Tezos (XTZ) → Stellar (XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XTZ → XLM
1 XTZ = 1.3865 XLM
1 XLM = 0.721256 XTZ
Rate as of Oct 1, 2026 01:05
- Orders from
- 321.4959 XTZ ≈ $101.02
- Payout network
- Stellar
- 24 hours
- −0.55%
Right now 1 XTZ gets you 1.3865 XLM; the other way round, 1 XLM is 0.721256 XTZ. Over 24 hours XTZ/XLM came in at minus 0.55%. Over the week, minus 11.55%.
The weekly range ran from 1.3477 to 1.6166 XLM, a spread of 19.95%. One order takes from 321.4959 to 31,800,000 XTZ. In dollars that is roughly $101.02.
If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts Tezos at No. 136 ($344.96 M) and Stellar at No. 20 ($7.88 B). Over 90 days the daily moves of XTZ and XLM correlate at 0.4 (they travel apart).
Rate and amounts for XTZ → XLM
| XTZ | XLM | ≈ USD |
|---|---|---|
| 500 | 693.235 | $157.11 |
| 2,000 | 2,772.94 | $628.45 |
| 5,000 | 6,932.35 | $1,571.13 |
| 20,000 | 27,729.4 | $6,284.50 |
| 50,000 | 69,323.5 | $15,711.25 |
| 200,000 | 277,294 | $62,845.00 |
| XLM | XTZ | ≈ USD |
|---|---|---|
| 500 | 360.6281 | $113.32 |
| 2,000 | 1,442.51 | $453.27 |
| 5,000 | 3,606.28 | $1,133.18 |
| 20,000 | 14,425.12 | $4,532.73 |
| 50,000 | 36,062.81 | $11,331.84 |
| 200,000 | 144,251.23 | $45,327.34 |
How the XTZ → XLM exchange runs
- Work out the amount in the calculator — orders start at 321.4959 XTZ.
- Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
- Send XTZ on Tezos, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.
Check this before sending XTZ
- The address network is Stellar. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Memo, enter it when you create the order.
- The transfer must not be smaller than 321.4959 XTZ.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XTZ to XLM rate has moved
high 1.6166 XLMlow 1.3477 XLM
Sep 24, 2026 01:10Oct 1, 2026 01:10
high 1.8639 XLMlow 1.1998 XLM
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 1.8639 XLMlow 1.0722 XLM
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 2.8686 XLMlow 0.987286 XLM
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- −0.55%
- Week
- −11.55%
- Weekly high
- 1.6166 XLM
- Weekly low
- 1.3477 XLM
- Spread
- 19.95%
Market data from CoinGecko as of Oct 1, 2026 00:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XTZ/XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 1.4464 | 1.3896 | 1.4123 | −0.55% |
| Week | 1.6166 | 1.3477 | 1.4806 | −11.55% |
| Month | 1.8639 | 1.1998 | 1.4272 | +14.58% |
| Quarter | 1.8639 | 1.0722 | 1.2901 | +29.01% |
Figures are in XLM per unit of the currency you send, taken from market data.
Daily XTZ → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 1.3832 XLM | +2.55% |
| Sep 29, 2026 | 1.3488 XLM | −9.34% |
| Sep 28, 2026 | 1.4877 XLM | −2.17% |
| Sep 27, 2026 | 1.5207 XLM | +0.86% |
| Sep 26, 2026 | 1.5077 XLM | −1.18% |
| Sep 25, 2026 | 1.5257 XLM | −5.07% |
| Sep 24, 2026 | 1.6072 XLM | −0.09% |
Market data: XTZ and XLM
Tezos XTZ- Price
- $0.314225
- 24 hours
- +1%
- Week
- −2.62%
- Market cap
- $344.96 M
- 24-hour turnover
- $8.6 M
- Rank by cap
- #136
- In circulation
- 1.1 B XTZ
- All-time high
- $9.12
Stellar XLM- Price
- $0.225036
- 24 hours
- +1.57%
- Week
- +11.07%
- Market cap
- $7.88 B
- 24-hour turnover
- $350.76 M
- Rank by cap
- #20
- In circulation
- 35.02 B XLM
- All-time high
- $0.875563
Source: CoinGecko, Oct 1, 2026 00:57.
Tezos and Stellar: how they differ
| Tezos (XTZ) | Stellar (XLM) | |
|---|---|---|
| Ticker | XTZ | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2018 | 2014 |
| Built by | Arthur Breitman, Kathleen Breitman | Jed McCaleb, Joyce Kim |
| Consensus | Liquid Proof of Stake | Stellar Consensus Protocol |
| Privacy | transfers are public | transfers are public |
| In circulation | 1.1 B XTZ | 35.02 B XLM |
| Market cap | $344.96 M | $7.88 B |
| Rank by cap | #136 | #20 |
| Block | — | ~5 sec |
| Supply cap | — | 50 B XLM |
Daily moves of XTZ and XLM over the quarter link at 0.4 (they travel apart).
Why people take the XTZ → XLM route
- Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
- Different basketsDaily moves of XTZ and XLM over 90 days link at 0.4 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
- It works both waysThe XLM → XTZ direction is open as well — going back into XTZ takes the same route and the same automation.
Common questions: XTZ → XLM
What rate does XTZ to XLM run at?
As of Oct 1, 2026 01:05 it is 1 XTZ = 1.3865 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.312006.
What amounts does XTZ → XLM accept?
From 321.4959 to 31,800,000 XTZ per order. The floor is roughly $101.02.
Why can I not swap less than 321.4959 XTZ?
The network fee and the handling do not depend on the amount. On a transfer below 321.4959 XTZ they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XTZ, and the blockchain takes that one.
How long does swapping XTZ for XLM take?
The clock starts with confirmations: as soon as Tezos confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XLM arrive in?
Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XTZ to XLM rate do over the month?
Over the month, plus 14.58%: a low of 1.1998, a high of 1.8639, an average of 1.4272 XLM per 1 XTZ.
Can I swap back, XLM for XTZ?
Yes, the reverse is open too: 1 XLM = 0.721242 XTZ. The link to switch sits under the calculator.
Other directions
The other way round
Send XTZ, receive something else
XTZ → XMR0.000580003
XTZ → XRP0.211317
XTZ → YFI0.000129155
XTZ → ZBT3.6317
XTZ → ZEC0.000221415
XTZ → ZRO0.18799
XTZ → ZRX2.6014
XTZ → 1INCH3.1396
