XRP → USD Coin (USDC XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XRP → USDC XLM 1 XRP = 1.0854 USDC XLM 1 USDC XLM = 0.921277 XRP

Rate as of Nov 10, 2026 13:24

Orders from: 63.4066 XRP ≈ $69.62
Payout network: XLM
24 hours: +1.39%

You send

XRP

You get 1,085.45

USDC XLM

Create the order

Rate: 1 XRP = 1.0854 USDC XLM
From: 63.4066 XRP
Up to: 9,110,000 XRP

Preliminary figure: the final amount is locked in the order.

Right now 1 XRP gets you 1.0854 USDC XLM; the other way round, 1 USDC XLM is 0.921277 XRP. Over 24 hours XRP/USDC XLM came in at plus 1.39%. Over the week, minus 11.97%.

The weekly range ran from 1.0849 to 1.3236 USDC XLM, a spread of 22.01%. One order takes from 63.4066 to 9,110,000 XRP. In dollars that is roughly $69.62.

The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts XRP at No. 6 ($69.76 B) and USD Coin at No. 5 ($70.09 B). Over 90 days the daily moves of XRP and USDC correlate at 0.08 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XRP	From	Network fee	Speed
Ethereum (ERC20)	1.0854	63.4066 XRP	≈ $0.0068	medium
Solana	1.0854	63.4066 XRP	≈ $0.00043	fast
Arbitrum One	1.0854	63.4066 XRP	≈ $0.0028	fast
BASE	1.0854	63.4066 XRP	—	—
BNB Smart Chain (BEP20)	1.0854	63.4066 XRP	≈ $0.0022	fast
Avalanche C-Chain	1.0854	63.4066 XRP	≈ $0.0041	fast
NEAR	1.0854	63.4066 XRP	—	—
Optimism	1.0854	63.4066 XRP	≈ $0.00014	fast
XLM open	1.0854	63.4066 XRP	—	—
Polygon	1.0854	67.3865 XRP	≈ $0.00019	fast

XRP → USDC: all networks side by side Network charges for USDC

Rate and amounts for XRP → USDC XLM

Send XRP — receive USDC XLMNeed USDC XLM — send this much XRP

XRP	USDC XLM
100	108.5449
500	542.7247
1,000	1,085.45
5,000	5,427.25
10,000	10,854.49
50,000	54,272.47

USDC XLM	XRP
100	92.1277
500	460.6387
2,000	1,842.55
5,000	4,606.39
20,000	18,425.55
100,000	92,127.75

How the XRP → USDC XLM exchange runs

Work out the amount in the calculator — orders start at 63.4066 XRP.
Give a USDC address on XLM and a contact for the order.
Send XRP on XRP Ledger, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XRP for USDC XLM

Check this before sending XRP

The address network is XLM. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 63.4066 XRP.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XRP to USDC XLM rate has moved

WeekMonthQuarterYear

high 1.3236 USDC XLMlow 1.0849 USDC XLM

Nov 3, 2026 13:25Nov 10, 2026 13:25

high 1.4095 USDC XLMlow 1.113 USDC XLM

Oct 10, 2026 05:00Nov 9, 2026 05:00

high 1.5715 USDC XLMlow 0.993158 USDC XLM

Aug 11, 2026 05:00Nov 9, 2026 05:00

high 2.5262 USDC XLMlow 0.993158 USDC XLM

Nov 11, 2025 05:00Nov 9, 2026 05:00

24 hours: +1.39%
Week: −11.97%
Weekly high: 1.3236 USDC XLM
Weekly low: 1.0849 USDC XLM
Spread: 22.01%

Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XRP/USDC XLM spread by period

Period	High	Low	Middle	Period result
24 hours	1.1054	1.0849	1.0966	+1.39%
Week	1.3236	1.0849	1.2004	−11.97%
Month	1.4095	1.113	1.2947	−20.22%
Quarter	1.5715	0.993158	1.3389	+10.02%

Figures are in USDC XLM per unit of the currency you send, taken from market data.

Daily XRP → USDC XLM rate

Day	Close	Against the day before
Nov 9, 2026	1.113 USDC XLM	−4.34%
Nov 8, 2026	1.1636 USDC XLM	−1.31%
Nov 7, 2026	1.179 USDC XLM	−2.33%
Nov 6, 2026	1.2071 USDC XLM	−7.48%
Nov 5, 2026	1.3047 USDC XLM	+2.19%
Nov 4, 2026	1.2767 USDC XLM	+2.17%
Nov 3, 2026	1.2496 USDC XLM	−0.03%

How the Velorex rate moved: XRP → USDC XLM day by day

Day	Velorex rate	Market rate
Nov 10, 2026	1.094 USDC XLM	1.0985
Nov 9, 2026	1.1036 USDC XLM	1.1006
Nov 8, 2026	1.114 USDC XLM	1.1205
Nov 7, 2026	1.1593 USDC XLM	1.1606
Nov 6, 2026	1.1747 USDC XLM	1.1804
Nov 5, 2026	1.2128 USDC XLM	1.2207
Nov 4, 2026	1.3109 USDC XLM	1.3104
Nov 3, 2026	1.2779 USDC XLM	1.2805
Nov 2, 2026	1.2469 USDC XLM	1.2509
Nov 1, 2026	1.2475 USDC XLM	1.2503
Oct 31, 2026	1.2503 USDC XLM	1.25
Oct 30, 2026	1.2521 USDC XLM	1.2503
Oct 29, 2026	1.2431 USDC XLM	1.2411
Oct 28, 2026	1.3253 USDC XLM	1.3306

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: XRP and USDC

XRP XRP

Price: $1.10
24 hours: +1.4%
Week: −11.97%
Market cap: $69.76 B
24-hour turnover: $2.18 B
Rank by cap: #6
In circulation: 63.52 B XRP
All-time high: $3.65

USD Coin USDC

Price: $0.999553
24 hours: +0.02%
Week: +0.02%
Market cap: $70.09 B
24-hour turnover: $11.93 B
Rank by cap: #5
In circulation: 70.12 B USDC
All-time high: $1.04

Source: CoinGecko, Nov 10, 2026 12:57.

XRP and USD Coin: how they differ

	XRP (XRP)	USD Coin (USDC)
Ticker	XRP	USDC
Type	coin of its own network	token
Launched	2012	2018
Built by	Ripple Labs	Circle
Consensus	XRP Ledger Consensus Protocol	—
Block	~4 sec	—
Supply cap	100 B XRP	no cap
Privacy	transfers are public	—
In circulation	63.52 B XRP	70.12 B USDC
Market cap	$69.76 B	$70.09 B
Rank by cap	#6	#5
Network	—	XLM

Daily moves of XRP and USDC over the quarter link at 0.08 (they travel apart).

Why people take the XRP → USDC XLM route

Stepping out of the swingsXRP moved −21.56% over the past month. USDC tracks the dollar, so after the swap the amount stops following XRP.

Common questions: XRP → USDC XLM

What rate does XRP to USDC XLM run at?

As of Nov 10, 2026 13:24 it is 1 XRP = 1.0854 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.08.

What amounts does XRP → USDC XLM accept?

From 63.4066 to 9,110,000 XRP per order. The floor is roughly $69.62.

Why can I not swap less than 63.4066 XRP?

The network fee and the handling do not depend on the amount. On a transfer below 63.4066 XRP they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XRP, and the blockchain takes that one.

How long does swapping XRP for USDC XLM take?

The clock starts with confirmations: as soon as XRP Ledger confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in XRP Ledger closes in about 4 sec.

Which network will USDC XLM arrive in?

The payout goes out on XLM. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to USDC XLM rate do over the month?

Over the month, minus 20.22%: a low of 1.113, a high of 1.4095, an average of 1.2947 USDC XLM per 1 XRP.

Can I swap back, USDC XLM for XRP?

The USDC XLM → XRP pair is not running at the moment. The directions available with USDC XLM are listed below.