XAI → USD Coin (USDC NEAR)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XAI → USDC NEAR 1 XAI = 0.00942614 USDC NEAR 1 USDC NEAR = 106.088 XAI

Rate as of Sep 30, 2026 20:35

Orders from: 10,813.1 XAI ≈ $101.06
Payout network: NEAR
24 hours: +0.17%

You send

XAI

You get 1,885.23

USDC NEAR

Create the order

Rate: 1 XAI = 0.00942614 USDC NEAR
From: 10,813.1 XAI
Up to: 1,070,000,000 XAI

Preliminary figure: the final amount is locked in the order.

Current maths: 0.00942614 USDC NEAR for every XAI, and 106.088 XAI per USDC NEAR in reverse. Over 24 hours XAI/USDC NEAR came in at plus 0.17%. Over the week, plus 18.8%.

The weekly range ran from 0.00781883 to 0.0116041 USDC NEAR, a spread of 48.41%. One order takes from 10,813.1 to 1,070,000,000 XAI. In dollars that is roughly $101.06.

The robot sends the payout in the NEAR network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Xai at No. 897 ($19.76 M) and USD Coin at No. 6 ($74.25 B). Over 90 days the daily moves of XAI and USDC correlate at -0.03 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XAI	From	Network fee	Speed
Ethereum (ERC20)	0.00942614	10,813.1 XAI	≈ $0.17	medium
Solana	0.00942614	10,813.1 XAI	≈ $0.00059	fast
Arbitrum One	0.00942614	10,813.1 XAI	≈ $0.0037	fast
BASE	0.00942614	10,813.1 XAI	—	—
BNB Smart Chain (BEP20)	0.00942614	10,813.1 XAI	≈ $0.0025	fast
Avalanche C-Chain	0.00942614	10,813.1 XAI	≈ $0.0035	fast
NEAR open	0.00942614	10,813.1 XAI	—	—
Optimism	0.00942614	10,813.1 XAI	≈ $0.00022	fast
Polygon	0.00942614	10,813.1 XAI	≈ $0.002	fast
XLM	0.00942614	10,813.1 XAI	—	—

XAI → USDC: all networks side by side Network charges for USDC

Rate and amounts for XAI → USDC NEAR

Send XAI — receive USDC NEARNeed USDC NEAR — send this much XAI

XAI	USDC NEAR
20,000	188.5227
100,000	942.6135
200,000	1,885.23
1,000,000	9,426.14
2,000,000	18,852.27
10,000,000	94,261.35

USDC NEAR	XAI
200	21,217.6
1,000	106,088.02
2,000	212,176.03
10,000	1,060,880.17
20,000	2,121,760.35
100,000	10,608,801.74

How the XAI → USDC NEAR exchange runs

Work out the amount in the calculator — orders start at 10,813.1 XAI.
Give a USDC address on NEAR and a contact for the order.
Send XAI on Xai, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XAI for USDC NEAR

Check this before sending XAI

The address network is NEAR. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 10,813.1 XAI.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XAI to USDC NEAR rate has moved

WeekMonthQuarterYear

high 0.0116041 USDC NEARlow 0.00781883 USDC NEAR

Sep 23, 2026 20:36Sep 30, 2026 20:36

high 0.00981422 USDC NEARlow 0.00687974 USDC NEAR

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 0.00981422 USDC NEARlow 0.00594012 USDC NEAR

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 0.0436719 USDC NEARlow 0.00594012 USDC NEAR

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +0.17%
Week: +18.8%
Weekly high: 0.0116041 USDC NEAR
Weekly low: 0.00781883 USDC NEAR
Spread: 48.41%

Market data from CoinGecko as of Sep 30, 2026 20:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XAI/USDC NEAR spread by period

Period	High	Low	Middle	Period result
24 hours	0.00953988	0.00921713	0.00934835	+0.17%
Week	0.0116041	0.00781883	0.0091627	+18.8%
Month	0.00981422	0.00687974	0.0078379	+28.96%
Quarter	0.00981422	0.00594012	0.00723587	+30.69%

Figures are in USDC NEAR per unit of the currency you send, taken from market data.

Daily XAI → USDC NEAR rate

Day	Close	Against the day before
Sep 30, 2026	0.00941531 USDC NEAR	+2.33%
Sep 29, 2026	0.00920126 USDC NEAR	−5.65%
Sep 28, 2026	0.00975213 USDC NEAR	+4.23%
Sep 27, 2026	0.00935676 USDC NEAR	+0.51%
Sep 26, 2026	0.00930944 USDC NEAR	−5.14%
Sep 25, 2026	0.00981422 USDC NEAR	+24.22%
Sep 24, 2026	0.00790048 USDC NEAR	−4.91%

Market data: XAI and USDC

Xai XAI

Price: $0.00934602
24 hours: +0.16%
Week: +14.35%
Market cap: $19.76 M
24-hour turnover: $6.43 M
Rank by cap: #897
In circulation: 2.11 B XAI
All-time high: $1.59

USD Coin USDC

Price: $0.999744
24 hours: −0.01%
Week: 0%
Market cap: $74.25 B
24-hour turnover: $17.86 B
Rank by cap: #6
In circulation: 74.27 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 20:27.

Xai and USD Coin: how they differ

	Xai (XAI)	USD Coin (USDC)
Ticker	XAI	USDC
In circulation	2.11 B XAI	74.27 B USDC
Market cap	$19.76 M	$74.25 B
Rank by cap	#897	#6
Type	—	token
Network	—	NEAR
Launched	—	2018
Built by	—	Circle
Supply cap	—	no cap

Daily moves of XAI and USDC over the quarter link at -0.03 (they travel apart).

Why people take the XAI → USDC NEAR route

Stepping out of the swingsXAI moved +28.95% over the past month. USDC tracks the dollar, so after the swap the amount stops following XAI.
It works both waysThe USDC NEAR → XAI direction is open as well — going back into XAI takes the same route and the same automation.

Common questions: XAI → USDC NEAR

What rate does XAI to USDC NEAR run at?

As of Sep 30, 2026 20:35 it is 1 XAI = 0.00942614 USDC NEAR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.00942372.

What amounts does XAI → USDC NEAR accept?

From 10,813.1 to 1,070,000,000 XAI per order. The floor is roughly $101.06.

Why can I not swap less than 10,813.1 XAI?

The network fee and the handling do not depend on the amount. On a transfer below 10,813.1 XAI they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XAI, and the blockchain takes that one.

How long does swapping XAI for USDC NEAR take?

The clock starts with confirmations: as soon as Xai confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC NEAR arrive in?

The payout goes out on NEAR. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XAI to USDC NEAR rate do over the month?

Over the month, plus 28.96%: a low of 0.00687974, a high of 0.00981422, an average of 0.0078379 USDC NEAR per 1 XAI.

Can I swap back, USDC NEAR for XAI?

Yes, the reverse is open too: 1 USDC NEAR = 106.0859 XAI. The link to switch sits under the calculator.