LayerZero (ZRO) → USD Coin (USDC XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for ZRO → USDC XLM 1 ZRO = 1.68 USDC XLM 1 USDC XLM = 0.595244 ZRO

Rate as of Sep 30, 2026 23:15

Orders from: 59.2176 ZRO ≈ $100.08
Payout network: XLM
24 hours: +10.8%

You send

ZRO

You get 1,679.98

USDC XLM

Create the order

Rate: 1 ZRO = 1.68 USDC XLM
From: 59.2176 ZRO
Up to: 5,920,000 ZRO

Preliminary figure: the final amount is locked in the order.

Current maths: 1.68 USDC XLM for every ZRO, and 0.595244 ZRO per USDC XLM in reverse. Over 24 hours ZRO/USDC XLM came in at plus 10.8%. Over the week, plus 17.78%.

The weekly range ran from 1.4342 to 1.8589 USDC XLM, a spread of 29.61%. One order takes from 59.2176 to 5,920,000 ZRO. In dollars that is roughly $100.08.

The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts LayerZero at No. 105 ($596.49 M) and USD Coin at No. 6 ($74.2 B). Over 90 days the daily moves of ZRO and USDC correlate at 0 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 ZRO	From	Network fee	Speed
Ethereum (ERC20)	1.68	59.2176 ZRO	≈ $0.1	medium
Solana	1.68	59.2176 ZRO	≈ $0.0006	fast
Arbitrum One	1.68	59.2176 ZRO	≈ $0.0038	fast
BASE	1.68	59.2176 ZRO	—	—
BNB Smart Chain (BEP20)	1.68	59.2176 ZRO	≈ $0.0025	fast
Avalanche C-Chain	1.68	59.2176 ZRO	≈ $0.0036	fast
NEAR	1.68	59.2176 ZRO	—	—
Optimism	1.68	59.2176 ZRO	≈ $0.00021	fast
Polygon	1.68	59.2176 ZRO	≈ $0.002	fast
XLM open	1.68	59.2176 ZRO	—	—

ZRO → USDC: all networks side by side Network charges for USDC

Rate and amounts for ZRO → USDC XLM

Send ZRO — receive USDC XLMNeed USDC XLM — send this much ZRO

ZRO	USDC XLM
100	167.9983
500	839.9916
1,000	1,679.98
5,000	8,399.92
10,000	16,799.83
50,000	83,999.16

USDC XLM	ZRO
100	59.5244
500	297.622
2,000	1,190.49
5,000	2,976.22
20,000	11,904.88
100,000	59,524.4

How the ZRO → USDC XLM exchange runs

Work out the amount in the calculator — orders start at 59.2176 ZRO.
Give a USDC address on XLM and a contact for the order.
Send ZRO on LayerZero, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap ZRO for USDC XLM

Check this before sending ZRO

The address network is XLM. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 59.2176 ZRO.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the ZRO to USDC XLM rate has moved

WeekMonthQuarterYear

high 1.8589 USDC XLMlow 1.4342 USDC XLM

Sep 23, 2026 23:20Sep 30, 2026 23:20

high 1.7595 USDC XLMlow 0.983192 USDC XLM

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 1.7595 USDC XLMlow 0.71538 USDC XLM

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 2.4358 USDC XLMlow 0.71538 USDC XLM

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +10.8%
Week: +17.78%
Weekly high: 1.8589 USDC XLM
Weekly low: 1.4342 USDC XLM
Spread: 29.61%

Market data from CoinGecko as of Sep 30, 2026 22:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The ZRO/USDC XLM spread by period

Period	High	Low	Middle	Period result
24 hours	1.8589	1.5747	1.7207	+10.8%
Week	1.8589	1.4342	1.5886	+17.78%
Month	1.7595	0.983192	1.1916	+70.73%
Quarter	1.7595	0.71538	0.983857	+116.27%

Figures are in USDC XLM per unit of the currency you send, taken from market data.

Daily ZRO → USDC XLM rate

Day	Close	Against the day before
Sep 30, 2026	1.7595 USDC XLM	+12.77%
Sep 29, 2026	1.5603 USDC XLM	−5.4%
Sep 28, 2026	1.6495 USDC XLM	+3.26%
Sep 27, 2026	1.5975 USDC XLM	−1.58%
Sep 26, 2026	1.6232 USDC XLM	+12.82%
Sep 25, 2026	1.4387 USDC XLM	−4.15%
Sep 24, 2026	1.501 USDC XLM	+8%

Market data: ZRO and USDC

LayerZero ZRO

Price: $1.69
24 hours: +10.79%
Week: +23.24%
Market cap: $596.49 M
24-hour turnover: $177.82 M
Rank by cap: #105
In circulation: 353.31 M ZRO
All-time high: $7.47

USD Coin USDC

Price: $0.999819
24 hours: −0.01%
Week: −0.01%
Market cap: $74.2 B
24-hour turnover: $17.83 B
Rank by cap: #6
In circulation: 74.21 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 22:57.

LayerZero and USD Coin: how they differ

	LayerZero (ZRO)	USD Coin (USDC)
Ticker	ZRO	USDC
In circulation	353.31 M ZRO	74.21 B USDC
Market cap	$596.49 M	$74.2 B
Rank by cap	#105	#6
Type	—	token
Network	—	XLM
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of ZRO and USDC over the quarter link at 0 (they travel apart).

Why people take the ZRO → USDC XLM route

Stepping out of the swingsZRO moved +70.71% over the past month. USDC tracks the dollar, so after the swap the amount stops following ZRO.
It works both waysThe USDC XLM → ZRO direction is open as well — going back into ZRO takes the same route and the same automation.

Common questions: ZRO → USDC XLM

What rate does ZRO to USDC XLM run at?

As of Sep 30, 2026 23:15 it is 1 ZRO = 1.68 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.68.

What amounts does ZRO → USDC XLM accept?

From 59.2176 to 5,920,000 ZRO per order. The floor is roughly $100.08.

Why can I not swap less than 59.2176 ZRO?

The network fee and the handling do not depend on the amount. On a transfer below 59.2176 ZRO they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending ZRO, and the blockchain takes that one.

How long does swapping ZRO for USDC XLM take?

The clock starts with confirmations: as soon as LayerZero confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC XLM arrive in?

The payout goes out on XLM. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the ZRO to USDC XLM rate do over the month?

Over the month, plus 70.73%: a low of 0.983192, a high of 1.7595, an average of 1.1916 USDC XLM per 1 ZRO.

Can I swap back, USDC XLM for ZRO?

Yes, the reverse is open too: 1 USDC XLM = 0.595232 ZRO. The link to switch sits under the calculator.