Tether (USDT ERC20) → Stellar (XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDT ERC20 → XLM 1 USDT ERC20 = 6.7635 XLM 1 XLM = 0.147851 USDT ERC20

Rate as of Nov 10, 2026 13:24

Orders from: 100.67 USDT ERC20 ≈ $100.58
Payout network: Stellar
24 hours: −3.37%

You send

USDT ERC20

You get 13,527.09

XLM

Create the order

Rate: 1 USDT ERC20 = 6.7635 XLM
From: 100.67 USDT ERC20
Up to: 10,000,000 USDT ERC20

Preliminary figure: the final amount is locked in the order.

Right now 1 USDT ERC20 gets you 6.7635 XLM; the other way round, 1 XLM is 0.147851 USDT ERC20. Over 24 hours USDT ERC20/XLM came in at minus 3.37%. Over the week, plus 8.68%.

The weekly range ran from 5.9202 to 6.8818 XLM, a spread of 16.24%. One order takes from 100.67 to 10,000,000 USDT ERC20. In dollars that is roughly $100.58.

If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts Tether at No. 3 ($176.88 B) and Stellar at No. 19 ($5.28 B). Over 90 days the daily moves of USDT and XLM correlate at 0.19 (they travel apart).

Rate and amounts for USDT ERC20 → XLM

Send USDT ERC20 — receive XLMNeed XLM — send this much USDT ERC20

USDT ERC20	XLM
200	1,352.71
1,000	6,763.54
2,000	13,527.09
10,000	67,635.44
20,000	135,270.88
100,000	676,354.41

XLM	USDT ERC20
1,000	147.8515
5,000	739.2574
10,000	1,478.51
50,000	7,392.57
100,000	14,785.15
500,000	73,925.74

How the USDT ERC20 → XLM exchange runs

Work out the amount in the calculator — orders start at 100.67 USDT ERC20.
Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
Send USDT ERC20 on Ethereum (ERC20), exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.

Swap USDT ERC20 for XLM

Check this before sending USDT ERC20

The address network is Stellar. Sending through another network almost always means losing the transfer.
If the recipient asks for a Memo, enter it when you create the order.
The transfer must not be smaller than 100.67 USDT ERC20.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDT ERC20 to XLM rate has moved

WeekMonthQuarterYear

high 6.8818 XLMlow 5.9202 XLM

Nov 3, 2026 13:24Nov 10, 2026 13:24

high 6.8275 XLMlow 4.9244 XLM

Oct 10, 2026 05:00Nov 9, 2026 05:00

high 6.8275 XLMlow 4.3053 XLM

Aug 11, 2026 05:00Nov 9, 2026 05:00

high 6.9778 XLMlow 3.3283 XLM

Nov 11, 2025 05:00Nov 9, 2026 05:00

24 hours: −3.37%
Week: +8.68%
Weekly high: 6.8818 XLM
Weekly low: 5.9202 XLM
Spread: 16.24%

Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDT ERC20/XLM spread by period

Period	High	Low	Middle	Period result
24 hours	6.8818	6.7409	6.7888	−3.37%
Week	6.8818	5.9202	6.4352	+8.68%
Month	6.8275	4.9244	5.7837	+32.95%
Quarter	6.8275	4.3053	5.4817	+10.24%

Figures are in XLM per unit of the currency you send, taken from market data.

Daily USDT ERC20 → XLM rate

Day	Close	Against the day before
Nov 9, 2026	6.8275 XLM	+3.35%
Nov 8, 2026	6.6061 XLM	+1.35%
Nov 7, 2026	6.518 XLM	−0.23%
Nov 6, 2026	6.5331 XLM	+9.73%
Nov 5, 2026	5.9538 XLM	−3.25%
Nov 4, 2026	6.1541 XLM	+0.32%
Nov 3, 2026	6.1347 XLM	+3.3%

How the Velorex rate moved: USDT ERC20 → XLM day by day

Day	Velorex rate	Market rate
Nov 10, 2026	6.7059 XLM	6.6927
Nov 9, 2026	6.7727 XLM	6.753
Nov 8, 2026	6.8194 XLM	6.83
Nov 7, 2026	6.6115 XLM	6.6149
Nov 6, 2026	6.5057 XLM	6.4804
Nov 5, 2026	6.5397 XLM	6.5021
Nov 4, 2026	5.9297 XLM	5.9091
Nov 3, 2026	6.1447 XLM	6.1299
Nov 2, 2026	6.1214 XLM	6.1186
Nov 1, 2026	5.9548 XLM	5.9682
Oct 31, 2026	5.8851 XLM	5.8811
Oct 30, 2026	5.9077 XLM	5.916
Oct 29, 2026	6.0938 XLM	6.1079
Oct 28, 2026	5.7813 XLM	5.782

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDT and XLM

Tether USDT

Price: $0.999086
24 hours: 0%
Week: +0.04%
Market cap: $176.88 B
24-hour turnover: $43.97 B
Rank by cap: #3
In circulation: 177.04 B USDT
All-time high: $1.32

Stellar XLM

Price: $0.14928
24 hours: +3.49%
Week: −7.81%
Market cap: $5.28 B
24-hour turnover: $98.19 M
Rank by cap: #19
In circulation: 35.37 B XLM
All-time high: $0.875563

Source: CoinGecko, Nov 10, 2026 12:57.

Tether and Stellar: how they differ

	Tether (USDT)	Stellar (XLM)
Ticker	USDT	XLM
Type	token	coin of its own network
Network	Ethereum (ERC20)	—
Fees are paid in	ETH	—
Launched	2014	2014
Built by	Tether Limited	Jed McCaleb, Joyce Kim
Supply cap	no cap	50 B XLM
In circulation	177.04 B USDT	35.37 B XLM
Market cap	$176.88 B	$5.28 B
Rank by cap	#3	#19
Consensus	—	Stellar Consensus Protocol
Block	—	~5 sec
Privacy	—	transfers are public

Daily moves of USDT and XLM over the quarter link at 0.19 (they travel apart).

Why people take the USDT ERC20 → XLM route

Entering XLM from dollarsUSDT goes into Stellar in one step, with no coin in between: over the last month XLM posted −25.06%.
Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
Different basketsDaily moves of USDT and XLM over 90 days link at 0.19 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDT ERC20 → XLM

What rate does USDT ERC20 to XLM run at?

As of Nov 10, 2026 13:24 it is 1 USDT ERC20 = 6.7635 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.01.

What amounts does USDT ERC20 → XLM accept?

From 100.67 to 10,000,000 USDT ERC20 per order. The floor is roughly $100.58.

Why can I not swap less than 100.67 USDT ERC20?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDT ERC20 they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDT ERC20, and the blockchain takes that one.

How long does swapping USDT ERC20 for XLM take?

The clock starts with confirmations: as soon as Ethereum (ERC20) confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will XLM arrive in?

Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDT ERC20 to XLM rate do over the month?

Over the month, plus 32.95%: a low of 4.9244, a high of 6.8275, an average of 5.7837 XLM per 1 USDT ERC20.

Can I swap back, XLM for USDT ERC20?

Yes, the reverse is open too: 1 XLM = 0.147849 USDT ERC20. The link to switch sits under the calculator.