NEAR Protocol (NEAR) → USD Coin (USDC Polygon)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for NEAR → USDC Polygon 1 NEAR = 5.3325 USDC Polygon 1 USDC Polygon = 0.187529 NEAR

Rate as of Sep 30, 2026 19:00

Orders from: 20.2234 NEAR ≈ $107.79
Payout network: Polygon
24 hours: +6.26%

You send

NEAR

You get 2,666.25

USDC Polygon

Create the order

Rate: 1 NEAR = 5.3325 USDC Polygon
From: 20.2234 NEAR
Up to: 1,880,000 NEAR

Preliminary figure: the final amount is locked in the order.

Current maths: 5.3325 USDC Polygon for every NEAR, and 0.187529 NEAR per USDC Polygon in reverse. Over 24 hours NEAR/USDC Polygon came in at plus 6.26%. Over the week, plus 12.06%.

The weekly range ran from 4.1967 to 5.46 USDC Polygon, a spread of 30.1%. One order takes from 20.2234 to 1,880,000 NEAR. In dollars that is roughly $107.79.

The robot sends the payout in the Polygon network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts NEAR Protocol at No. 21 ($6.97 B) and USD Coin at No. 6 ($74.32 B). Over 90 days the daily moves of NEAR and USDC correlate at -0.06 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 NEAR	From	Network fee	Speed
Ethereum (ERC20)	5.3325	20.2234 NEAR	≈ $0.11	medium
Solana	5.3325	20.2234 NEAR	≈ $0.0006	fast
Arbitrum One	5.3325	20.2234 NEAR	≈ $0.004	fast
BASE	5.3325	20.2234 NEAR	—	—
BNB Smart Chain (BEP20)	5.3325	20.2234 NEAR	≈ $0.0025	fast
Avalanche C-Chain	5.3325	20.2234 NEAR	≈ $0.0036	fast
NEAR	5.3325	20.2234 NEAR	—	—
Optimism	5.3325	20.2234 NEAR	≈ $0.00021	fast
Polygon open	5.3325	20.2234 NEAR	≈ $0.0021	fast
XLM	5.3325	20.2234 NEAR	—	—

NEAR → USDC: all networks side by side Network charges for USDC

Rate and amounts for NEAR → USDC Polygon

Send NEAR — receive USDC PolygonNeed USDC Polygon — send this much NEAR

NEAR	USDC Polygon
50	266.625
100	533.25
500	2,666.25
1,000	5,332.5
5,000	26,662.5
10,000	53,325

USDC Polygon	NEAR
200	37.5059
1,000	187.5293
2,000	375.0586
10,000	1,875.29
20,000	3,750.59
100,000	18,752.93

How the NEAR → USDC Polygon exchange runs

Work out the amount in the calculator — orders start at 20.2234 NEAR.
Give a USDC address on Polygon and a contact for the order.
Send NEAR on NEAR, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap NEAR for USDC Polygon

Check this before sending NEAR

The address network is Polygon. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 20.2234 NEAR.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the NEAR to USDC Polygon rate has moved

WeekMonthQuarterYear

high 5.46 USDC Polygonlow 4.1967 USDC Polygon

Sep 23, 2026 19:01Sep 30, 2026 19:01

high 5.3908 USDC Polygonlow 1.8183 USDC Polygon

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 5.3908 USDC Polygonlow 1.5883 USDC Polygon

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 5.3908 USDC Polygonlow 0.963099 USDC Polygon

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +6.26%
Week: +12.06%
Weekly high: 5.46 USDC Polygon
Weekly low: 4.1967 USDC Polygon
Spread: 30.1%

Market data from CoinGecko as of Sep 30, 2026 18:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The NEAR/USDC Polygon spread by period

Period	High	Low	Middle	Period result
24 hours	5.2965	4.85	5.02	+6.26%
Week	5.46	4.1967	4.8722	+12.06%
Month	5.3908	1.8183	3.1563	+180.68%
Quarter	5.3908	1.5883	2.27	+182.83%

Figures are in USDC Polygon per unit of the currency you send, taken from market data.

Daily NEAR → USDC Polygon rate

Day	Close	Against the day before
Sep 30, 2026	5.1037 USDC Polygon	+5.9%
Sep 29, 2026	4.8192 USDC Polygon	−10.6%
Sep 28, 2026	5.3908 USDC Polygon	+7.04%
Sep 27, 2026	5.0364 USDC Polygon	+1.73%
Sep 26, 2026	4.9509 USDC Polygon	+7.86%
Sep 25, 2026	4.5901 USDC Polygon	+5.92%
Sep 24, 2026	4.3337 USDC Polygon	−1.79%

Market data: NEAR and USDC

NEAR Protocol NEAR

Price: $5.33
24 hours: +6.24%
Week: +13.47%
Market cap: $6.97 B
24-hour turnover: $1.53 B
Rank by cap: #21
In circulation: 1.31 B NEAR
All-time high: $20.44

USD Coin USDC

Price: $0.99983
24 hours: −0.01%
Week: 0%
Market cap: $74.32 B
24-hour turnover: $17.65 B
Rank by cap: #6
In circulation: 74.33 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 18:57.

NEAR Protocol and USD Coin: how they differ

	NEAR Protocol (NEAR)	USD Coin (USDC)
Ticker	NEAR	USDC
Type	coin of its own network	token
Launched	2020	2018
Built by	Illia Polosukhin, Alexander Skidanov	Circle
Consensus	Proof of Stake (Nightshade)	—
Privacy	transfers are public	—
In circulation	1.31 B NEAR	74.33 B USDC
Market cap	$6.97 B	$74.32 B
Rank by cap	#21	#6
Network	—	Polygon
Fees are paid in	—	POL
Supply cap	—	no cap

Daily moves of NEAR and USDC over the quarter link at -0.06 (they travel apart).

Why people take the NEAR → USDC Polygon route

Stepping out of the swingsNEAR moved +180.65% over the past month. USDC tracks the dollar, so after the swap the amount stops following NEAR.
It works both waysThe USDC Polygon → NEAR direction is open as well — going back into NEAR takes the same route and the same automation.

Common questions: NEAR → USDC Polygon

What rate does NEAR to USDC Polygon run at?

As of Sep 30, 2026 19:00 it is 1 NEAR = 5.3325 USDC Polygon. The figure updates on its own, and the calculator always shows the current one. On the market that is around $5.33.

What amounts does NEAR → USDC Polygon accept?

From 20.2234 to 1,880,000 NEAR per order. The floor is roughly $107.79.

Why can I not swap less than 20.2234 NEAR?

The network fee and the handling do not depend on the amount. On a transfer below 20.2234 NEAR they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending NEAR, and the blockchain takes that one.

How long does swapping NEAR for USDC Polygon take?

The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC Polygon arrive in?

The payout goes out on Polygon. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the NEAR to USDC Polygon rate do over the month?

Over the month, plus 180.68%: a low of 1.8183, a high of 5.3908, an average of 3.1563 USDC Polygon per 1 NEAR.

Can I swap back, USDC Polygon for NEAR?

Yes, the reverse is open too: 1 USDC Polygon = 0.187522 NEAR. The link to switch sits under the calculator.