USDS → Stellar (XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDS → XLM 1 USDS = 4.4299 XLM 1 XLM = 0.225737 USDS

Rate as of Sep 30, 2026 14:20

Orders from: 100.67 USDS ≈ $100.66
Payout network: Stellar
24 hours: +2.15%

You send

USDS

You get 8,859.88

XLM

Create the order

Rate: 1 USDS = 4.4299 XLM
From: 100.67 USDS
Up to: 10,000,000 USDS

Preliminary figure: the final amount is locked in the order.

Current maths: 4.4299 XLM for every USDS, and 0.225737 USDS per XLM in reverse. Over 24 hours USDS/XLM came in at plus 2.15%. Over the week, minus 1.34%.

The weekly range ran from 4.2813 to 5.0519 XLM, a spread of 18%. One order takes from 100.67 to 10,000,000 USDS. In dollars that is roughly $100.66.

If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USDS at No. 15 ($9.98 B) and Stellar at No. 20 ($7.87 B). Over 90 days the daily moves of USDS and XLM correlate at 0.12 (they travel apart).

Rate and amounts for USDS → XLM

Send USDS — receive XLMNeed XLM — send this much USDS

USDS	XLM
200	885.9875
1,000	4,429.94
2,000	8,859.88
10,000	44,299.38
20,000	88,598.75
100,000	442,993.76

XLM	USDS
500	112.8684
2,000	451.4736
5,000	1,128.68
20,000	4,514.74
50,000	11,286.84
200,000	45,147.36

How the USDS → XLM exchange runs

Work out the amount in the calculator — orders start at 100.67 USDS.
Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
Send USDS on USDS, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.

Swap USDS for XLM

Check this before sending USDS

The address network is Stellar. Sending through another network almost always means losing the transfer.
If the recipient asks for a Memo, enter it when you create the order.
The transfer must not be smaller than 100.67 USDS.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDS to XLM rate has moved

WeekMonthQuarterYear

high 5.0519 XLMlow 4.2813 XLM

Sep 23, 2026 14:23Sep 30, 2026 14:23

high 5.725 XLMlow 4.4765 XLM

Aug 30, 2026 05:00Sep 29, 2026 05:00

high 6.4631 XLMlow 4.4765 XLM

Jul 1, 2026 05:00Sep 29, 2026 05:00

high 6.9748 XLMlow 2.4385 XLM

Oct 1, 2025 05:00Sep 29, 2026 05:00

24 hours: +2.15%
Week: −1.34%
Weekly high: 5.0519 XLM
Weekly low: 4.2813 XLM
Spread: 18%

Market data from CoinGecko as of Sep 30, 2026 13:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDS/XLM spread by period

Period	High	Low	Middle	Period result
24 hours	4.5221	4.2813	4.4369	+2.15%
Week	5.0519	4.2813	4.6193	−1.34%
Month	5.725	4.4765	5.2529	−19.57%
Quarter	6.4631	4.4765	5.4848	−15.6%

Figures are in XLM per unit of the currency you send, taken from market data.

Daily USDS → XLM rate

Day	Close	Against the day before
Sep 29, 2026	4.4765 XLM	−3.39%
Sep 28, 2026	4.6335 XLM	+0.32%
Sep 27, 2026	4.6188 XLM	+1.72%
Sep 26, 2026	4.5405 XLM	−1.25%
Sep 25, 2026	4.5981 XLM	−7.06%
Sep 24, 2026	4.9475 XLM	+6.89%
Sep 23, 2026	4.6285 XLM	−0.32%

Market data: USDS and XLM

USDS USDS

Price: $0.999918
24 hours: +0.04%
Week: +0.01%
Market cap: $9.98 B
24-hour turnover: $147.56 M
Rank by cap: #15
In circulation: 9.98 B USDS
All-time high: $1.06

Stellar XLM

Price: $0.224596
24 hours: −2.07%
Week: +1.55%
Market cap: $7.87 B
24-hour turnover: $387.72 M
Rank by cap: #20
In circulation: 35.02 B XLM
All-time high: $0.875563

Source: CoinGecko, Sep 30, 2026 13:57.

USDS and Stellar: how they differ

	USDS (USDS)	Stellar (XLM)
Ticker	USDS	XLM
In circulation	9.98 B USDS	35.02 B XLM
Market cap	$9.98 B	$7.87 B
Rank by cap	#15	#20
Type	—	coin of its own network
Launched	—	2014
Built by	—	Jed McCaleb, Joyce Kim
Consensus	—	Stellar Consensus Protocol
Block	—	~5 sec
Supply cap	—	50 B XLM
Privacy	—	transfers are public

Daily moves of USDS and XLM over the quarter link at 0.12 (they travel apart).

Why people take the USDS → XLM route

Entering XLM from dollarsUSDS goes into Stellar in one step, with no coin in between: over the last month XLM posted +24.26%.
Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
Different basketsDaily moves of USDS and XLM over 90 days link at 0.12 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDS → XLM

What rate does USDS to XLM run at?

As of Sep 30, 2026 14:20 it is 1 USDS = 4.4299 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.994946.

What amounts does USDS → XLM accept?

From 100.67 to 10,000,000 USDS per order. The floor is roughly $100.66.

Why can I not swap less than 100.67 USDS?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDS they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDS, and the blockchain takes that one.

How long does swapping USDS for XLM take?

The clock starts with confirmations: as soon as USDS confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will XLM arrive in?

Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDS to XLM rate do over the month?

Over the month, minus 19.57%: a low of 4.4765, a high of 5.725, an average of 5.2529 XLM per 1 USDS.

Can I swap back, XLM for USDS?

Yes, the reverse is open too: 1 XLM = 0.225732 USDS. The link to switch sits under the calculator.