NEAR Protocol (NEAR) → USD Coin (USDC Optimism)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for NEAR → USDC Optimism 1 NEAR = 5.2534 USDC Optimism 1 USDC Optimism = 0.190351 NEAR

Rate as of Sep 30, 2026 19:40

Orders from: 20.2234 NEAR ≈ $106.78
Payout network: Optimism
24 hours: +5.48%

You send

NEAR

You get 2,626.72

USDC Optimism

Create the order

Rate: 1 NEAR = 5.2534 USDC Optimism
From: 20.2234 NEAR
Up to: 1,890,000 NEAR

Preliminary figure: the final amount is locked in the order.

Right now 1 NEAR gets you 5.2534 USDC Optimism; the other way round, 1 USDC Optimism is 0.190351 NEAR. Over 24 hours NEAR/USDC Optimism came in at plus 5.48%. Over the week, plus 12.02%.

The weekly range ran from 4.1634 to 5.5491 USDC Optimism, a spread of 33.28%. One order takes from 20.2234 to 1,890,000 NEAR. In dollars that is roughly $106.78.

The robot sends the payout in the Optimism network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts NEAR Protocol at No. 21 ($6.9 B) and USD Coin at No. 6 ($74.32 B). Over 90 days the daily moves of NEAR and USDC correlate at -0.06 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 NEAR	From	Network fee	Speed
Ethereum (ERC20)	5.2534	20.2234 NEAR	≈ $0.27	medium
Solana	5.2534	20.2234 NEAR	≈ $0.0006	fast
Arbitrum One	5.2534	20.2234 NEAR	≈ $0.0039	fast
BASE	5.2534	20.2234 NEAR	—	—
BNB Smart Chain (BEP20)	5.2534	20.2234 NEAR	≈ $0.0025	fast
Avalanche C-Chain	5.2534	20.2234 NEAR	≈ $0.0037	fast
NEAR	5.2534	20.2234 NEAR	—	—
Optimism open	5.2534	20.2234 NEAR	≈ $0.00024	fast
Polygon	5.2534	20.2234 NEAR	≈ $0.0021	fast
XLM	5.2534	20.2234 NEAR	—	—

NEAR → USDC: all networks side by side Network charges for USDC

Rate and amounts for NEAR → USDC Optimism

Send NEAR — receive USDC OptimismNeed USDC Optimism — send this much NEAR

NEAR	USDC Optimism
50	262.6724
100	525.3447
500	2,626.72
1,000	5,253.45
5,000	26,267.24
10,000	52,534.47

USDC Optimism	NEAR
200	38.0702
1,000	190.3512
2,000	380.7024
10,000	1,903.51
20,000	3,807.02
100,000	19,035.12

How the NEAR → USDC Optimism exchange runs

Work out the amount in the calculator — orders start at 20.2234 NEAR.
Give a USDC address on Optimism and a contact for the order.
Send NEAR on NEAR, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap NEAR for USDC Optimism

Check this before sending NEAR

The address network is Optimism. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 20.2234 NEAR.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the NEAR to USDC Optimism rate has moved

WeekMonthQuarterYear

high 5.5491 USDC Optimismlow 4.1634 USDC Optimism

Sep 23, 2026 19:41Sep 30, 2026 19:41

high 5.3908 USDC Optimismlow 1.8183 USDC Optimism

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 5.3908 USDC Optimismlow 1.5883 USDC Optimism

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 5.3908 USDC Optimismlow 0.963099 USDC Optimism

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +5.48%
Week: +12.02%
Weekly high: 5.5491 USDC Optimism
Weekly low: 4.1634 USDC Optimism
Spread: 33.28%

Market data from CoinGecko as of Sep 30, 2026 19:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The NEAR/USDC Optimism spread by period

Period	High	Low	Middle	Period result
24 hours	5.3291	4.8257	5.0176	+5.48%
Week	5.5491	4.1634	4.8749	+12.02%
Month	5.3908	1.8183	3.1563	+180.68%
Quarter	5.3908	1.5883	2.27	+182.83%

Figures are in USDC Optimism per unit of the currency you send, taken from market data.

Daily NEAR → USDC Optimism rate

Day	Close	Against the day before
Sep 30, 2026	5.1037 USDC Optimism	+5.9%
Sep 29, 2026	4.8192 USDC Optimism	−10.6%
Sep 28, 2026	5.3908 USDC Optimism	+7.04%
Sep 27, 2026	5.0364 USDC Optimism	+1.73%
Sep 26, 2026	4.9509 USDC Optimism	+7.86%
Sep 25, 2026	4.5901 USDC Optimism	+5.92%
Sep 24, 2026	4.3337 USDC Optimism	−1.79%

Market data: NEAR and USDC

NEAR Protocol NEAR

Price: $5.28
24 hours: +5.47%
Week: +12.67%
Market cap: $6.9 B
24-hour turnover: $1.49 B
Rank by cap: #21
In circulation: 1.31 B NEAR
All-time high: $20.44

USD Coin USDC

Price: $0.999783
24 hours: −0.02%
Week: 0%
Market cap: $74.32 B
24-hour turnover: $17.78 B
Rank by cap: #6
In circulation: 74.34 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 19:27.

NEAR Protocol and USD Coin: how they differ

	NEAR Protocol (NEAR)	USD Coin (USDC)
Ticker	NEAR	USDC
Type	coin of its own network	token
Launched	2020	2018
Built by	Illia Polosukhin, Alexander Skidanov	Circle
Consensus	Proof of Stake (Nightshade)	—
Privacy	transfers are public	—
In circulation	1.31 B NEAR	74.34 B USDC
Market cap	$6.9 B	$74.32 B
Rank by cap	#21	#6
Network	—	Optimism
Fees are paid in	—	ETH
Supply cap	—	no cap

Daily moves of NEAR and USDC over the quarter link at -0.06 (they travel apart).

Why people take the NEAR → USDC Optimism route

Stepping out of the swingsNEAR moved +180.65% over the past month. USDC tracks the dollar, so after the swap the amount stops following NEAR.
It works both waysThe USDC Optimism → NEAR direction is open as well — going back into NEAR takes the same route and the same automation.

Common questions: NEAR → USDC Optimism

What rate does NEAR to USDC Optimism run at?

As of Sep 30, 2026 19:40 it is 1 NEAR = 5.2534 USDC Optimism. The figure updates on its own, and the calculator always shows the current one. On the market that is around $5.25.

What amounts does NEAR → USDC Optimism accept?

From 20.2234 to 1,890,000 NEAR per order. The floor is roughly $106.78.

Why can I not swap less than 20.2234 NEAR?

The network fee and the handling do not depend on the amount. On a transfer below 20.2234 NEAR they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending NEAR, and the blockchain takes that one.

How long does swapping NEAR for USDC Optimism take?

The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC Optimism arrive in?

The payout goes out on Optimism. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the NEAR to USDC Optimism rate do over the month?

Over the month, plus 180.68%: a low of 1.8183, a high of 5.3908, an average of 3.1563 USDC Optimism per 1 NEAR.

Can I swap back, USDC Optimism for NEAR?

Yes, the reverse is open too: 1 USDC Optimism = 0.190347 NEAR. The link to switch sits under the calculator.