USD Coin (USDC ERC20) → Stellar (XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC ERC20 → XLM 1 USDC ERC20 = 6.7608 XLM 1 XLM = 0.147911 USDC ERC20

Rate as of Nov 10, 2026 13:24

Orders from: 100.67 USDC ERC20 ≈ $100.63
Payout network: Stellar
24 hours: −3.36%

You send

USDC ERC20

You get 13,521.6

XLM

Create the order

Rate: 1 USDC ERC20 = 6.7608 XLM
From: 100.67 USDC ERC20
Up to: 10,000,000 USDC ERC20

Preliminary figure: the final amount is locked in the order.

The direction is holding at 6.7608 XLM per 1 USDC ERC20 (0.147911 USDC ERC20 per 1 XLM). Over 24 hours USDC ERC20/XLM came in at minus 3.36%. Over the week, plus 8.66%.

The weekly range ran from 5.9221 to 6.8841 XLM, a spread of 16.24%. One order takes from 100.67 to 10,000,000 USDC ERC20. In dollars that is roughly $100.63.

If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USD Coin at No. 5 ($70.09 B) and Stellar at No. 19 ($5.28 B). Over 90 days the daily moves of USDC and XLM correlate at 0.06 (they travel apart).

Rate and amounts for USDC ERC20 → XLM

Send USDC ERC20 — receive XLMNeed XLM — send this much USDC ERC20

USDC ERC20	XLM
200	1,352.16
1,000	6,760.8
2,000	13,521.6
10,000	67,608
20,000	135,216.01
100,000	676,080.05

XLM	USDC ERC20
1,000	147.9115
5,000	739.5574
10,000	1,479.11
50,000	7,395.57
100,000	14,791.15
500,000	73,955.74

How the USDC ERC20 → XLM exchange runs

Work out the amount in the calculator — orders start at 100.67 USDC ERC20.
Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
Send USDC ERC20 on Ethereum (ERC20), exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.

Swap USDC ERC20 for XLM

Check this before sending USDC ERC20

The address network is Stellar. Sending through another network almost always means losing the transfer.
If the recipient asks for a Memo, enter it when you create the order.
The transfer must not be smaller than 100.67 USDC ERC20.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC ERC20 to XLM rate has moved

WeekMonthQuarterYear

high 6.8841 XLMlow 5.9221 XLM

Nov 3, 2026 13:24Nov 10, 2026 13:24

high 6.8305 XLMlow 4.9271 XLM

Oct 10, 2026 05:00Nov 9, 2026 05:00

high 6.8305 XLMlow 4.3062 XLM

Aug 11, 2026 05:00Nov 9, 2026 05:00

high 6.9744 XLMlow 3.3288 XLM

Nov 11, 2025 05:00Nov 9, 2026 05:00

24 hours: −3.36%
Week: +8.66%
Weekly high: 6.8841 XLM
Weekly low: 5.9221 XLM
Spread: 16.24%

Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC ERC20/XLM spread by period

Period	High	Low	Middle	Period result
24 hours	6.8841	6.743	6.7914	−3.36%
Week	6.8841	5.9221	6.4382	+8.66%
Month	6.8305	4.9271	5.7869	+32.95%
Quarter	6.8305	4.3062	5.4833	+10.23%

Figures are in XLM per unit of the currency you send, taken from market data.

Daily USDC ERC20 → XLM rate

Day	Close	Against the day before
Nov 9, 2026	6.8305 XLM	+3.34%
Nov 8, 2026	6.6098 XLM	+1.35%
Nov 7, 2026	6.5217 XLM	−0.22%
Nov 6, 2026	6.5362 XLM	+9.75%
Nov 5, 2026	5.9557 XLM	−3.27%
Nov 4, 2026	6.1572 XLM	+0.3%
Nov 3, 2026	6.1386 XLM	+3.3%

How the Velorex rate moved: USDC ERC20 → XLM day by day

Day	Velorex rate	Market rate
Nov 10, 2026	6.7086 XLM	6.6958
Nov 9, 2026	6.7768 XLM	6.7555
Nov 8, 2026	6.8259 XLM	6.8324
Nov 7, 2026	6.6339 XLM	6.6184
Nov 6, 2026	6.5256 XLM	6.484
Nov 5, 2026	6.5372 XLM	6.5057
Nov 4, 2026	5.9105 XLM	5.911
Nov 3, 2026	6.1492 XLM	6.1327
Nov 2, 2026	6.1255 XLM	6.1228
Nov 1, 2026	5.9644 XLM	5.972
Oct 31, 2026	5.8878 XLM	5.8842
Oct 30, 2026	5.9224 XLM	5.9202
Oct 29, 2026	6.0986 XLM	6.1112
Oct 28, 2026	5.7796 XLM	5.7845

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDC and XLM

USD Coin USDC

Price: $0.999553
24 hours: +0.02%
Week: +0.02%
Market cap: $70.09 B
24-hour turnover: $11.93 B
Rank by cap: #5
In circulation: 70.12 B USDC
All-time high: $1.04

Stellar XLM

Price: $0.14928
24 hours: +3.49%
Week: −7.81%
Market cap: $5.28 B
24-hour turnover: $98.19 M
Rank by cap: #19
In circulation: 35.37 B XLM
All-time high: $0.875563

Source: CoinGecko, Nov 10, 2026 12:57.

USD Coin and Stellar: how they differ

	USD Coin (USDC)	Stellar (XLM)
Ticker	USDC	XLM
Type	token	coin of its own network
Network	Ethereum (ERC20)	—
Fees are paid in	ETH	—
Launched	2018	2014
Built by	Circle	Jed McCaleb, Joyce Kim
Supply cap	no cap	50 B XLM
In circulation	70.12 B USDC	35.37 B XLM
Market cap	$70.09 B	$5.28 B
Rank by cap	#5	#19
Consensus	—	Stellar Consensus Protocol
Block	—	~5 sec
Privacy	—	transfers are public

Daily moves of USDC and XLM over the quarter link at 0.06 (they travel apart).

Why people take the USDC ERC20 → XLM route

Entering XLM from dollarsUSDC goes into Stellar in one step, with no coin in between: over the last month XLM posted −25.06%.
Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
Different basketsDaily moves of USDC and XLM over 90 days link at 0.06 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDC ERC20 → XLM

What rate does USDC ERC20 to XLM run at?

As of Nov 10, 2026 13:24 it is 1 USDC ERC20 = 6.7608 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.01.

What amounts does USDC ERC20 → XLM accept?

From 100.67 to 10,000,000 USDC ERC20 per order. The floor is roughly $100.63.

Why can I not swap less than 100.67 USDC ERC20?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC ERC20 they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC ERC20, and the blockchain takes that one.

How long does swapping USDC ERC20 for XLM take?

The clock starts with confirmations: as soon as Ethereum (ERC20) confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will XLM arrive in?

Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC ERC20 to XLM rate do over the month?

Over the month, plus 32.95%: a low of 4.9271, a high of 6.8305, an average of 5.7869 XLM per 1 USDC ERC20.

Can I swap back, XLM for USDC ERC20?

Yes, the reverse is open too: 1 XLM = 0.147909 USDC ERC20. The link to switch sits under the calculator.