NEAR Protocol (NEAR) → USD Coin (USDC ERC20)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for NEAR → USDC ERC20 1 NEAR = 5.297 USDC ERC20 1 USDC ERC20 = 0.188784 NEAR

Rate as of Sep 30, 2026 17:00

Orders from: 20.2234 NEAR ≈ $107.18
Payout network: Ethereum (ERC20)
24 hours: +8.2%

You send

NEAR

You get 2,648.52

USDC ERC20

Create the order

Rate: 1 NEAR = 5.297 USDC ERC20
From: 20.2234 NEAR
Up to: 1,890,000 NEAR

Preliminary figure: the final amount is locked in the order.

The direction is holding at 5.297 USDC ERC20 per 1 NEAR (0.188784 NEAR per 1 USDC ERC20). Over 24 hours NEAR/USDC ERC20 came in at plus 8.2%. Over the week, plus 10.54%.

The weekly range ran from 4.1967 to 5.46 USDC ERC20, a spread of 30.1%. One order takes from 20.2234 to 1,890,000 NEAR. In dollars that is roughly $107.18.

The robot sends the payout in the Ethereum (ERC20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts NEAR Protocol at No. 21 ($6.94 B) and USD Coin at No. 6 ($74.33 B). Over 90 days the daily moves of NEAR and USDC correlate at -0.06 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 NEAR	From	Network fee	Speed
Ethereum (ERC20) open	5.297	20.2234 NEAR	≈ $0.024	medium
Solana	5.297	20.2234 NEAR	≈ $0.0006	fast
Arbitrum One	5.297	20.2234 NEAR	≈ $0.0036	fast
BASE	5.297	20.2234 NEAR	—	—
BNB Smart Chain (BEP20)	5.297	20.2234 NEAR	≈ $0.0025	fast
Avalanche C-Chain	5.297	20.2234 NEAR	≈ $0.0048	fast
NEAR	5.297	20.2234 NEAR	—	—
Optimism	5.297	20.2234 NEAR	≈ $0.00018	fast
Polygon	5.297	20.2234 NEAR	≈ $0.0021	fast
XLM	5.297	20.2234 NEAR	—	—

NEAR → USDC: all networks side by side Network charges for USDC

Rate and amounts for NEAR → USDC ERC20

Send NEAR — receive USDC ERC20Need USDC ERC20 — send this much NEAR

NEAR	USDC ERC20
50	264.8524
100	529.7047
500	2,648.52
1,000	5,297.05
5,000	26,485.24
10,000	52,970.47

USDC ERC20	NEAR
200	37.7569
1,000	188.7844
2,000	377.5689
10,000	1,887.84
20,000	3,775.69
100,000	18,878.44

How the NEAR → USDC ERC20 exchange runs

Work out the amount in the calculator — orders start at 20.2234 NEAR.
Give a USDC address on Ethereum (ERC20) and a contact for the order.
Send NEAR on NEAR, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap NEAR for USDC ERC20

Check this before sending NEAR

The address network is Ethereum (ERC20). Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 20.2234 NEAR.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the NEAR to USDC ERC20 rate has moved

WeekMonthQuarterYear

high 5.46 USDC ERC20low 4.1967 USDC ERC20

Sep 23, 2026 17:04Sep 30, 2026 17:04

high 5.3908 USDC ERC20low 1.8183 USDC ERC20

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 5.3908 USDC ERC20low 1.5883 USDC ERC20

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 5.3908 USDC ERC20low 0.963099 USDC ERC20

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +8.2%
Week: +10.54%
Weekly high: 5.46 USDC ERC20
Weekly low: 4.1967 USDC ERC20
Spread: 30.1%

Market data from CoinGecko as of Sep 30, 2026 16:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The NEAR/USDC ERC20 spread by period

Period	High	Low	Middle	Period result
24 hours	5.0836	4.7679	4.9643	+8.2%
Week	5.46	4.1967	4.8617	+10.54%
Month	5.3908	1.8183	3.1563	+180.66%
Quarter	5.3908	1.5883	2.27	+182.81%

Figures are in USDC ERC20 per unit of the currency you send, taken from market data.

Daily NEAR → USDC ERC20 rate

Day	Close	Against the day before
Sep 30, 2026	5.1034 USDC ERC20	+5.9%
Sep 29, 2026	4.8192 USDC ERC20	−10.6%
Sep 28, 2026	5.3908 USDC ERC20	+7.04%
Sep 27, 2026	5.0364 USDC ERC20	+1.73%
Sep 26, 2026	4.9509 USDC ERC20	+7.86%
Sep 25, 2026	4.5901 USDC ERC20	+5.92%
Sep 24, 2026	4.3337 USDC ERC20	−1.79%

Market data: NEAR and USDC

NEAR Protocol NEAR

Price: $5.30
24 hours: +8.18%
Week: +15.85%
Market cap: $6.94 B
24-hour turnover: $1.43 B
Rank by cap: #21
In circulation: 1.31 B NEAR
All-time high: $20.44

USD Coin USDC

Price: $0.9998
24 hours: −0.02%
Week: 0%
Market cap: $74.33 B
24-hour turnover: $16.43 B
Rank by cap: #6
In circulation: 74.35 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 16:57.

NEAR Protocol and USD Coin: how they differ

	NEAR Protocol (NEAR)	USD Coin (USDC)
Ticker	NEAR	USDC
Type	coin of its own network	token
Launched	2020	2018
Built by	Illia Polosukhin, Alexander Skidanov	Circle
Consensus	Proof of Stake (Nightshade)	—
Privacy	transfers are public	—
In circulation	1.31 B NEAR	74.35 B USDC
Market cap	$6.94 B	$74.33 B
Rank by cap	#21	#6
Network	—	Ethereum (ERC20)
Fees are paid in	—	ETH
Supply cap	—	no cap

Daily moves of NEAR and USDC over the quarter link at -0.06 (they travel apart).

Why people take the NEAR → USDC ERC20 route

Stepping out of the swingsNEAR moved +180.65% over the past month. USDC tracks the dollar, so after the swap the amount stops following NEAR.
It works both waysThe USDC ERC20 → NEAR direction is open as well — going back into NEAR takes the same route and the same automation.

Common questions: NEAR → USDC ERC20

What rate does NEAR to USDC ERC20 run at?

As of Sep 30, 2026 17:00 it is 1 NEAR = 5.297 USDC ERC20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $5.30.

What amounts does NEAR → USDC ERC20 accept?

From 20.2234 to 1,890,000 NEAR per order. The floor is roughly $107.18.

Why can I not swap less than 20.2234 NEAR?

The network fee and the handling do not depend on the amount. On a transfer below 20.2234 NEAR they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending NEAR, and the blockchain takes that one.

How long does swapping NEAR for USDC ERC20 take?

The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC ERC20 arrive in?

The payout goes out on Ethereum (ERC20). Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the NEAR to USDC ERC20 rate do over the month?

Over the month, plus 180.66%: a low of 1.8183, a high of 5.3908, an average of 3.1563 USDC ERC20 per 1 NEAR.

Can I swap back, USDC ERC20 for NEAR?

Yes, the reverse is open too: 1 USDC ERC20 = 0.188781 NEAR. The link to switch sits under the calculator.