NEAR Protocol (NEAR) → USD Coin (USDC XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for NEAR → USDC XLM
1 NEAR = 4.9382 USDC XLM
1 USDC XLM = 0.202505 NEAR
Rate as of Sep 30, 2026 08:40
- Orders from
- 20.2234 NEAR ≈ $100.11
- Payout network
- XLM
- 24 hours
- +6.55%
The direction is holding at 4.9382 USDC XLM per 1 NEAR (0.202505 NEAR per 1 USDC XLM). Over 24 hours NEAR/USDC XLM came in at plus 6.55%. Over the week, plus 15.8%.
The weekly range ran from 4.1967 to 5.46 USDC XLM, a spread of 30.1%. One order takes from 20.2234 to 2,020,000 NEAR. In dollars that is roughly $100.11.
The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts NEAR Protocol at No. 21 ($6.47 B) and USD Coin at No. 6 ($74.4 B). Over 90 days the daily moves of NEAR and USDC correlate at -0.06 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 NEAR | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 4.9382 | 20.2234 NEAR | ≈ $0.021 | medium |
| Solana | 4.9382 | 20.2234 NEAR | ≈ $0.0006 | fast |
| Arbitrum One | 4.9382 | 20.2234 NEAR | ≈ $0.0035 | fast |
| BASE | 4.9382 | 20.2234 NEAR | — | — |
| BNB Smart Chain (BEP20) | 4.9382 | 20.2234 NEAR | ≈ $0.0025 | fast |
| Avalanche C-Chain | 4.9382 | 20.2234 NEAR | ≈ $0.0037 | fast |
| NEAR | 4.9382 | 20.2234 NEAR | — | — |
| Optimism | 4.9382 | 20.2234 NEAR | ≈ $0.00018 | fast |
| Polygon | 4.9382 | 20.2234 NEAR | ≈ $0.002 | fast |
| XLM open | 4.9382 | 20.2234 NEAR | — | — |
NEAR → USDC: all networks side by side Network charges for USDC
Rate and amounts for NEAR → USDC XLM
| NEAR | USDC XLM |
|---|---|
| 50 | 246.9075 |
| 200 | 987.6301 |
| 500 | 2,469.08 |
| 2,000 | 9,876.3 |
| 5,000 | 24,690.75 |
| 20,000 | 98,763.01 |
| USDC XLM | NEAR |
|---|---|
| 100 | 20.2505 |
| 500 | 101.2525 |
| 2,000 | 405.0099 |
| 5,000 | 1,012.52 |
| 20,000 | 4,050.1 |
| 100,000 | 20,250.5 |
How the NEAR → USDC XLM exchange runs
- Work out the amount in the calculator — orders start at 20.2234 NEAR.
- Give a USDC address on XLM and a contact for the order.
- Send NEAR on NEAR, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending NEAR
- The address network is XLM. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 20.2234 NEAR.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the NEAR to USDC XLM rate has moved
high 5.46 USDC XLMlow 4.1967 USDC XLM
Sep 23, 2026 08:42Sep 30, 2026 08:42
high 5.3908 USDC XLMlow 1.8183 USDC XLM
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 5.3908 USDC XLMlow 1.5883 USDC XLM
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 5.3908 USDC XLMlow 0.963099 USDC XLM
Oct 1, 2025 05:00Sep 29, 2026 05:00
- 24 hours
- +6.55%
- Week
- +15.8%
- Weekly high
- 5.46 USDC XLM
- Weekly low
- 4.1967 USDC XLM
- Spread
- 30.1%
Market data from CoinGecko as of Sep 30, 2026 08:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The NEAR/USDC XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 5.0786 | 4.5884 | 4.8735 | +6.55% |
| Week | 5.46 | 4.1967 | 4.8359 | +15.8% |
| Month | 5.3908 | 1.8183 | 3.0564 | +165.34% |
| Quarter | 5.3908 | 1.5883 | 2.235 | +178.4% |
Figures are in USDC XLM per unit of the currency you send, taken from market data.
Daily NEAR → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 29, 2026 | 4.9571 USDC XLM | −8.04% |
| Sep 28, 2026 | 5.3908 USDC XLM | +7.04% |
| Sep 27, 2026 | 5.0364 USDC XLM | +1.73% |
| Sep 26, 2026 | 4.9509 USDC XLM | +7.86% |
| Sep 25, 2026 | 4.5901 USDC XLM | +5.92% |
| Sep 24, 2026 | 4.3337 USDC XLM | −1.79% |
| Sep 23, 2026 | 4.4126 USDC XLM | +3.4% |
Market data: NEAR and USDC
NEAR Protocol NEAR- Price
- $4.95
- 24 hours
- +6.54%
- Week
- +14.42%
- Market cap
- $6.47 B
- 24-hour turnover
- $1.27 B
- Rank by cap
- #21
- In circulation
- 1.31 B NEAR
- All-time high
- $20.44
USD Coin USDC- Price
- $0.999843
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $74.4 B
- 24-hour turnover
- $18.06 B
- Rank by cap
- #6
- In circulation
- 74.41 B USDC
- All-time high
- $1.04
Source: CoinGecko, Sep 30, 2026 08:27.
NEAR Protocol and USD Coin: how they differ
| NEAR Protocol (NEAR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | NEAR | USDC |
| Type | coin of its own network | token |
| Launched | 2020 | 2018 |
| Built by | Illia Polosukhin, Alexander Skidanov | Circle |
| Consensus | Proof of Stake (Nightshade) | — |
| Privacy | transfers are public | — |
| In circulation | 1.31 B NEAR | 74.41 B USDC |
| Market cap | $6.47 B | $74.4 B |
| Rank by cap | #21 | #6 |
| Network | — | XLM |
| Supply cap | — | no cap |
Daily moves of NEAR and USDC over the quarter link at -0.06 (they travel apart).
Why people take the NEAR → USDC XLM route
- Stepping out of the swingsNEAR moved +165.32% over the past month. USDC tracks the dollar, so after the swap the amount stops following NEAR.
- It works both waysThe USDC XLM → NEAR direction is open as well — going back into NEAR takes the same route and the same automation.
Common questions: NEAR → USDC XLM
What rate does NEAR to USDC XLM run at?
As of Sep 30, 2026 08:40 it is 1 NEAR = 4.9382 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $4.94.
What amounts does NEAR → USDC XLM accept?
From 20.2234 to 2,020,000 NEAR per order. The floor is roughly $100.11.
Why can I not swap less than 20.2234 NEAR?
The network fee and the handling do not depend on the amount. On a transfer below 20.2234 NEAR they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending NEAR, and the blockchain takes that one.
How long does swapping NEAR for USDC XLM take?
The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC XLM arrive in?
The payout goes out on XLM. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the NEAR to USDC XLM rate do over the month?
Over the month, plus 165.34%: a low of 1.8183, a high of 5.3908, an average of 3.0564 USDC XLM per 1 NEAR.
Can I swap back, USDC XLM for NEAR?
Yes, the reverse is open too: 1 USDC XLM = 0.202501 NEAR. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send NEAR, receive something else
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- NEAR → USDT AVAX C4.9445
- NEAR → USDT ERC204.9445
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- NEAR → USDT Optimism4.9445
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