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  1. Tezos (XTZ) → USD Coin (USDC Polygon)

Tezos (XTZ) → USD Coin (USDC Polygon)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XTZ → USDC Polygon 1 XTZ = 0.314307 USDC Polygon 1 USDC Polygon = 3.1816 XTZ

Rate as of Sep 30, 2026 16:20

Orders from
321.4959 XTZ ≈ $101.41
Payout network
Polygon
24 hours
−2.41%
You get 1,571.53 USDC Polygon
Create the order
Rate
1 XTZ = 0.314307 USDC Polygon
From
321.4959 XTZ
Up to
31,700,000 XTZ

Preliminary figure: the final amount is locked in the order.

Right now 1 XTZ gets you 0.314307 USDC Polygon; the other way round, 1 USDC Polygon is 3.1816 XTZ. Over 24 hours XTZ/USDC Polygon came in at minus 2.41%. Over the week, minus 7.02%.

The weekly range ran from 0.305773 to 0.339336 USDC Polygon, a spread of 10.98%. One order takes from 321.4959 to 31,700,000 XTZ. In dollars that is roughly $101.41.

The robot sends the payout in the Polygon network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Tezos at No. 137 ($346.21 M) and USD Coin at No. 6 ($74.34 B). Over 90 days the daily moves of XTZ and USDC correlate at 0.01 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

NetworkPer 1 XTZFromNetwork feeSpeed
Ethereum (ERC20)0.314307321.4959 XTZ≈ $0.037medium
Solana0.314307321.4959 XTZ≈ $0.0006fast
Arbitrum One0.314307321.4959 XTZ≈ $0.0036fast
BASE0.314307321.4959 XTZ——
BNB Smart Chain (BEP20)0.314307321.4959 XTZ≈ $0.0025fast
Avalanche C-Chain0.314307321.4959 XTZ≈ $0.0036fast
NEAR0.314307321.4959 XTZ——
Optimism0.314307321.4959 XTZ≈ $0.00019fast
Polygon open0.314307321.4959 XTZ≈ $0.0021fast
XLM0.314307321.4959 XTZ——

XTZ → USDC: all networks side by side Network charges for USDC

Rate and amounts for XTZ → USDC Polygon

XTZUSDC Polygon
500157.1534
2,000628.6137
5,0001,571.53
20,0006,286.14
50,00015,715.34
200,00062,861.37
USDC PolygonXTZ
200636.3208
1,0003,181.6
2,0006,363.21
10,00031,816.04
20,00063,632.08
100,000318,160.42

How the XTZ → USDC Polygon exchange runs

  1. Work out the amount in the calculator — orders start at 321.4959 XTZ.
  2. Give a USDC address on Polygon and a contact for the order.
  3. Send XTZ on Tezos, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XTZ for USDC Polygon

Check this before sending XTZ

  • The address network is Polygon. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 321.4959 XTZ.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XTZ to USDC Polygon rate has moved

high 0.339336 USDC Polygonlow 0.305773 USDC Polygon
Sep 23, 2026 16:23Sep 30, 2026 16:23
high 0.365685 USDC Polygonlow 0.210844 USDC Polygon
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.365685 USDC Polygonlow 0.194559 USDC Polygon
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.719392 USDC Polygonlow 0.194559 USDC Polygon
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
−2.41%
Week
−7.02%
Weekly high
0.339336 USDC Polygon
Weekly low
0.305773 USDC Polygon
Spread
10.98%

Market data from CoinGecko as of Sep 30, 2026 15:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XTZ/USDC Polygon spread by period

PeriodHighLowMiddlePeriod result
24 hours0.3248430.3109670.316544−2.41%
Week0.3393360.3057730.322514−7.02%
Month0.3656850.2108440.277152+49.65%
Quarter0.3656850.1945590.23851+49.38%

Figures are in USDC Polygon per unit of the currency you send, taken from market data.

Daily XTZ → USDC Polygon rate

DayCloseAgainst the day before
Sep 30, 20260.315523 USDC Polygon+0.73%
Sep 29, 20260.313228 USDC Polygon−2.43%
Sep 28, 20260.321016 USDC Polygon−2.49%
Sep 27, 20260.329217 USDC Polygon−0.84%
Sep 26, 20260.33202 USDC Polygon+0.06%
Sep 25, 20260.331809 USDC Polygon+2.16%
Sep 24, 20260.3248 USDC Polygon−6.54%

Market data: XTZ and USDC

Tezos XTZ
Price
$0.315442
24 hours
−2.42%
Week
−6.6%
Market cap
$346.21 M
24-hour turnover
$7.98 M
Rank by cap
#137
In circulation
1.1 B XTZ
All-time high
$9.12
USD Coin USDC
Price
$0.999834
24 hours
0%
Week
0%
Market cap
$74.34 B
24-hour turnover
$16.61 B
Rank by cap
#6
In circulation
74.35 B USDC
All-time high
$1.04

Source: CoinGecko, Sep 30, 2026 15:57.

Tezos and USD Coin: how they differ

Tezos (XTZ)USD Coin (USDC)
TickerXTZUSDC
Typecoin of its own networktoken
Launched20182018
Built byArthur Breitman, Kathleen BreitmanCircle
ConsensusLiquid Proof of Stake—
Privacytransfers are public—
In circulation1.1 B XTZ74.35 B USDC
Market cap$346.21 M$74.34 B
Rank by cap#137#6
Network—Polygon
Fees are paid in—POL
Supply cap—no cap

Daily moves of XTZ and USDC over the quarter link at 0.01 (they travel apart).

Why people take the XTZ → USDC Polygon route

  • Stepping out of the swingsXTZ moved +49.64% over the past month. USDC tracks the dollar, so after the swap the amount stops following XTZ.
  • It works both waysThe USDC Polygon → XTZ direction is open as well — going back into XTZ takes the same route and the same automation.

Common questions: XTZ → USDC Polygon

What rate does XTZ to USDC Polygon run at?
As of Sep 30, 2026 16:20 it is 1 XTZ = 0.314307 USDC Polygon. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.314255.
What amounts does XTZ → USDC Polygon accept?
From 321.4959 to 31,700,000 XTZ per order. The floor is roughly $101.41.
Why can I not swap less than 321.4959 XTZ?
The network fee and the handling do not depend on the amount. On a transfer below 321.4959 XTZ they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XTZ, and the blockchain takes that one.
How long does swapping XTZ for USDC Polygon take?
The clock starts with confirmations: as soon as Tezos confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC Polygon arrive in?
The payout goes out on Polygon. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XTZ to USDC Polygon rate do over the month?
Over the month, plus 49.65%: a low of 0.210844, a high of 0.365685, an average of 0.277152 USDC Polygon per 1 XTZ.
Can I swap back, USDC Polygon for XTZ?
Yes, the reverse is open too: 1 USDC Polygon = 3.1815 XTZ. The link to switch sits under the calculator.

Related reading

Other directions

The other way round

Send XTZ, receive something else

Receive USDC Polygon, send something else

XTZ USDC Polygon All directions All currencies

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