NEAR Protocol (NEAR) → XRP
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for NEAR → XRP
1 NEAR = 3.5037 XRP
1 XRP = 0.285413 NEAR
Rate as of Sep 30, 2026 19:45
- Orders from
- 20.2234 NEAR ≈ $106.78
- Payout network
- XRP Ledger
- 24 hours
- +8.92%
Right now 1 NEAR gets you 3.5037 XRP; the other way round, 1 XRP is 0.285413 NEAR. Over 24 hours NEAR/XRP came in at plus 8.92%. Over the week, plus 15.06%.
The weekly range ran from 2.7801 to 3.6441 XRP, a spread of 31.08%. One order takes from 20.2234 to 1,890,000 NEAR. In dollars that is roughly $106.78.
If the recipient is an exchange, it usually needs a Destination Tag: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts NEAR Protocol at No. 21 ($6.9 B) and XRP at No. 5 ($94.68 B). Over 90 days the daily moves of NEAR and XRP correlate at 0.55 (they travel alike).
Rate and amounts for NEAR → XRP
| NEAR | XRP | ≈ USD |
|---|---|---|
| 50 | 175.1846 | $264.00 |
| 100 | 350.3692 | $528.00 |
| 500 | 1,751.85 | $2,640.00 |
| 1,000 | 3,503.69 | $5,280.00 |
| 5,000 | 17,518.46 | $26,400.00 |
| 10,000 | 35,036.92 | $52,800.00 |
| XRP | NEAR | ≈ USD |
|---|---|---|
| 100 | 28.5413 | $150.70 |
| 500 | 142.7066 | $753.49 |
| 1,000 | 285.4132 | $1,506.98 |
| 5,000 | 1,427.07 | $7,534.91 |
| 10,000 | 2,854.13 | $15,069.82 |
| 50,000 | 14,270.66 | $75,349.09 |
How the NEAR → XRP exchange runs
- Work out the amount in the calculator — orders start at 20.2234 NEAR.
- Give a XRP address on XRP Ledger and a contact for the order. Receiving to an exchange? Add the Destination Tag, or the payment will hang on the recipient side.
- Send NEAR on NEAR, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends XRP to your address. The order page shows the status.
Check this before sending NEAR
- The address network is XRP Ledger. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Destination Tag, enter it when you create the order.
- The transfer must not be smaller than 20.2234 NEAR.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the NEAR to XRP rate has moved
high 3.6441 XRPlow 2.7801 XRP
Sep 23, 2026 19:49Sep 30, 2026 19:49
high 3.5542 XRPlow 1.3389 XRP
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 3.5542 XRPlow 1.2833 XRP
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 3.5542 XRPlow 0.696107 XRP
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- +8.92%
- Week
- +15.06%
- Weekly high
- 3.6441 XRP
- Weekly low
- 2.7801 XRP
- Spread
- 31.08%
Market data from CoinGecko as of Sep 30, 2026 19:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The NEAR/XRP spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 3.4963 | 3.2285 | 3.3307 | +8.92% |
| Week | 3.6441 | 2.7801 | 3.2079 | +15.06% |
| Month | 3.5542 | 1.3389 | 2.1951 | +152.4% |
| Quarter | 3.5542 | 1.2833 | 1.8101 | +96.88% |
Figures are in XRP per unit of the currency you send, taken from market data.
Daily NEAR → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 3.3793 XRP | +4.9% |
| Sep 29, 2026 | 3.2213 XRP | −9.37% |
| Sep 28, 2026 | 3.5542 XRP | +7.79% |
| Sep 27, 2026 | 3.2973 XRP | +4.45% |
| Sep 26, 2026 | 3.1569 XRP | +5.52% |
| Sep 25, 2026 | 2.9917 XRP | +3.64% |
| Sep 24, 2026 | 2.8867 XRP | +2.8% |
Market data: NEAR and XRP
NEAR Protocol NEAR- Price
- $5.28
- 24 hours
- +5.47%
- Week
- +12.67%
- Market cap
- $6.9 B
- 24-hour turnover
- $1.49 B
- Rank by cap
- #21
- In circulation
- 1.31 B NEAR
- All-time high
- $20.44
XRP XRP- Price
- $1.50
- 24 hours
- −3.17%
- Week
- −3.25%
- Market cap
- $94.68 B
- 24-hour turnover
- $3.45 B
- Rank by cap
- #5
- In circulation
- 63.09 B XRP
- All-time high
- $3.65
Source: CoinGecko, Sep 30, 2026 19:27.
NEAR Protocol and XRP: how they differ
| NEAR Protocol (NEAR) | XRP (XRP) | |
|---|---|---|
| Ticker | NEAR | XRP |
| Type | coin of its own network | coin of its own network |
| Launched | 2020 | 2012 |
| Built by | Illia Polosukhin, Alexander Skidanov | Ripple Labs |
| Consensus | Proof of Stake (Nightshade) | XRP Ledger Consensus Protocol |
| Privacy | transfers are public | transfers are public |
| In circulation | 1.31 B NEAR | 63.09 B XRP |
| Market cap | $6.9 B | $94.68 B |
| Rank by cap | #21 | #5 |
| Block | — | ~4 sec |
| Supply cap | — | 100 B XRP |
Daily moves of NEAR and XRP over the quarter link at 0.55 (they travel alike).
Why people take the NEAR → XRP route
- Quick settlementA block in XRP Ledger closes in about 4 sec, which is why XRP is taken for transfers more often than for holding.
- Different basketsDaily moves of NEAR and XRP over 90 days link at 0.55 (they travel alike) — the weaker the link, the less a portfolio rests on one coin.
- It works both waysThe XRP → NEAR direction is open as well — going back into NEAR takes the same route and the same automation.
Common questions: NEAR → XRP
What rate does NEAR to XRP run at?
As of Sep 30, 2026 19:45 it is 1 NEAR = 3.5037 XRP. The figure updates on its own, and the calculator always shows the current one. On the market that is around $5.26.
What amounts does NEAR → XRP accept?
From 20.2234 to 1,890,000 NEAR per order. The floor is roughly $106.78.
Why can I not swap less than 20.2234 NEAR?
The network fee and the handling do not depend on the amount. On a transfer below 20.2234 NEAR they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending NEAR, and the blockchain takes that one.
How long does swapping NEAR for XRP take?
The clock starts with confirmations: as soon as NEAR confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XRP arrive in?
XRP arrives in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the NEAR to XRP rate do over the month?
Over the month, plus 152.4%: a low of 1.3389, a high of 3.5542, an average of 2.1951 XRP per 1 NEAR.
Can I swap back, XRP for NEAR?
Yes, the reverse is open too: 1 XRP = 0.285408 NEAR. The link to switch sits under the calculator.
Other directions
The other way round
Send NEAR, receive something else
NEAR → XTZ16.6399
NEAR → YFI0.00212858
NEAR → ZBT59.9284
NEAR → ZEC0.00365547
NEAR → ZRO3.0957
NEAR → ZRX42.813
NEAR → 1INCH51.6338
NEAR → AAVE0.0329423
