USD Coin (USDC XLM) → NEAR Protocol (NEAR)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for USDC XLM → NEAR
1 USDC XLM = 0.202501 NEAR
1 NEAR = 4.9382 USDC XLM
Rate as of Sep 30, 2026 08:40
- Orders from
- 100.67 USDC XLM ≈ $100.65
- Payout network
- NEAR
- 24 hours
- −6.15%
The direction is holding at 0.202501 NEAR per 1 USDC XLM (4.9382 USDC XLM per 1 NEAR). Over 24 hours USDC XLM/NEAR came in at minus 6.15%. Over the week, minus 13.64%.
The weekly range ran from 0.18315 to 0.238284 NEAR, a spread of 30.1%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.65.
Market capitalisation puts USD Coin at No. 6 ($74.4 B) and NEAR Protocol at No. 21 ($6.47 B). Over 90 days the daily moves of USDC and NEAR correlate at -0.06 (they travel apart).
Rate and amounts for USDC XLM → NEAR
| USDC XLM | NEAR |
|---|---|
| 200 | 40.5002 |
| 1,000 | 202.5009 |
| 2,000 | 405.0018 |
| 10,000 | 2,025.01 |
| 20,000 | 4,050.02 |
| 100,000 | 20,250.09 |
| NEAR | USDC XLM |
|---|---|
| 50 | 246.9125 |
| 200 | 987.6499 |
| 500 | 2,469.12 |
| 2,000 | 9,876.5 |
| 5,000 | 24,691.25 |
| 20,000 | 98,764.99 |
How the USDC XLM → NEAR exchange runs
- Work out the amount in the calculator — orders start at 100.67 USDC XLM.
- Give a NEAR address on NEAR and a contact for the order.
- Send USDC XLM on XLM, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends NEAR Protocol to your address. The order page shows the status.
Check this before sending USDC XLM
- The address network is NEAR. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 100.67 USDC XLM.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the USDC XLM to NEAR rate has moved
high 0.238284 NEARlow 0.18315 NEAR
Sep 23, 2026 08:42Sep 30, 2026 08:42
high 0.549956 NEARlow 0.185501 NEAR
Aug 30, 2026 05:00Sep 29, 2026 05:00
high 0.629586 NEARlow 0.185501 NEAR
Jul 1, 2026 05:00Sep 29, 2026 05:00
high 1.0383 NEARlow 0.185501 NEAR
Oct 1, 2025 05:00Sep 29, 2026 05:00
- 24 hours
- −6.15%
- Week
- −13.64%
- Weekly high
- 0.238284 NEAR
- Weekly low
- 0.18315 NEAR
- Spread
- 30.1%
Market data from CoinGecko as of Sep 30, 2026 08:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The USDC XLM/NEAR spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.21794 | 0.196903 | 0.205393 | −6.15% |
| Week | 0.238284 | 0.18315 | 0.207662 | −13.64% |
| Month | 0.549956 | 0.185501 | 0.370184 | −62.31% |
| Quarter | 0.629586 | 0.185501 | 0.492659 | −64.08% |
Figures are in NEAR per unit of the currency you send, taken from market data.
Daily USDC XLM → NEAR rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 29, 2026 | 0.20173 NEAR | +8.75% |
| Sep 28, 2026 | 0.185501 NEAR | −6.57% |
| Sep 27, 2026 | 0.198554 NEAR | −1.7% |
| Sep 26, 2026 | 0.201985 NEAR | −7.29% |
| Sep 25, 2026 | 0.217862 NEAR | −5.58% |
| Sep 24, 2026 | 0.23075 NEAR | +1.82% |
| Sep 23, 2026 | 0.226621 NEAR | −3.29% |
Market data: USDC and NEAR
USD Coin USDC- Price
- $0.999843
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $74.4 B
- 24-hour turnover
- $18.06 B
- Rank by cap
- #6
- In circulation
- 74.41 B USDC
- All-time high
- $1.04
NEAR Protocol NEAR- Price
- $4.95
- 24 hours
- +6.54%
- Week
- +14.42%
- Market cap
- $6.47 B
- 24-hour turnover
- $1.27 B
- Rank by cap
- #21
- In circulation
- 1.31 B NEAR
- All-time high
- $20.44
Source: CoinGecko, Sep 30, 2026 08:27.
USD Coin and NEAR Protocol: how they differ
| USD Coin (USDC) | NEAR Protocol (NEAR) | |
|---|---|---|
| Ticker | USDC | NEAR |
| Type | token | coin of its own network |
| Network | XLM | — |
| Launched | 2018 | 2020 |
| Built by | Circle | Illia Polosukhin, Alexander Skidanov |
| Supply cap | no cap | — |
| In circulation | 74.41 B USDC | 1.31 B NEAR |
| Market cap | $74.4 B | $6.47 B |
| Rank by cap | #6 | #21 |
| Consensus | — | Proof of Stake (Nightshade) |
| Privacy | — | transfers are public |
Daily moves of USDC and NEAR over the quarter link at -0.06 (they travel apart).
Why people take the USDC XLM → NEAR route
- Entering NEAR from dollarsUSDC goes into NEAR Protocol in one step, with no coin in between: over the last month NEAR posted +165.32%.
- Fuel for NEARWithout NEAR Protocol you cannot pay for a transfer or a contract call in NEAR — the coin is needed for anything that happens in that ecosystem.
- Different basketsDaily moves of USDC and NEAR over 90 days link at -0.06 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
Common questions: USDC XLM → NEAR
What rate does USDC XLM to NEAR run at?
As of Sep 30, 2026 08:40 it is 1 USDC XLM = 0.202501 NEAR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.
What amounts does USDC XLM → NEAR accept?
From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC XLM?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.
How long does swapping USDC XLM for NEAR take?
The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will NEAR arrive in?
NEAR Protocol arrives in its own NEAR network — a plain NEAR address is all you need.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to NEAR rate do over the month?
Over the month, minus 62.31%: a low of 0.185501, a high of 0.549956, an average of 0.370184 NEAR per 1 USDC XLM.
Can I swap back, NEAR for USDC XLM?
Yes, the reverse is open too: 1 NEAR = 4.9382 USDC XLM. The link to switch sits under the calculator.
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