAR network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Tezos at No. 136 ($346.38 M) and USD Coin at No. 6 ($74.32 B). Over 90 days the daily moves of XTZ and USDC correlate at 0.01 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XTZ	From	Network fee	Speed
Ethereum (ERC20)	0.315197	321.4959 XTZ	≈ $0.27	medium
Solana	0.315197	321.4959 XTZ	≈ $0.0006	fast
Arbitrum One	0.315197	321.4959 XTZ	≈ $0.0039	fast
BASE	0.315197	321.4959 XTZ	—	—
BNB Smart Chain (BEP20)	0.315197	321.4959 XTZ	≈ $0.0025	fast
Avalanche C-Chain	0.315197	321.4959 XTZ	≈ $0.0037	fast
NEAR open	0.315197	321.4959 XTZ	—	—
Optimism	0.315197	321.4959 XTZ	≈ $0.00024	fast
Polygon	0.315197	321.4959 XTZ	≈ $0.0021	fast
XLM	0.315197	321.4959 XTZ	—	—

XTZ → USDC: all networks side by side Network charges for USDC

Rate and amounts for XTZ → USDC NEAR

Send XTZ — receive USDC NEARNeed USDC NEAR — send this much XTZ

XTZ	USDC NEAR
500	157.5984
2,000	630.3937
5,000	1,575.98
20,000	6,303.94
50,000	15,759.84
200,000	63,039.37

USDC NEAR	XTZ
200	634.5241
1,000	3,172.62
2,000	6,345.24
10,000	31,726.21
20,000	63,452.41
100,000	317,262.06

How the XTZ → USDC NEAR exchange runs

Work out the amount in the calculator — orders start at 321.4959 XTZ.
Give a USDC address on NEAR and a contact for the order.
Send XTZ on Tezos, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XTZ for USDC NEAR

Check this before sending XTZ

The address network is NEAR. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 321.4959 XTZ.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XTZ to USDC NEAR rate has moved

WeekMonthQuarterYear

high 0.336562 USDC NEARlow 0.305773 USDC NEAR

Sep 23, 2026 19:44Sep 30, 2026 19:44

high 0.365685 USDC NEARlow 0.210844 USDC NEAR

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 0.365685 USDC NEARlow 0.194559 USDC NEAR

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 0.719392 USDC NEARlow 0.194559 USDC NEAR

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: −1.62%
Week: −2.61%
Weekly high: 0.336562 USDC NEAR
Weekly low: 0.305773 USDC NEAR
Spread: 10.07%

Market data from CoinGecko as of Sep 30, 2026 19:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XTZ/USDC NEAR spread by period

Period	High	Low	Middle	Period result
24 hours	0.320937	0.310967	0.315979	−1.62%
Week	0.336562	0.305773	0.322084	−2.61%
Month	0.365685	0.210844	0.277153	+49.66%
Quarter	0.365685	0.194559	0.23851	+49.39%

Figures are in USDC NEAR per unit of the currency you send, taken from market data.

Daily XTZ → USDC NEAR rate

Day	Close	Against the day before
Sep 30, 2026	0.315541 USDC NEAR	+0.74%
Sep 29, 2026	0.313228 USDC NEAR	−2.43%
Sep 28, 2026	0.321016 USDC NEAR	−2.49%
Sep 27, 2026	0.329217 USDC NEAR	−0.84%
Sep 26, 2026	0.33202 USDC NEAR	+0.06%
Sep 25, 2026	0.331809 USDC NEAR	+2.16%
Sep 24, 2026	0.3248 USDC NEAR	−6.54%

Market data: XTZ and USDC

Tezos XTZ

Price: $0.315491
24 hours: −1.64%
Week: −4.22%
Market cap: $346.38 M
24-hour turnover: $8.55 M
Rank by cap: #136
In circulation: 1.1 B XTZ
All-time high: $9.12

USD Coin USDC

Price: $0.999783
24 hours: −0.02%
Week: 0%
Market cap: $74.32 B
24-hour turnover: $17.78 B
Rank by cap: #6
In circulation: 74.34 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 19:27.

Tezos and USD Coin: how they differ

	Tezos (XTZ)	USD Coin (USDC)
Ticker	XTZ	USDC
Type	coin of its own network	token
Launched	2018	2018
Built by	Arthur Breitman, Kathleen Breitman	Circle
Consensus	Liquid Proof of Stake	—
Privacy	transfers are public	—
In circulation	1.1 B XTZ	74.34 B USDC
Market cap	$346.38 M	$74.32 B
Rank by cap	#136	#6
Network	—	NEAR
Supply cap	—	no cap

Daily moves of XTZ and USDC over the quarter link at 0.01 (they travel apart).

Why people take the XTZ → USDC NEAR route

Stepping out of the swingsXTZ moved +49.64% over the past month. USDC tracks the dollar, so after the swap the amount stops following XTZ.
It works both waysThe USDC NEAR → XTZ direction is open as well — going back into XTZ takes the same route and the same automation.

Common questions: XTZ → USDC NEAR

What rate does XTZ to USDC NEAR run at?

As of Sep 30, 2026 19:40 it is 1 XTZ = 0.315197 USDC NEAR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.315128.

What amounts does XTZ → USDC NEAR accept?

From 321.4959 to 31,700,000 XTZ per order. The floor is roughly $101.43.

Why can I not swap less than 321.4959 XTZ?

The network fee and the handling do not depend on the amount. On a transfer below 321.4959 XTZ they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XTZ, and the blockchain takes that one.

How long does swapping XTZ for USDC NEAR take?

The clock starts with confirmations: as soon as Tezos confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC NEAR arrive in?

The payout goes out on NEAR. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XTZ to USDC NEAR rate do over the month?

Over the month, plus 49.66%: a low of 0.210844, a high of 0.365685, an average of 0.277153 USDC NEAR per 1 XTZ.

Can I swap back, USDC NEAR for XTZ?

Yes, the reverse is open too: 1 USDC NEAR = 3.1726 XTZ. The link to switch sits under the calculator.