USD Coin (USDC XLM) → XRP
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for USDC XLM → XRP
1 USDC XLM = 0.659195 XRP
1 XRP = 1.517 USDC XLM
Rate as of Sep 30, 2026 18:55
- Orders from
- 100.67 USDC XLM ≈ $100.65
- Payout network
- XRP Ledger
- 24 hours
- +0.59%
The direction is holding at 0.659195 XRP per 1 USDC XLM (1.517 USDC XLM per 1 XRP). Over 24 hours USDC XLM/XRP came in at plus 0.59%. Over the week, plus 3.44%.
The weekly range ran from 0.625037 to 0.681249 XRP, a spread of 8.99%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.65.
If the recipient is an exchange, it usually needs a Destination Tag: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USD Coin at No. 6 ($74.31 B) and XRP at No. 5 ($96.9 B). Over 90 days the daily moves of USDC and XRP correlate at 0.06 (they travel apart).
Rate and amounts for USDC XLM → XRP
| USDC XLM | XRP |
|---|---|
| 200 | 131.839 |
| 1,000 | 659.195 |
| 2,000 | 1,318.39 |
| 10,000 | 6,591.95 |
| 20,000 | 13,183.9 |
| 100,000 | 65,919.5 |
| XRP | USDC XLM |
|---|---|
| 100 | 151.7002 |
| 500 | 758.5009 |
| 1,000 | 1,517 |
| 5,000 | 7,585.01 |
| 10,000 | 15,170.02 |
| 50,000 | 75,850.09 |
How the USDC XLM → XRP exchange runs
- Work out the amount in the calculator — orders start at 100.67 USDC XLM.
- Give a XRP address on XRP Ledger and a contact for the order. Receiving to an exchange? Add the Destination Tag, or the payment will hang on the recipient side.
- Send USDC XLM on XLM, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends XRP to your address. The order page shows the status.
Check this before sending USDC XLM
- The address network is XRP Ledger. Sending through another network almost always means losing the transfer.
- If the recipient asks for a Destination Tag, enter it when you create the order.
- The transfer must not be smaller than 100.67 USDC XLM.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the USDC XLM to XRP rate has moved
high 0.681249 XRPlow 0.625037 XRP
Sep 23, 2026 18:55Sep 30, 2026 18:55
high 0.779026 XRPlow 0.636332 XRP
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 1.0069 XRPlow 0.636332 XRP
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 1.0069 XRPlow 0.328693 XRP
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- +0.59%
- Week
- +3.44%
- Weekly high
- 0.681249 XRP
- Weekly low
- 0.625037 XRP
- Spread
- 8.99%
Market data from CoinGecko as of Sep 30, 2026 18:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The USDC XLM/XRP spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.672933 | 0.646715 | 0.664342 | +0.59% |
| Week | 0.681249 | 0.625037 | 0.658471 | +3.44% |
| Month | 0.779026 | 0.636332 | 0.706591 | −10.08% |
| Quarter | 1.0069 | 0.636332 | 0.829759 | −30.39% |
Figures are in XRP per unit of the currency you send, taken from market data.
Daily USDC XLM → XRP rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 0.66214 XRP | −0.94% |
| Sep 29, 2026 | 0.668435 XRP | +1.38% |
| Sep 28, 2026 | 0.659316 XRP | +0.71% |
| Sep 27, 2026 | 0.654684 XRP | +2.67% |
| Sep 26, 2026 | 0.637651 XRP | −2.17% |
| Sep 25, 2026 | 0.651777 XRP | −2.15% |
| Sep 24, 2026 | 0.666096 XRP | +4.68% |
Market data: USDC and XRP
USD Coin USDC- Price
- $0.999799
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $74.31 B
- 24-hour turnover
- $16.86 B
- Rank by cap
- #6
- In circulation
- 74.32 B USDC
- All-time high
- $1.04
XRP XRP- Price
- $1.54
- 24 hours
- −0.6%
- Week
- −2.35%
- Market cap
- $96.9 B
- 24-hour turnover
- $3.61 B
- Rank by cap
- #5
- In circulation
- 63.09 B XRP
- All-time high
- $3.65
Source: CoinGecko, Sep 30, 2026 18:27.
USD Coin and XRP: how they differ
| USD Coin (USDC) | XRP (XRP) | |
|---|---|---|
| Ticker | USDC | XRP |
| Type | token | coin of its own network |
| Network | XLM | — |
| Launched | 2018 | 2012 |
| Built by | Circle | Ripple Labs |
| Supply cap | no cap | 100 B XRP |
| In circulation | 74.32 B USDC | 63.09 B XRP |
| Market cap | $74.31 B | $96.9 B |
| Rank by cap | #6 | #5 |
| Consensus | — | XRP Ledger Consensus Protocol |
| Block | — | ~4 sec |
| Privacy | — | transfers are public |
Daily moves of USDC and XRP over the quarter link at 0.06 (they travel apart).
Why people take the USDC XLM → XRP route
- Entering XRP from dollarsUSDC goes into XRP in one step, with no coin in between: over the last month XRP posted +11.2%.
- Quick settlementA block in XRP Ledger closes in about 4 sec, which is why XRP is taken for transfers more often than for holding.
- Different basketsDaily moves of USDC and XRP over 90 days link at 0.06 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.
Common questions: USDC XLM → XRP
What rate does USDC XLM to XRP run at?
As of Sep 30, 2026 18:55 it is 1 USDC XLM = 0.659195 XRP. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.02.
What amounts does USDC XLM → XRP accept?
From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.65.
Why can I not swap less than 100.67 USDC XLM?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.
How long does swapping USDC XLM for XRP take?
The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will XRP arrive in?
XRP arrives in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDC XLM to XRP rate do over the month?
Over the month, minus 10.08%: a low of 0.636332, a high of 0.779026, an average of 0.706591 XRP per 1 USDC XLM.
Can I swap back, XRP for USDC XLM?
Yes, the reverse is open too: 1 XRP = 1.517 USDC XLM. The link to switch sits under the calculator.
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