USDC Polygon (Polygon PoS) → USDT BEP20 (BNB Smart Chain)

The stablecoin leaves for another network: you send USDC Polygon in Polygon PoS and take USDT BEP20 in BNB Smart Chain. All of it is one order.

Rate and amounts for USDC Polygon → USDT BEP20 1 USDC Polygon = 1.0014 USDT BEP20 1 USDT BEP20 = 0.998602 USDC Polygon

Rate as of Nov 1, 2026 07:34

Orders from: 100.67 USDC Polygon ≈ $100.67
Payout network: BNB Smart Chain (BEP20)
24 hours: −0.02%

You send

USDC Polygon

You get 2,002.8

USDT BEP20

Create the order

Rate: 1 USDC Polygon = 1.0014 USDT BEP20
From: 100.67 USDC Polygon
Up to: 10,000,000 USDC Polygon

Preliminary figure: the final amount is locked in the order.

The direction is holding at 1.0014 USDT BEP20 per 1 USDC Polygon (0.998602 USDC Polygon per 1 USDT BEP20). Over 24 hours USDC Polygon/USDT BEP20 came in at minus 0.02%. Over the week, minus 0.01%.

The weekly range ran from 1.0003 to 1.0012 USDT BEP20, a spread of 0.09%. One order takes from 100.67 to 10,000,000 USDC Polygon. In dollars that is roughly $100.67.

The robot sends the payout in the BNB Smart Chain (BEP20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts USD Coin at No. 6 ($71.71 B) and Tether at No. 3 ($180.04 B). Over 90 days the daily moves of USDC and USDT correlate at 0.13 (they travel apart).

Which network USDT arrives in

The same USDT goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 USDC Polygon	From	Network fee	Speed
Ethereum (ERC20)	1.0014	100.67 USDC Polygon	≈ $0.0053	medium
TRON (TRC20)	1.0014	100.67 USDC Polygon	≈ $2.1	fast
BNB Smart Chain (BEP20) open	1.0014	100.67 USDC Polygon	≈ $0.0023	fast
Solana	1.0014	100.67 USDC Polygon	≈ $0.00048	fast
Arbitrum One	1.0014	100.67 USDC Polygon	≈ $0.0029	fast
Avalanche C-Chain	1.0014	100.67 USDC Polygon	≈ $0.0014	fast
NEAR	1.0014	100.67 USDC Polygon	—	—
Optimism	1.0014	100.67 USDC Polygon	≈ $0.00015	fast

Network charges for USDT

Rate and amounts for USDC Polygon → USDT BEP20

Send USDC Polygon — receive USDT BEP20Need USDT BEP20 — send this much USDC Polygon

USDC Polygon	USDT BEP20
200	200.28
1,000	1,001.4
2,000	2,002.8
10,000	10,014
20,000	20,028
100,000	100,140

USDT BEP20	USDC Polygon
200	199.7204
1,000	998.602
2,000	1,997.2
10,000	9,986.02
20,000	19,972.04
100,000	99,860.2

How the USDC Polygon → USDT BEP20 exchange runs

Work out the amount in the calculator — orders start at 100.67 USDC Polygon.
Give a USDT address on BNB Smart Chain (BEP20) and a contact for the order.
Send USDC Polygon on Polygon, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Tether to your address. The order page shows the status.

Swap USDC Polygon for USDT BEP20

Check this before sending USDC Polygon

The address network is BNB Smart Chain (BEP20). Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 100.67 USDC Polygon.
Copy the address in full, then check its first and last characters once it is pasted.
Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon addresses look the same (0x…) — make sure the wallet is switched to BNB Smart Chain.
Keep a reserve of BNB at the same address — without it USDT cannot be sent on later.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC Polygon to USDT BEP20 rate has moved

WeekMonthQuarterYear

high 1.0012 USDT BEP20low 1.0003 USDT BEP20

Oct 25, 2026 07:35Nov 1, 2026 07:35

high 1.0009 USDT BEP20low 1 USDT BEP20

Oct 1, 2026 05:00Oct 31, 2026 05:00

high 1.0009 USDT BEP20low 0.999785 USDT BEP20

Aug 2, 2026 05:00Oct 31, 2026 05:00

high 1.0032 USDT BEP20low 0.99687 USDT BEP20

Nov 1, 2025 05:00Oct 31, 2026 05:00

24 hours: −0.02%
Week: −0.01%
Weekly high: 1.0012 USDT BEP20
Weekly low: 1.0003 USDT BEP20
Spread: 0.09%

Market data from CoinGecko as of Nov 1, 2026 07:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC Polygon/USDT BEP20 spread by period

Period	High	Low	Middle	Period result
24 hours	1.0007	1.0005	1.0006	−0.02%
Week	1.0012	1.0003	1.0006	−0.01%
Month	1.0009	1	1.0004	+0.03%
Quarter	1.0009	0.999785	1.0003	+0.03%

Figures are in USDT BEP20 per unit of the currency you send, taken from market data.

Daily USDC Polygon → USDT BEP20 rate

Day	Close	Against the day before
Oct 31, 2026	1.0006 USDT BEP20	−0.02%
Oct 30, 2026	1.0008 USDT BEP20	+0.04%
Oct 29, 2026	1.0004 USDT BEP20	−0.01%
Oct 28, 2026	1.0005 USDT BEP20	−0.02%
Oct 27, 2026	1.0007 USDT BEP20	0%
Oct 26, 2026	1.0007 USDT BEP20	+0.03%
Oct 25, 2026	1.0004 USDT BEP20	−0.01%

How the Velorex rate moved: USDC Polygon → USDT BEP20 day by day

Day	Velorex rate	Market rate
Nov 1, 2026	1.0014 USDT BEP20	1.0005
Oct 31, 2026	1.0013 USDT BEP20	1.0005
Oct 30, 2026	1.0017 USDT BEP20	1.0007
Oct 29, 2026	1.0012 USDT BEP20	1.0006
Oct 28, 2026	1.0008 USDT BEP20	1.0004
Oct 27, 2026	1.0012 USDT BEP20	1.0005
Oct 26, 2026	1.0014 USDT BEP20	1.0006
Oct 25, 2026	1.0011 USDT BEP20	1.0006
Oct 24, 2026	1.0013 USDT BEP20	1.0004
Oct 23, 2026	1.0012 USDT BEP20	1.0005
Oct 22, 2026	1.0007 USDT BEP20	1.0005
Oct 21, 2026	1.0009 USDT BEP20	1.0003
Oct 20, 2026	1.0007 USDT BEP20	1.0005
Oct 19, 2026	1.001 USDT BEP20	1.0007

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDC and USDT

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.04%
Market cap: $71.71 B
24-hour turnover: $5.9 B
Rank by cap: #6
In circulation: 71.71 B USDC
All-time high: $1.04

Tether USDT

Price: $0.999529
24 hours: +0.04%
Week: +0.04%
Market cap: $180.04 B
24-hour turnover: $25.77 B
Rank by cap: #3
In circulation: 180.12 B USDT
All-time high: $1.32

Source: CoinGecko, Nov 1, 2026 07:27.

USD Coin and Tether: how they differ

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	Polygon	BNB Smart Chain (BEP20)
Fees are paid in	POL	BNB
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.71 B USDC	180.12 B USDT
Market cap	$71.71 B	$180.04 B
Rank by cap	#6	#3

Daily moves of USDC and USDT over the quarter link at 0.13 (they travel apart).

Compared: Polygon PoS and BNB Smart Chain

	Polygon PoS	BNB Smart Chain
What kind of network	Sidechain, writes checkpoints to Ethereum	Base network (L1)
What pays the fee	POL	BNB
How expensive	≈ $0.0018	≈ $0.0023
How fast	fast	fast
Block time	~2 sec	—
Address format	0x…	0x…
Memo or tag needed	not required	not required
Ethereum-format address (0x…)	yes	yes

The cost and speed marks are given against each other: both drift with the load on the network.

How an exchange differs from an ordinary bridge

	Velorex	Ordinary bridge
What arrives at the address	the USDT token in the BNB Smart Chain network	The very same stablecoin: turning USDT into USDC is one more operation
Wallet connection and signatures	We do without them: the payout goes to the address from the order	Mandatory: the wallet is connected, contract transactions are signed
Is a BNB Smart Chain coin needed for fees	Not required to receive	As a rule yes, otherwise the funds cannot be claimed or moved on
When it arrives	As soon as Polygon PoS gathers confirmations; the status is shown on the order page	Set by the bridge itself and by the load on both networks
Who holds the funds on the way	Velorex — until the order is closed by the payout	The smart contract of the bridge or its validators

Polygon PoS → BNB Smart Chain: the full list of directions The BNB Smart Chain blockchain

Why people take the USDC Polygon → USDT BEP20 route

It works both waysThe USDT BEP20 → USDC Polygon direction is open as well — going back into USDC takes the same route and the same automation.

Common questions: USDC Polygon → USDT BEP20

What rate does USDC Polygon to USDT BEP20 run at?

As of Nov 1, 2026 07:34 it is 1 USDC Polygon = 1.0014 USDT BEP20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.

What amounts does USDC Polygon → USDT BEP20 accept?

From 100.67 to 10,000,000 USDC Polygon per order. The floor is roughly $100.67.

Why can I not swap less than 100.67 USDC Polygon?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC Polygon they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC Polygon, and the blockchain takes that one.

How long does swapping USDC Polygon for USDT BEP20 take?

The clock starts with confirmations: as soon as Polygon confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Polygon closes in about 2 sec.

Will real USDT be credited, or a wrapper?

USDT BEP20 is the ordinary USDT token of the BNB Smart Chain network: exactly the same one an exchange sends when you withdraw into this blockchain.

Is BNB needed to receive USDT BEP20?

Not to receive. BNB comes in handy later, when you decide to move USDT from your address.

Which network will USDT BEP20 arrive in?

The payout goes out on BNB Smart Chain (BEP20). Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDT?

Usually USDT BEP20, USDT SOL, USDT Arbitrum, USDT AVAX C, USDT Optimism works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC Polygon to USDT BEP20 rate do over the month?

Over the month, plus 0.03%: a low of 1, a high of 1.0009, an average of 1.0004 USDT BEP20 per 1 USDC Polygon.

Can I swap back, USDT BEP20 for USDC Polygon?

Yes, the reverse is open too: 1 USDT BEP20 = 0.998602 USDC Polygon. The link to switch sits under the calculator.