NEAR Protocol (NEAR) → Stellar (XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for NEAR → XLM
1 NEAR = 22.2904 XLM
1 XLM = 0.0448624 NEAR
Rate as of Sep 30, 2026 10:55
- Orders from
- 20.2234 NEAR ≈ $100.31
- Payout network
- Stellar
- 24 hours
- +6.22%
The direction is holding at 22.2904 XLM per 1 NEAR (0.0448624 NEAR per 1 XLM). Over 24 hours NEAR/XLM came in at plus 6.22%. Over the week, plus 12.77%.
The weekly range ran from 19.5447 to 25.4379 XLM, a spread of 30.15%. One order takes from 20.2234 to 2,020,000 NEAR. In dollars that is roughly $100.31.
If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts NEAR Protocol at No. 21 ($6.49 B) and Stellar at No. 20 ($7.8 B). Over 90 days the daily moves of NEAR and XLM correlate at 0.44 (they travel alike).
Rate and amounts for NEAR → XLM
| NEAR | XLM | ≈ USD |
|---|---|---|
| 50 | 1,114.52 | $248.00 |
| 200 | 4,458.08 | $992.00 |
| 500 | 11,145.2 | $2,480.00 |
| 2,000 | 44,580.81 | $9,920.00 |
| 5,000 | 111,452.03 | $24,800.00 |
| 20,000 | 445,808.11 | $99,200.00 |
| XLM | NEAR | ≈ USD |
|---|---|---|
| 500 | 22.4312 | $111.26 |
| 2,000 | 89.7247 | $445.03 |
| 5,000 | 224.3118 | $1,112.59 |
| 20,000 | 897.247 | $4,450.35 |
| 50,000 | 2,243.12 | $11,125.86 |
| 200,000 | 8,972.47 | $44,503.45 |
How the NEAR → XLM exchange runs
- Work out the amount in the calculator — orders start at 20.2234 NEAR.
- Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
- Send NEAR on NEAR, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.
Check this before sending NEAR
- The address network is Stellar. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Memo, enter it when you create the order.
- The transfer must not be smaller than 20.2234 NEAR.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the NEAR to XLM rate has moved
high 25.4379 XLMlow 19.5447 XLM
Sep 23, 2026 10:57Sep 30, 2026 10:57
high 24.9827 XLMlow 10.3983 XLM
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 24.9827 XLMlow 9.1594 XLM
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 24.9827 XLMlow 6.0905 XLM
Sep 30, 2025 05:00Sep 29, 2026 05:00
- 24 hours
- +6.22%
- Week
- +12.77%
- Weekly high
- 25.4379 XLM
- Weekly low
- 19.5447 XLM
- Spread
- 30.15%
Market data from CoinGecko as of Sep 30, 2026 10:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The NEAR/XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 22.8003 | 20.5611 | 21.7056 | +6.22% |
| Week | 25.4379 | 19.5447 | 22.3424 | +12.77% |
| Month | 24.9827 | 10.3983 | 15.6214 | +113.52% |
| Quarter | 24.9827 | 9.1594 | 11.9724 | +135.16% |
Figures are in XLM per unit of the currency you send, taken from market data.
Daily NEAR → XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 29, 2026 | 22.2023 XLM | −11.13% |
| Sep 28, 2026 | 24.9827 XLM | +7.39% |
| Sep 27, 2026 | 23.2638 XLM | +3.48% |
| Sep 26, 2026 | 22.4824 XLM | +6.52% |
| Sep 25, 2026 | 21.1062 XLM | −1.58% |
| Sep 24, 2026 | 21.4441 XLM | +4.99% |
| Sep 23, 2026 | 20.4253 XLM | +3.08% |
Market data: NEAR and XLM
NEAR Protocol NEAR- Price
- $4.96
- 24 hours
- +5.22%
- Week
- +12.64%
- Market cap
- $6.49 B
- 24-hour turnover
- $1.17 B
- Rank by cap
- #21
- In circulation
- 1.31 B NEAR
- All-time high
- $20.44
Stellar XLM- Price
- $0.222682
- 24 hours
- −0.94%
- Week
- +0.02%
- Market cap
- $7.8 B
- 24-hour turnover
- $411.59 M
- Rank by cap
- #20
- In circulation
- 35.02 B XLM
- All-time high
- $0.875563
Source: CoinGecko, Sep 30, 2026 10:57.
NEAR Protocol and Stellar: how they differ
| NEAR Protocol (NEAR) | Stellar (XLM) | |
|---|---|---|
| Ticker | NEAR | XLM |
| Type | coin of its own network | coin of its own network |
| Launched | 2020 | 2014 |
| Built by | Illia Polosukhin, Alexander Skidanov | Jed McCaleb, Joyce Kim |
| Consensus | Proof of Stake (Nightshade) | Stellar Consensus Protocol |
| Privacy | transfers are public | transfers are public |
| In circulation | 1.31 B NEAR | 35.02 B XLM |
| Market cap | $6.49 B | $7.8 B |
| Rank by cap | #21 | #20 |
| Block | — | ~5 sec |
| Supply cap | — | 50 B XLM |
Daily moves of NEAR and XLM over the quarter link at 0.44 (they travel alike).
Why people take the NEAR → XLM route
- Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
- Different basketsDaily moves of NEAR and XLM over 90 days link at 0.44 (they travel alike) — the weaker the link, the less a portfolio rests on one coin.
- It works both waysThe XLM → NEAR direction is open as well — going back into NEAR takes the same route and the same automation.
Common questions: NEAR → XLM
What rate does NEAR to XLM run at?
As of Sep 30, 2026 10:55 it is 1 NEAR = 22.2904 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $4.96.
What amounts does NEAR → XLM accept?
From 20.2234 to 2,020,000 NEAR per order. The floor is roughly $100.31.
Why can I not swap less than 20.2234 NEAR?
The network fee and the handling do not depend on the amount. On a transfer below 20.2234 NEAR they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending NEAR, and the blockchain takes that one.
How long does swapping NEAR for XLM take?
The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XLM arrive in?
Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the NEAR to XLM rate do over the month?
Over the month, plus 113.52%: a low of 10.3983, a high of 24.9827, an average of 15.6214 XLM per 1 NEAR.
Can I swap back, XLM for NEAR?
Yes, the reverse is open too: 1 XLM = 0.0448615 NEAR. The link to switch sits under the calculator.
Other directions
The other way round
Send NEAR, receive something else
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NEAR → YFI0.00203095
NEAR → ZBT56.7297
NEAR → ZEC0.00352817
NEAR → ZRO2.6817
NEAR → ZRX40.9559
