Stellar (XLM) → Tether (USDT ERC20)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XLM → USDT ERC20
1 XLM = 0.147849 USDT ERC20
1 USDT ERC20 = 6.7637 XLM
Rate as of Nov 10, 2026 13:24
- Orders from
- 912.7419 XLM ≈ $136.25
- Payout network
- Ethereum (ERC20)
- 24 hours
- +3.49%
Right now 1 XLM gets you 0.147849 USDT ERC20; the other way round, 1 USDT ERC20 is 6.7637 XLM. Over 24 hours XLM/USDT ERC20 came in at plus 3.49%. Over the week, minus 7.99%.
The weekly range ran from 0.145311 to 0.168912 USDT ERC20, a spread of 16.24%. One order takes from 912.7419 to 67,000,000 XLM. In dollars that is roughly $136.25.
The robot sends the payout in the Ethereum (ERC20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Stellar at No. 19 ($5.28 B) and Tether at No. 3 ($176.88 B). Over 90 days the daily moves of XLM and USDT correlate at 0.19 (they travel apart).
Which network USDT arrives in
The same USDT goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 XLM | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) open | 0.147849 | 912.7419 XLM | ≈ $0.0068 | medium |
| TRON (TRC20) | 0.147849 | 912.7419 XLM | ≈ $2.2 | fast |
| BNB Smart Chain (BEP20) | 0.147849 | 912.7419 XLM | ≈ $0.0022 | fast |
| Solana | 0.147849 | 912.7419 XLM | ≈ $0.00043 | fast |
| Arbitrum One | 0.147849 | 450.5258 XLM | ≈ $0.0028 | fast |
| Avalanche C-Chain | 0.147849 | 450.5258 XLM | ≈ $0.0041 | fast |
| NEAR | 0.147849 | 450.5258 XLM | — | — |
| Optimism | 0.147849 | 450.5258 XLM | ≈ $0.00014 | fast |
XLM → USDT: all networks side by side Network charges for USDT
Rate and amounts for XLM → USDT ERC20
| XLM | USDT ERC20 |
|---|---|
| 1,000 | 147.8485 |
| 5,000 | 739.2426 |
| 10,000 | 1,478.49 |
| 50,000 | 7,392.43 |
| 100,000 | 14,784.85 |
| 500,000 | 73,924.26 |
| USDT ERC20 | XLM |
|---|---|
| 200 | 1,352.74 |
| 1,000 | 6,763.68 |
| 2,000 | 13,527.36 |
| 10,000 | 67,636.79 |
| 20,000 | 135,273.59 |
| 100,000 | 676,367.94 |
How the XLM → USDT ERC20 exchange runs
- Work out the amount in the calculator — orders start at 912.7419 XLM.
- Give a USDT address on Ethereum (ERC20) and a contact for the order.
- Send XLM on Stellar, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Tether to your address. The order page shows the status.
Check this before sending XLM
- The address network is Ethereum (ERC20). Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 912.7419 XLM.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XLM to USDT ERC20 rate has moved
high 0.168912 USDT ERC20low 0.145311 USDT ERC20
Nov 3, 2026 13:24Nov 10, 2026 13:24
high 0.203069 USDT ERC20low 0.146467 USDT ERC20
Oct 10, 2026 05:00Nov 9, 2026 05:00
high 0.232273 USDT ERC20low 0.146467 USDT ERC20
Aug 11, 2026 05:00Nov 9, 2026 05:00
high 0.300452 USDT ERC20low 0.143312 USDT ERC20
Nov 11, 2025 05:00Nov 9, 2026 05:00
- 24 hours
- +3.49%
- Week
- −7.99%
- Weekly high
- 0.168912 USDT ERC20
- Weekly low
- 0.145311 USDT ERC20
- Spread
- 16.24%
Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XLM/USDT ERC20 spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.148349 | 0.145311 | 0.147308 | +3.49% |
| Week | 0.168912 | 0.145311 | 0.155706 | −7.99% |
| Month | 0.203069 | 0.146467 | 0.173917 | −24.78% |
| Quarter | 0.232273 | 0.146467 | 0.184503 | −9.29% |
Figures are in USDT ERC20 per unit of the currency you send, taken from market data.
Daily XLM → USDT ERC20 rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 9, 2026 | 0.146467 USDT ERC20 | −3.24% |
| Nov 8, 2026 | 0.151376 USDT ERC20 | −1.33% |
| Nov 7, 2026 | 0.153421 USDT ERC20 | +0.23% |
| Nov 6, 2026 | 0.153067 USDT ERC20 | −8.87% |
| Nov 5, 2026 | 0.167959 USDT ERC20 | +3.36% |
| Nov 4, 2026 | 0.162494 USDT ERC20 | −0.31% |
| Nov 3, 2026 | 0.163007 USDT ERC20 | −3.2% |
How the Velorex rate moved: XLM → USDT ERC20 day by day
| Day | Velorex rate | Market rate |
|---|---|---|
| Nov 10, 2026 | 0.149119 USDT ERC20 | 0.149417 |
| Nov 9, 2026 | 0.147649 USDT ERC20 | 0.148083 |
| Nov 8, 2026 | 0.146639 USDT ERC20 | 0.146412 |
| Nov 7, 2026 | 0.151248 USDT ERC20 | 0.151175 |
| Nov 6, 2026 | 0.153708 USDT ERC20 | 0.154311 |
| Nov 5, 2026 | 0.152908 USDT ERC20 | 0.153796 |
| Nov 4, 2026 | 0.168638 USDT ERC20 | 0.169231 |
| Nov 3, 2026 | 0.162738 USDT ERC20 | 0.163135 |
| Nov 2, 2026 | 0.163358 USDT ERC20 | 0.163435 |
| Nov 1, 2026 | 0.167928 USDT ERC20 | 0.167556 |
| Oct 31, 2026 | 0.169918 USDT ERC20 | 0.170038 |
| Oct 30, 2026 | 0.169268 USDT ERC20 | 0.169033 |
| Oct 29, 2026 | 0.164098 USDT ERC20 | 0.163724 |
| Oct 28, 2026 | 0.172968 USDT ERC20 | 0.172949 |
Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted
Market data: XLM and USDT
Stellar XLM- Price
- $0.14928
- 24 hours
- +3.49%
- Week
- −7.81%
- Market cap
- $5.28 B
- 24-hour turnover
- $98.19 M
- Rank by cap
- #19
- In circulation
- 35.37 B XLM
- All-time high
- $0.875563
Tether USDT- Price
- $0.999086
- 24 hours
- 0%
- Week
- +0.04%
- Market cap
- $176.88 B
- 24-hour turnover
- $43.97 B
- Rank by cap
- #3
- In circulation
- 177.04 B USDT
- All-time high
- $1.32
Source: CoinGecko, Nov 10, 2026 12:57.
Stellar and Tether: how they differ
| Stellar (XLM) | Tether (USDT) | |
|---|---|---|
| Ticker | XLM | USDT |
| Type | coin of its own network | token |
| Launched | 2014 | 2014 |
| Built by | Jed McCaleb, Joyce Kim | Tether Limited |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 35.37 B XLM | 177.04 B USDT |
| Market cap | $5.28 B | $176.88 B |
| Rank by cap | #19 | #3 |
| Network | — | Ethereum (ERC20) |
| Fees are paid in | — | ETH |
Daily moves of XLM and USDT over the quarter link at 0.19 (they travel apart).
Why people take the XLM → USDT ERC20 route
- Stepping out of the swingsXLM moved −25.06% over the past month. USDT tracks the dollar, so after the swap the amount stops following XLM.
- It works both waysThe USDT ERC20 → XLM direction is open as well — going back into XLM takes the same route and the same automation.
Common questions: XLM → USDT ERC20
What rate does XLM to USDT ERC20 run at?
As of Nov 10, 2026 13:24 it is 1 XLM = 0.147849 USDT ERC20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.147713.
What amounts does XLM → USDT ERC20 accept?
From 912.7419 to 67,000,000 XLM per order. The floor is roughly $136.25.
Why can I not swap less than 912.7419 XLM?
The network fee and the handling do not depend on the amount. On a transfer below 912.7419 XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.
How long does swapping XLM for USDT ERC20 take?
The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.
Which network will USDT ERC20 arrive in?
The payout goes out on Ethereum (ERC20). Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDT?
Usually USDT BEP20, USDT SOL, USDT Arbitrum, USDT AVAX C, USDT Optimism works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to USDT ERC20 rate do over the month?
Over the month, minus 24.78%: a low of 0.146467, a high of 0.203069, an average of 0.173917 USDT ERC20 per 1 XLM.
Can I swap back, USDT ERC20 for XLM?
Yes, the reverse is open too: 1 USDT ERC20 = 6.7635 XLM. The link to switch sits under the calculator.
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