USD1 → Stellar (XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USD1 → XLM 1 USD1 = 4.407 XLM 1 XLM = 0.22691 USD1

Rate as of Oct 1, 2026 01:05

Orders from: 100.67 USD1 ≈ $100.59
Payout network: Stellar
24 hours: −1.55%

You send

USD1

You get 8,814.05

XLM

Create the order

Rate: 1 USD1 = 4.407 XLM
From: 100.67 USD1
Up to: 10,000,000 USD1

Preliminary figure: the final amount is locked in the order.

Current maths: 4.407 XLM for every USD1, and 0.22691 USD1 per XLM in reverse. Over 24 hours USD1/XLM came in at minus 1.55%. Over the week, minus 10.01%.

The weekly range ran from 4.3101 to 5.0166 XLM, a spread of 16.39%. One order takes from 100.67 to 10,000,000 USD1. In dollars that is roughly $100.59.

If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USD1 at No. 31 ($4.42 B) and Stellar at No. 20 ($7.88 B). Over 90 days the daily moves of USD1 and XLM correlate at 0.13 (they travel apart).

Rate and amounts for USD1 → XLM

Send USD1 — receive XLMNeed XLM — send this much USD1

USD1	XLM
200	881.4054
1,000	4,407.03
2,000	8,814.05
10,000	44,070.27
20,000	88,140.54
100,000	440,702.7

XLM	USD1
500	113.4552
2,000	453.8207
5,000	1,134.55
20,000	4,538.21
50,000	11,345.52
200,000	45,382.07

How the USD1 → XLM exchange runs

Work out the amount in the calculator — orders start at 100.67 USD1.
Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
Send USD1 on USD1, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.

Swap USD1 for XLM

Check this before sending USD1

The address network is Stellar. Sending through another network almost always means losing the transfer.
If the recipient asks for a Memo, enter it when you create the order.
The transfer must not be smaller than 100.67 USD1.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USD1 to XLM rate has moved

WeekMonthQuarterYear

high 5.0166 XLMlow 4.3101 XLM

Sep 24, 2026 01:08Oct 1, 2026 01:08

high 5.7229 XLMlow 4.3042 XLM

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 6.4589 XLMlow 4.3042 XLM

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 6.9743 XLMlow 2.439 XLM

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: −1.55%
Week: −10.01%
Weekly high: 5.0166 XLM
Weekly low: 4.3101 XLM
Spread: 16.39%

Market data from CoinGecko as of Oct 1, 2026 00:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USD1/XLM spread by period

Period	High	Low	Middle	Period result
24 hours	4.5231	4.3382	4.4642	−1.55%
Week	5.0166	4.3101	4.5977	−10.01%
Month	5.7229	4.3042	5.2076	−23.44%
Quarter	6.4589	4.3042	5.4696	−13.65%

Figures are in XLM per unit of the currency you send, taken from market data.

Daily USD1 → XLM rate

Day	Close	Against the day before
Sep 30, 2026	4.3813 XLM	+1.79%
Sep 29, 2026	4.3042 XLM	−7.09%
Sep 28, 2026	4.6326 XLM	+0.32%
Sep 27, 2026	4.6176 XLM	+1.73%
Sep 26, 2026	4.5392 XLM	−1.2%
Sep 25, 2026	4.5944 XLM	−7.1%
Sep 24, 2026	4.9457 XLM	+6.9%

Market data: USD1 and XLM

USD1 USD1

Price: $0.999238
24 hours: −0.01%
Week: −0.01%
Market cap: $4.42 B
24-hour turnover: $924.8 M
Rank by cap: #31
In circulation: 4.42 B USD1
All-time high: $1.05

Stellar XLM

Price: $0.225036
24 hours: +1.57%
Week: +11.07%
Market cap: $7.88 B
24-hour turnover: $350.76 M
Rank by cap: #20
In circulation: 35.02 B XLM
All-time high: $0.875563

Source: CoinGecko, Oct 1, 2026 00:57.

USD1 and Stellar: how they differ

	USD1 (USD1)	Stellar (XLM)
Ticker	USD1	XLM
In circulation	4.42 B USD1	35.02 B XLM
Market cap	$4.42 B	$7.88 B
Rank by cap	#31	#20
Type	—	coin of its own network
Launched	—	2014
Built by	—	Jed McCaleb, Joyce Kim
Consensus	—	Stellar Consensus Protocol
Block	—	~5 sec
Supply cap	—	50 B XLM
Privacy	—	transfers are public

Daily moves of USD1 and XLM over the quarter link at 0.13 (they travel apart).

Why people take the USD1 → XLM route

Entering XLM from dollarsUSD1 goes into Stellar in one step, with no coin in between: over the last month XLM posted +30.6%.
Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
Different basketsDaily moves of USD1 and XLM over 90 days link at 0.13 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USD1 → XLM

What rate does USD1 to XLM run at?

As of Oct 1, 2026 01:05 it is 1 USD1 = 4.407 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.99174.

What amounts does USD1 → XLM accept?

From 100.67 to 10,000,000 USD1 per order. The floor is roughly $100.59.

Why can I not swap less than 100.67 USD1?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USD1 they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USD1, and the blockchain takes that one.

How long does swapping USD1 for XLM take?

The clock starts with confirmations: as soon as USD1 confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will XLM arrive in?

Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USD1 to XLM rate do over the month?

Over the month, minus 23.44%: a low of 4.3042, a high of 5.7229, an average of 5.2076 XLM per 1 USD1.

Can I swap back, XLM for USD1?

Yes, the reverse is open too: 1 XLM = 0.226906 USD1. The link to switch sits under the calculator.