Monero (XMR) → USD Coin (USDC NEAR)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XMR → USDC NEAR 1 XMR = 603.4791 USDC NEAR 1 USDC NEAR = 0.00165706 XMR

Rate as of Nov 1, 2026 08:24

Orders from: 0.196809 XMR ≈ $119.09
Payout network: NEAR
24 hours: +1.99%

You send

XMR

You get 603.4791

USDC NEAR

Create the order

Rate: 1 XMR = 603.4791 USDC NEAR
From: 0.196809 XMR
Up to: 16,500 XMR

Preliminary figure: the final amount is locked in the order.

Right now 1 XMR gets you 603.4791 USDC NEAR; the other way round, 1 USDC NEAR is 0.00165706 XMR. Over 24 hours XMR/USDC NEAR came in at plus 1.99%. Over the week, minus 1.67%.

The weekly range ran from 584.3105 to 621.7916 USDC NEAR, a spread of 6.41%. One order takes from 0.196809 to 16,500 XMR. In dollars that is roughly $119.09.

The robot sends the payout in the NEAR network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Monero at No. 13 ($11.39 B) and USD Coin at No. 6 ($71.71 B). Over 90 days the daily moves of XMR and USDC correlate at -0.05 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XMR	From	Network fee	Speed
Ethereum (ERC20)	603.4791	0.196809 XMR	≈ $0.0062	medium
TRON (TRC20)	603.4791	0.196809 XMR	≈ $2.1	fast
Solana	603.4791	0.196809 XMR	≈ $0.00048	fast
Arbitrum One	603.4791	0.196809 XMR	≈ $0.0029	fast
BASE	603.4791	0.196809 XMR	—	—
BNB Smart Chain (BEP20)	603.4791	0.196809 XMR	≈ $0.0023	fast
Avalanche C-Chain	603.4791	0.196809 XMR	≈ $0.0014	fast
NEAR open	603.4791	0.196809 XMR	—	—
Optimism	603.4791	0.196809 XMR	≈ $0.00015	fast
Polygon	603.4791	0.196809 XMR	≈ $0.0016	fast
XLM	603.4791	0.196809 XMR	—	—

XMR → USDC: all networks side by side Network charges for USDC

Rate and amounts for XMR → USDC NEAR

Send XMR — receive USDC NEARNeed USDC NEAR — send this much XMR

XMR	USDC NEAR
0.2	120.6958
1	603.4791
2	1,206.96
10	6,034.79
20	12,069.58
100	60,347.91

USDC NEAR	XMR
200	0.331412
1,000	1.6571
2,000	3.3141
10,000	16.5706
20,000	33.1412
100,000	165.7058

How the XMR → USDC NEAR exchange runs

Work out the amount in the calculator — orders start at 0.196809 XMR.
Give a USDC address on NEAR and a contact for the order.
Send XMR on Monero, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XMR for USDC NEAR

Check this before sending XMR

The address network is NEAR. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 0.196809 XMR.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XMR to USDC NEAR rate has moved

WeekMonthQuarterYear

high 621.7916 USDC NEARlow 584.3105 USDC NEAR

Oct 25, 2026 08:28Nov 1, 2026 08:28

high 621.4799 USDC NEARlow 519.526 USDC NEAR

Oct 1, 2026 05:00Oct 31, 2026 05:00

high 621.4799 USDC NEARlow 351.1647 USDC NEAR

Aug 2, 2026 05:00Oct 31, 2026 05:00

high 705.7366 USDC NEARlow 292.568 USDC NEAR

Nov 1, 2025 05:00Oct 31, 2026 05:00

24 hours: +1.99%
Week: −1.67%
Weekly high: 621.7916 USDC NEAR
Weekly low: 584.3105 USDC NEAR
Spread: 6.41%

Market data from CoinGecko as of Nov 1, 2026 08:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XMR/USDC NEAR spread by period

Period	High	Low	Middle	Period result
24 hours	606.1009	591.351	597.1795	+1.99%
Week	621.7916	584.3105	598.938	−1.67%
Month	621.4799	519.526	569.3418	+9.73%
Quarter	621.4799	351.1647	504.4941	+64.25%

Figures are in USDC NEAR per unit of the currency you send, taken from market data.

Daily XMR → USDC NEAR rate

Day	Close	Against the day before
Oct 31, 2026	597.8394 USDC NEAR	−0.98%
Oct 30, 2026	603.7791 USDC NEAR	+0.93%
Oct 29, 2026	598.239 USDC NEAR	−1.53%
Oct 28, 2026	607.541 USDC NEAR	+1.56%
Oct 27, 2026	598.1933 USDC NEAR	+0.78%
Oct 26, 2026	593.5721 USDC NEAR	−3.64%
Oct 25, 2026	616.0167 USDC NEAR	+5.4%

How the Velorex rate moved: XMR → USDC NEAR day by day

Day	Velorex rate	Market rate
Nov 1, 2026	606.4848 USDC NEAR	608.99
Oct 31, 2026	596.0192 USDC NEAR	598.01
Oct 30, 2026	586.6967 USDC NEAR	588.8654
Oct 29, 2026	612.1493 USDC NEAR	614.1138
Oct 28, 2026	597.566 USDC NEAR	600.9452
Oct 27, 2026	608.1242 USDC NEAR	608.3303
Oct 26, 2026	595.1209 USDC NEAR	598.106
Oct 25, 2026	591.8231 USDC NEAR	593.4709
Oct 24, 2026	610.8098 USDC NEAR	612.5342
Oct 23, 2026	581.7061 USDC NEAR	579.1178
Oct 22, 2026	594.8576 USDC NEAR	594.0018
Oct 21, 2026	621.7142 USDC NEAR	622.7719
Oct 20, 2026	609.887 USDC NEAR	614.4702
Oct 19, 2026	600.993 USDC NEAR	602.9284

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: XMR and USDC

Monero XMR

Price: $605.09
24 hours: +2.01%
Week: −1.06%
Market cap: $11.39 B
24-hour turnover: $91 M
Rank by cap: #13
In circulation: 18.83 M XMR
All-time high: $797.73

USD Coin USDC

Price: $0.999998
24 hours: +0.02%
Week: +0.05%
Market cap: $71.71 B
24-hour turnover: $5.84 B
Rank by cap: #6
In circulation: 71.71 B USDC
All-time high: $1.04

Source: CoinGecko, Nov 1, 2026 08:27.

Monero and USD Coin: how they differ

	Monero (XMR)	USD Coin (USDC)
Ticker	XMR	USDC
Type	coin of its own network	token
Launched	2014	2018
Consensus	Proof of Work (RandomX)	—
Block	~2 min	—
Supply cap	no cap	no cap
Privacy	always on	—
In circulation	18.83 M XMR	71.71 B USDC
Market cap	$11.39 B	$71.71 B
Rank by cap	#13	#6
Network	—	NEAR
Built by	—	Circle

Daily moves of XMR and USDC over the quarter link at -0.05 (they travel apart).

Why people take the XMR → USDC NEAR route

Stepping out of the swingsXMR moved +9.77% over the past month. USDC tracks the dollar, so after the swap the amount stops following XMR.
It works both waysThe USDC NEAR → XMR direction is open as well — going back into XMR takes the same route and the same automation.

Common questions: XMR → USDC NEAR

What rate does XMR to USDC NEAR run at?

As of Nov 1, 2026 08:24 it is 1 XMR = 603.4791 USDC NEAR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $603.48.

What amounts does XMR → USDC NEAR accept?

From 0.196809 to 16,500 XMR per order. The floor is roughly $119.09.

Why can I not swap less than 0.196809 XMR?

The network fee and the handling do not depend on the amount. On a transfer below 0.196809 XMR they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XMR, and the blockchain takes that one.

How long does swapping XMR for USDC NEAR take?

The clock starts with confirmations: as soon as Monero confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Monero closes in about 2 min.

Which network will USDC NEAR arrive in?

The payout goes out on NEAR. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XMR to USDC NEAR rate do over the month?

Over the month, plus 9.73%: a low of 519.526, a high of 621.4799, an average of 569.3418 USDC NEAR per 1 XMR.

Can a XMR to USDC NEAR swap be seen from the outside?

Public networks keep every transfer in the explorer, open to anyone. Privacy coins shut that down: Monero by default, Zcash and Dash when a shielded transfer is picked.

Can I swap back, USDC NEAR for XMR?

Yes, the reverse is open too: 1 USDC NEAR = 0.00165539 XMR. The link to switch sits under the calculator.