USD Coin (USDC XLM) → Tether (USDT NEAR)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC XLM → USDT NEAR 1 USDC XLM = 1.0014 USDT NEAR 1 USDT NEAR = 0.998612 USDC XLM

Rate as of Nov 1, 2026 08:24

Orders from: 100.67 USDC XLM ≈ $100.67
Payout network: NEAR
24 hours: −0.01%

You send

USDC XLM

You get 2,002.78

USDT NEAR

Create the order

Rate: 1 USDC XLM = 1.0014 USDT NEAR
From: 100.67 USDC XLM
Up to: 10,000,000 USDC XLM

Preliminary figure: the final amount is locked in the order.

Current maths: 1.0014 USDT NEAR for every USDC XLM, and 0.998612 USDC XLM per USDT NEAR in reverse. Over 24 hours USDC XLM/USDT NEAR came in at minus 0.01%. Over the week, about 0%.

The weekly range ran from 1.0003 to 1.0015 USDT NEAR, a spread of 0.13%. One order takes from 100.67 to 10,000,000 USDC XLM. In dollars that is roughly $100.67.

The robot sends the payout in the NEAR network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts USD Coin at No. 6 ($71.71 B) and Tether at No. 3 ($180.03 B). Over 90 days the daily moves of USDC and USDT correlate at 0.13 (they travel apart).

Which network USDT arrives in

The same USDT goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 USDC XLM	From	Network fee	Speed
Ethereum (ERC20)	1.0014	100.67 USDC XLM	≈ $0.0062	medium
TRON (TRC20)	1.0014	100.67 USDC XLM	≈ $2.1	fast
BNB Smart Chain (BEP20)	1.0014	100.67 USDC XLM	≈ $0.0023	fast
Solana	1.0014	100.67 USDC XLM	≈ $0.00048	fast
Arbitrum One	1.0014	100.67 USDC XLM	≈ $0.0029	fast
Avalanche C-Chain	1.0014	100.67 USDC XLM	≈ $0.0014	fast
NEAR open	1.0014	100.67 USDC XLM	—	—
Optimism	1.0014	100.67 USDC XLM	≈ $0.00015	fast

Network charges for USDT

Rate and amounts for USDC XLM → USDT NEAR

Send USDC XLM — receive USDT NEARNeed USDT NEAR — send this much USDC XLM

USDC XLM	USDT NEAR
200	200.278
1,000	1,001.39
2,000	2,002.78
10,000	10,013.9
20,000	20,027.8
100,000	100,139

USDT NEAR	USDC XLM
200	199.7224
1,000	998.6119
2,000	1,997.22
10,000	9,986.12
20,000	19,972.24
100,000	99,861.19

How the USDC XLM → USDT NEAR exchange runs

Work out the amount in the calculator — orders start at 100.67 USDC XLM.
Give a USDT address on NEAR and a contact for the order.
Send USDC XLM on XLM, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Tether to your address. The order page shows the status.

Swap USDC XLM for USDT NEAR

Check this before sending USDC XLM

The address network is NEAR. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 100.67 USDC XLM.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC XLM to USDT NEAR rate has moved

WeekMonthQuarterYear

high 1.0015 USDT NEARlow 1.0003 USDT NEAR

Oct 25, 2026 08:28Nov 1, 2026 08:28

high 1.0009 USDT NEARlow 1 USDT NEAR

Oct 1, 2026 05:00Oct 31, 2026 05:00

high 1.0009 USDT NEARlow 0.999785 USDT NEAR

Aug 2, 2026 05:00Oct 31, 2026 05:00

high 1.0032 USDT NEARlow 0.99687 USDT NEAR

Nov 1, 2025 05:00Oct 31, 2026 05:00

24 hours: −0.01%
Week: 0%
Weekly high: 1.0015 USDT NEAR
Weekly low: 1.0003 USDT NEAR
Spread: 0.13%

Market data from CoinGecko as of Nov 1, 2026 08:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC XLM/USDT NEAR spread by period

Period	High	Low	Middle	Period result
24 hours	1.0007	1.0005	1.0006	−0.01%
Week	1.0015	1.0003	1.0006	0%
Month	1.0009	1	1.0004	+0.03%
Quarter	1.0009	0.999785	1.0003	+0.03%

Figures are in USDT NEAR per unit of the currency you send, taken from market data.

Daily USDC XLM → USDT NEAR rate

Day	Close	Against the day before
Oct 31, 2026	1.0006 USDT NEAR	−0.02%
Oct 30, 2026	1.0008 USDT NEAR	+0.04%
Oct 29, 2026	1.0004 USDT NEAR	−0.01%
Oct 28, 2026	1.0005 USDT NEAR	−0.02%
Oct 27, 2026	1.0007 USDT NEAR	0%
Oct 26, 2026	1.0007 USDT NEAR	+0.03%
Oct 25, 2026	1.0004 USDT NEAR	−0.01%

How the Velorex rate moved: USDC XLM → USDT NEAR day by day

Day	Velorex rate	Market rate
Nov 1, 2026	1.0014 USDT NEAR	1.0005
Oct 31, 2026	1.0013 USDT NEAR	1.0005
Oct 30, 2026	1.0017 USDT NEAR	1.0007
Oct 29, 2026	1.0012 USDT NEAR	1.0006
Oct 28, 2026	1.0008 USDT NEAR	1.0004
Oct 27, 2026	1.0012 USDT NEAR	1.0005
Oct 26, 2026	1.0014 USDT NEAR	1.0006
Oct 25, 2026	1.0011 USDT NEAR	1.0006
Oct 24, 2026	1.0013 USDT NEAR	1.0004
Oct 23, 2026	1.0012 USDT NEAR	1.0005
Oct 22, 2026	1.0007 USDT NEAR	1.0005
Oct 21, 2026	1.0009 USDT NEAR	1.0003
Oct 20, 2026	1.0007 USDT NEAR	1.0005
Oct 19, 2026	1.001 USDT NEAR	1.0007

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDC and USDT

USD Coin USDC

Price: $0.999998
24 hours: +0.02%
Week: +0.05%
Market cap: $71.71 B
24-hour turnover: $5.84 B
Rank by cap: #6
In circulation: 71.71 B USDC
All-time high: $1.04

Tether USDT

Price: $0.999462
24 hours: +0.03%
Week: +0.05%
Market cap: $180.03 B
24-hour turnover: $25.53 B
Rank by cap: #3
In circulation: 180.12 B USDT
All-time high: $1.32

Source: CoinGecko, Nov 1, 2026 08:27.

USD Coin and Tether: how they differ

	USD Coin (USDC)	Tether (USDT)
Ticker	USDC	USDT
Type	token	token
Network	XLM	NEAR
Launched	2018	2014
Built by	Circle	Tether Limited
Supply cap	no cap	no cap
In circulation	71.71 B USDC	180.12 B USDT
Market cap	$71.71 B	$180.03 B
Rank by cap	#6	#3

Daily moves of USDC and USDT over the quarter link at 0.13 (they travel apart).

Why people take the USDC XLM → USDT NEAR route

It works both waysThe USDT NEAR → USDC XLM direction is open as well — going back into USDC takes the same route and the same automation.

Common questions: USDC XLM → USDT NEAR

What rate does USDC XLM to USDT NEAR run at?

As of Nov 1, 2026 08:24 it is 1 USDC XLM = 1.0014 USDT NEAR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.

What amounts does USDC XLM → USDT NEAR accept?

From 100.67 to 10,000,000 USDC XLM per order. The floor is roughly $100.67.

Why can I not swap less than 100.67 USDC XLM?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC XLM they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC XLM, and the blockchain takes that one.

How long does swapping USDC XLM for USDT NEAR take?

The clock starts with confirmations: as soon as XLM confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDT NEAR arrive in?

The payout goes out on NEAR. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDT?

Usually USDT BEP20, USDT SOL, USDT Arbitrum, USDT AVAX C, USDT Optimism works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC XLM to USDT NEAR rate do over the month?

Over the month, plus 0.03%: a low of 1, a high of 1.0009, an average of 1.0004 USDT NEAR per 1 USDC XLM.

Can I swap back, USDT NEAR for USDC XLM?

Yes, the reverse is open too: 1 USDT NEAR = 0.998592 USDC XLM. The link to switch sits under the calculator.