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  1. Tether (USDT NEAR) → USD Coin (USDC Polygon)

Tether (USDT NEAR) → USD Coin (USDC Polygon)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDT NEAR → USDC Polygon 1 USDT NEAR = 0.998592 USDC Polygon 1 USDC Polygon = 1.0014 USDT NEAR

Rate as of Nov 1, 2026 08:24

Orders from
100.67 USDT NEAR ≈ $100.62
Payout network
Polygon
24 hours
+0.01%
You get 1,997.18 USDC Polygon
Create the order
Rate
1 USDT NEAR = 0.998592 USDC Polygon
From
100.67 USDT NEAR
Up to
10,000,000 USDT NEAR

Preliminary figure: the final amount is locked in the order.

The direction is holding at 0.998592 USDC Polygon per 1 USDT NEAR (1.0014 USDT NEAR per 1 USDC Polygon). Over 24 hours USDT NEAR/USDC Polygon came in at plus 0.01%. Over the week, about 0%.

The weekly range ran from 0.998459 to 0.999713 USDC Polygon, a spread of 0.13%. One order takes from 100.67 to 10,000,000 USDT NEAR. In dollars that is roughly $100.62.

The robot sends the payout in the Polygon network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Tether at No. 3 ($180.03 B) and USD Coin at No. 6 ($71.71 B). Over 90 days the daily moves of USDT and USDC correlate at 0.13 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

NetworkPer 1 USDT NEARFromNetwork feeSpeed
Ethereum (ERC20)0.998592100.67 USDT NEAR≈ $0.0062medium
TRON (TRC20)0.998592100.67 USDT NEAR≈ $2.1fast
Solana0.998592100.67 USDT NEAR≈ $0.00048fast
Arbitrum One0.998592100.67 USDT NEAR≈ $0.0029fast
BASE0.998592100.67 USDT NEAR——
BNB Smart Chain (BEP20)0.998592100.67 USDT NEAR≈ $0.0023fast
Avalanche C-Chain0.998592100.67 USDT NEAR≈ $0.0014fast
NEAR0.998592100.67 USDT NEAR——
Optimism0.998592100.67 USDT NEAR≈ $0.00015fast
Polygon open0.998592100.67 USDT NEAR≈ $0.0016fast
XLM0.998592100.67 USDT NEAR——

Network charges for USDC

Rate and amounts for USDT NEAR → USDC Polygon

USDT NEARUSDC Polygon
200199.7184
1,000998.592
2,0001,997.18
10,0009,985.92
20,00019,971.84
100,00099,859.2
USDC PolygonUSDT NEAR
200200.282
1,0001,001.41
2,0002,002.82
10,00010,014.1
20,00020,028.2
100,000100,141

How the USDT NEAR → USDC Polygon exchange runs

  1. Work out the amount in the calculator — orders start at 100.67 USDT NEAR.
  2. Give a USDC address on Polygon and a contact for the order.
  3. Send USDT NEAR on NEAR, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap USDT NEAR for USDC Polygon

Check this before sending USDT NEAR

  • The address network is Polygon. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 100.67 USDT NEAR.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDT NEAR to USDC Polygon rate has moved

high 0.999713 USDC Polygonlow 0.998459 USDC Polygon
Oct 25, 2026 08:28Nov 1, 2026 08:28
high 0.999991 USDC Polygonlow 0.999117 USDC Polygon
Oct 1, 2026 05:00Oct 31, 2026 05:00
high 1.0002 USDC Polygonlow 0.999117 USDC Polygon
Aug 2, 2026 05:00Oct 31, 2026 05:00
high 1.0031 USDC Polygonlow 0.996801 USDC Polygon
Nov 1, 2025 05:00Oct 31, 2026 05:00
24 hours
+0.01%
Week
0%
Weekly high
0.999713 USDC Polygon
Weekly low
0.998459 USDC Polygon
Spread
0.13%

Market data from CoinGecko as of Nov 1, 2026 08:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDT NEAR/USDC Polygon spread by period

PeriodHighLowMiddlePeriod result
24 hours0.9995250.9993210.999407+0.01%
Week0.9997130.9984590.9994230%
Month0.9999910.9991170.999556−0.03%
Quarter1.00020.9991170.999739−0.03%

Figures are in USDC Polygon per unit of the currency you send, taken from market data.

Daily USDT NEAR → USDC Polygon rate

DayCloseAgainst the day before
Oct 31, 20260.999416 USDC Polygon+0.02%
Oct 30, 20260.999176 USDC Polygon−0.04%
Oct 29, 20260.999561 USDC Polygon+0.01%
Oct 28, 20260.999478 USDC Polygon+0.02%
Oct 27, 20260.999325 USDC Polygon0%
Oct 26, 20260.999282 USDC Polygon−0.03%
Oct 25, 20260.99955 USDC Polygon+0.01%

How the Velorex rate moved: USDT NEAR → USDC Polygon day by day

DayVelorex rateMarket rate
Nov 1, 20260.998592 USDC Polygon0.999532
Oct 31, 20260.998692 USDC Polygon0.999467
Oct 30, 20260.998293 USDC Polygon0.999293
Oct 29, 20260.998791 USDC Polygon0.99945
Oct 28, 20260.999191 USDC Polygon0.999571
Oct 27, 20260.998791 USDC Polygon0.999494
Oct 26, 20260.998592 USDC Polygon0.999386
Oct 25, 20260.998891 USDC Polygon0.999385
Oct 24, 20260.998692 USDC Polygon0.999556
Oct 23, 20260.998791 USDC Polygon0.999505
Oct 22, 20260.99929 USDC Polygon0.999479
Oct 21, 20260.999091 USDC Polygon0.999691
Oct 20, 20260.99929 USDC Polygon0.999493
Oct 19, 20260.998991 USDC Polygon0.999321

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDT and USDC

Tether USDT
Price
$0.999462
24 hours
+0.03%
Week
+0.05%
Market cap
$180.03 B
24-hour turnover
$25.53 B
Rank by cap
#3
In circulation
180.12 B USDT
All-time high
$1.32
USD Coin USDC
Price
$0.999998
24 hours
+0.02%
Week
+0.05%
Market cap
$71.71 B
24-hour turnover
$5.84 B
Rank by cap
#6
In circulation
71.71 B USDC
All-time high
$1.04

Source: CoinGecko, Nov 1, 2026 08:27.

Tether and USD Coin: how they differ

Tether (USDT)USD Coin (USDC)
TickerUSDTUSDC
Typetokentoken
NetworkNEARPolygon
Launched20142018
Built byTether LimitedCircle
Supply capno capno cap
In circulation180.12 B USDT71.71 B USDC
Market cap$180.03 B$71.71 B
Rank by cap#3#6
Fees are paid in—POL

Daily moves of USDT and USDC over the quarter link at 0.13 (they travel apart).

Why people take the USDT NEAR → USDC Polygon route

  • It works both waysThe USDC Polygon → USDT NEAR direction is open as well — going back into USDT takes the same route and the same automation.

Common questions: USDT NEAR → USDC Polygon

What rate does USDT NEAR to USDC Polygon run at?
As of Nov 1, 2026 08:24 it is 1 USDT NEAR = 0.998592 USDC Polygon. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.99859.
What amounts does USDT NEAR → USDC Polygon accept?
From 100.67 to 10,000,000 USDT NEAR per order. The floor is roughly $100.62.
Why can I not swap less than 100.67 USDT NEAR?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDT NEAR they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDT NEAR, and the blockchain takes that one.
How long does swapping USDT NEAR for USDC Polygon take?
The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC Polygon arrive in?
The payout goes out on Polygon. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT NEAR to USDC Polygon rate do over the month?
Over the month, minus 0.03%: a low of 0.999117, a high of 0.999991, an average of 0.999556 USDC Polygon per 1 USDT NEAR.
Can I swap back, USDC Polygon for USDT NEAR?
Yes, the reverse is open too: 1 USDC Polygon = 1.0014 USDT NEAR. The link to switch sits under the calculator.

Related reading

Other directions

The other way round

Send USDT NEAR, receive something else

Receive USDC Polygon, send something else

USDT NEAR USDC Polygon All directions All currencies

Tether (USDT) and USD Coin (USDC): a comparison

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