USDS → USD Coin (USDC XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDS → USDC XLM 1 USDS = 0.999391 USDC XLM 1 USDC XLM = 1.0006 USDS

Rate as of Nov 1, 2026 07:34

Orders from: 100.67 USDS ≈ $100.77
Payout network: XLM
24 hours: −0.02%

You send

USDS

You get 1,998.78

USDC XLM

Create the order

Rate: 1 USDS = 0.999391 USDC XLM
From: 100.67 USDS
Up to: 9,990,000 USDS

Preliminary figure: the final amount is locked in the order.

Right now 1 USDS gets you 0.999391 USDC XLM; the other way round, 1 USDC XLM is 1.0006 USDS. Over 24 hours USDS/USDC XLM came in at minus 0.02%. Over the week, plus 0.01%.

The weekly range ran from 0.997755 to 1.0015 USDC XLM, a spread of 0.37%. One order takes from 100.67 to 9,990,000 USDS. In dollars that is roughly $100.77.

The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts USDS at No. 14 ($9.58 B) and USD Coin at No. 6 ($71.71 B). Over 90 days the daily moves of USDS and USDC correlate at 0.22 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 USDS	From	Network fee	Speed
Ethereum (ERC20)	0.999391	100.67 USDS	≈ $0.0053	medium
TRON (TRC20)	0.999391	100.67 USDS	≈ $2.1	fast
Solana	0.999391	100.67 USDS	≈ $0.00048	fast
Arbitrum One	0.999391	100.67 USDS	≈ $0.0029	fast
BASE	0.999391	100.67 USDS	—	—
BNB Smart Chain (BEP20)	0.999391	100.67 USDS	≈ $0.0023	fast
Avalanche C-Chain	0.999391	100.67 USDS	≈ $0.0014	fast
NEAR	0.999391	100.67 USDS	—	—
Optimism	0.999391	100.67 USDS	≈ $0.00015	fast
Polygon	0.9994	100.67 USDS	≈ $0.0018	fast
XLM open	0.999391	100.67 USDS	—	—

USDS → USDC: all networks side by side Network charges for USDC

Rate and amounts for USDS → USDC XLM

Send USDS — receive USDC XLMNeed USDC XLM — send this much USDS

USDS	USDC XLM
200	199.8782
500	499.6954
2,000	1,998.78
5,000	4,996.95
20,000	19,987.82
50,000	49,969.54

USDC XLM	USDS
200	200.1219
1,000	1,000.61
2,000	2,001.22
10,000	10,006.1
20,000	20,012.19
100,000	100,060.95

How the USDS → USDC XLM exchange runs

Work out the amount in the calculator — orders start at 100.67 USDS.
Give a USDC address on XLM and a contact for the order.
Send USDS on USDS, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap USDS for USDC XLM

Check this before sending USDS

The address network is XLM. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 100.67 USDS.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDS to USDC XLM rate has moved

WeekMonthQuarterYear

high 1.0015 USDC XLMlow 0.997755 USDC XLM

Oct 25, 2026 07:34Nov 1, 2026 07:34

high 1.0011 USDC XLMlow 0.997755 USDC XLM

Oct 1, 2026 05:00Oct 31, 2026 05:00

high 1.0011 USDC XLMlow 0.997755 USDC XLM

Aug 2, 2026 05:00Oct 31, 2026 05:00

high 1.0011 USDC XLMlow 0.99745 USDC XLM

Nov 1, 2025 05:00Oct 31, 2026 05:00

24 hours: −0.02%
Week: +0.01%
Weekly high: 1.0015 USDC XLM
Weekly low: 0.997755 USDC XLM
Spread: 0.37%

Market data from CoinGecko as of Nov 1, 2026 07:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDS/USDC XLM spread by period

Period	High	Low	Middle	Period result
24 hours	1.0007	1.0005	1.0006	−0.02%
Week	1.0015	0.997755	1.0004	+0.01%
Month	1.0011	0.997755	1.0001	+0.08%
Quarter	1.0011	0.997755	1.0001	+0.02%

Figures are in USDC XLM per unit of the currency you send, taken from market data.

Daily USDS → USDC XLM rate

Day	Close	Against the day before
Oct 31, 2026	1.0006 USDC XLM	+0.29%
Oct 30, 2026	0.997755 USDC XLM	−0.25%
Oct 29, 2026	1.0002 USDC XLM	−0.02%
Oct 28, 2026	1.0004 USDC XLM	−0.03%
Oct 27, 2026	1.0007 USDC XLM	+0.03%
Oct 26, 2026	1.0004 USDC XLM	−0.03%
Oct 25, 2026	1.0007 USDC XLM	+0.04%

How the Velorex rate moved: USDS → USDC XLM day by day

Day	Velorex rate	Market rate
Nov 1, 2026	0.999591 USDC XLM	1.001
Oct 31, 2026	1.0003 USDC XLM	1.001
Oct 30, 2026	0.999491 USDC XLM	1.0012
Oct 29, 2026	0.997094 USDC XLM	0.998547
Oct 28, 2026	0.99949 USDC XLM	1.0003
Oct 27, 2026	0.999091 USDC XLM	1.0004
Oct 26, 2026	0.997993 USDC XLM	1.0007
Oct 25, 2026	1.0006 USDC XLM	1.0004
Oct 24, 2026	1.0003 USDC XLM	1.0004
Oct 23, 2026	1.0002 USDC XLM	1.0003
Oct 22, 2026	1.0007 USDC XLM	1.0005
Oct 21, 2026	0.999191 USDC XLM	1.0003
Oct 20, 2026	0.99959 USDC XLM	0.999465
Oct 19, 2026	1.0002 USDC XLM	1.0001

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDS and USDC

USDS USDS

Price: $1.00
24 hours: 0%
Week: +0.05%
Market cap: $9.58 B
24-hour turnover: $160.97 M
Rank by cap: #14
In circulation: 9.57 B USDS
All-time high: $1.06

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.04%
Market cap: $71.71 B
24-hour turnover: $5.9 B
Rank by cap: #6
In circulation: 71.71 B USDC
All-time high: $1.04

Source: CoinGecko, Nov 1, 2026 07:27.

USDS and USD Coin: how they differ

	USDS (USDS)	USD Coin (USDC)
Ticker	USDS	USDC
In circulation	9.57 B USDS	71.71 B USDC
Market cap	$9.58 B	$71.71 B
Rank by cap	#14	#6
Type	—	token
Network	—	XLM
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of USDS and USDC over the quarter link at 0.22 (they travel apart).

Why people take the USDS → USDC XLM route

It works both waysThe USDC XLM → USDS direction is open as well — going back into USDS takes the same route and the same automation.

Common questions: USDS → USDC XLM

What rate does USDS to USDC XLM run at?

As of Nov 1, 2026 07:34 it is 1 USDS = 0.999391 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.999391.

What amounts does USDS → USDC XLM accept?

From 100.67 to 9,990,000 USDS per order. The floor is roughly $100.77.

Why can I not swap less than 100.67 USDS?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDS they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDS, and the blockchain takes that one.

How long does swapping USDS for USDC XLM take?

The clock starts with confirmations: as soon as USDS confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC XLM arrive in?

The payout goes out on XLM. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDS to USDC XLM rate do over the month?

Over the month, plus 0.08%: a low of 0.997755, a high of 1.0011, an average of 1.0001 USDC XLM per 1 USDS.

Can I swap back, USDC XLM for USDS?

Yes, the reverse is open too: 1 USDC XLM = 1.0006 USDS. The link to switch sits under the calculator.