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  1. USDT Optimism (OP Mainnet (Optimism)) → USDC BEP20 (BNB Smart Chain)

USDT Optimism (OP Mainnet (Optimism)) → USDC BEP20 (BNB Smart Chain)

The stablecoin leaves for another network: you send USDT Optimism in OP Mainnet (Optimism) and take USDC BEP20 in BNB Smart Chain. All of it is one order.

Rate and amounts for USDT Optimism → USDC BEP20 1 USDT Optimism = 0.998592 USDC BEP20 1 USDC BEP20 = 1.0014 USDT Optimism

Rate as of Nov 1, 2026 08:24

Orders from
100.67 USDT Optimism ≈ $100.62
Payout network
BNB Smart Chain (BEP20)
24 hours
+0.01%
You get 1,997.18 USDC BEP20
Create the order
Rate
1 USDT Optimism = 0.998592 USDC BEP20
From
100.67 USDT Optimism
Up to
10,000,000 USDT Optimism

Preliminary figure: the final amount is locked in the order.

Current maths: 0.998592 USDC BEP20 for every USDT Optimism, and 1.0014 USDT Optimism per USDC BEP20 in reverse. Over 24 hours USDT Optimism/USDC BEP20 came in at plus 0.01%. Over the week, plus 0.01%.

The weekly range ran from 0.998807 to 0.999745 USDC BEP20, a spread of 0.09%. One order takes from 100.67 to 10,000,000 USDT Optimism. In dollars that is roughly $100.62.

The robot sends the payout in the BNB Smart Chain (BEP20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Tether at No. 3 ($180.04 B) and USD Coin at No. 6 ($71.72 B). Over 90 days the daily moves of USDT and USDC correlate at 0.13 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

NetworkPer 1 USDT OptimismFromNetwork feeSpeed
Ethereum (ERC20)0.998592100.67 USDT Optimism≈ $0.0061medium
TRON (TRC20)0.998592100.67 USDT Optimism≈ $2.1fast
Solana0.998592100.67 USDT Optimism≈ $0.00048fast
Arbitrum One0.998592100.67 USDT Optimism≈ $0.0029fast
BASE0.998592100.67 USDT Optimism——
BNB Smart Chain (BEP20) open0.998592100.67 USDT Optimism≈ $0.0023fast
Avalanche C-Chain0.998592100.67 USDT Optimism≈ $0.0014fast
NEAR0.998592100.67 USDT Optimism——
Optimism0.998592100.67 USDT Optimism≈ $0.00015fast
Polygon0.998592100.67 USDT Optimism≈ $0.0016fast
XLM0.998592100 USDT Optimism——

Network charges for USDC

Rate and amounts for USDT Optimism → USDC BEP20

USDT OptimismUSDC BEP20
200199.7184
1,000998.592
2,0001,997.18
10,0009,985.92
20,00019,971.84
100,00099,859.2
USDC BEP20USDT Optimism
200200.282
1,0001,001.41
2,0002,002.82
10,00010,014.1
20,00020,028.2
100,000100,141

How the USDT Optimism → USDC BEP20 exchange runs

  1. Work out the amount in the calculator — orders start at 100.67 USDT Optimism.
  2. Give a USDC address on BNB Smart Chain (BEP20) and a contact for the order.
  3. Send USDT Optimism on Optimism, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap USDT Optimism for USDC BEP20

Check this before sending USDT Optimism

  • The address network is BNB Smart Chain (BEP20). Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 100.67 USDT Optimism.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon addresses look the same (0x…) — make sure the wallet is switched to BNB Smart Chain.
  • Keep a reserve of BNB at the same address — without it USDC cannot be sent on later.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDT Optimism to USDC BEP20 rate has moved

high 0.999745 USDC BEP20low 0.998807 USDC BEP20
Oct 25, 2026 08:25Nov 1, 2026 08:25
high 0.999991 USDC BEP20low 0.999117 USDC BEP20
Oct 1, 2026 05:00Oct 31, 2026 05:00
high 1.0002 USDC BEP20low 0.999117 USDC BEP20
Aug 2, 2026 05:00Oct 31, 2026 05:00
high 1.0031 USDC BEP20low 0.996801 USDC BEP20
Nov 1, 2025 05:00Oct 31, 2026 05:00
24 hours
+0.01%
Week
+0.01%
Weekly high
0.999745 USDC BEP20
Weekly low
0.998807 USDC BEP20
Spread
0.09%

Market data from CoinGecko as of Nov 1, 2026 07:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDT Optimism/USDC BEP20 spread by period

PeriodHighLowMiddlePeriod result
24 hours0.9995320.9993010.999409+0.01%
Week0.9997450.9988070.999427+0.01%
Month0.9999910.9991170.999556−0.03%
Quarter1.00020.9991170.999739−0.03%

Figures are in USDC BEP20 per unit of the currency you send, taken from market data.

Daily USDT Optimism → USDC BEP20 rate

DayCloseAgainst the day before
Oct 31, 20260.999416 USDC BEP20+0.02%
Oct 30, 20260.999176 USDC BEP20−0.04%
Oct 29, 20260.999561 USDC BEP20+0.01%
Oct 28, 20260.999478 USDC BEP20+0.02%
Oct 27, 20260.999325 USDC BEP200%
Oct 26, 20260.999282 USDC BEP20−0.03%
Oct 25, 20260.99955 USDC BEP20+0.01%

How the Velorex rate moved: USDT Optimism → USDC BEP20 day by day

DayVelorex rateMarket rate
Nov 1, 20260.998592 USDC BEP200.999532
Oct 31, 20260.998692 USDC BEP200.999467
Oct 30, 20260.998293 USDC BEP200.999293
Oct 29, 20260.998791 USDC BEP200.99945
Oct 28, 20260.999191 USDC BEP200.999571
Oct 27, 20260.998791 USDC BEP200.999494
Oct 26, 20260.998592 USDC BEP200.999386
Oct 25, 20260.998891 USDC BEP200.999385
Oct 24, 20260.998692 USDC BEP200.999556
Oct 23, 20260.998791 USDC BEP200.999505
Oct 22, 20260.99929 USDC BEP200.999479
Oct 21, 20260.999091 USDC BEP200.999691
Oct 20, 20260.99929 USDC BEP200.999493
Oct 19, 20260.998991 USDC BEP200.999321

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDT and USDC

Tether USDT
Price
$0.999532
24 hours
+0.03%
Week
+0.04%
Market cap
$180.04 B
24-hour turnover
$25.71 B
Rank by cap
#3
In circulation
180.12 B USDT
All-time high
$1.32
USD Coin USDC
Price
$1.00
24 hours
+0.02%
Week
+0.04%
Market cap
$71.72 B
24-hour turnover
$5.9 B
Rank by cap
#6
In circulation
71.72 B USDC
All-time high
$1.04

Source: CoinGecko, Nov 1, 2026 07:57.

Tether and USD Coin: how they differ

Tether (USDT)USD Coin (USDC)
TickerUSDTUSDC
Typetokentoken
NetworkOptimismBNB Smart Chain (BEP20)
Fees are paid inETHBNB
Launched20142018
Built byTether LimitedCircle
Supply capno capno cap
In circulation180.12 B USDT71.72 B USDC
Market cap$180.04 B$71.72 B
Rank by cap#3#6

Daily moves of USDT and USDC over the quarter link at 0.13 (they travel apart).

Compared: OP Mainnet (Optimism) and BNB Smart Chain

OP Mainnet (Optimism)BNB Smart Chain
What kind of networkOptimistic rollup (L2)Base network (L1)
What pays the feeETHBNB
How expensive≈ $0.00015≈ $0.0023
How fastfastfast
Block time~2 sec—
Address format0x…0x…
Memo or tag needednot requirednot required
Ethereum-format address (0x…)yesyes
Withdrawal to Ethereum through the official bridge≈ 7 days — the challenge window runs—

The cost and speed marks are given against each other: both drift with the load on the network.

How an exchange differs from an ordinary bridge

VelorexOrdinary bridge
What arrives at the addressthe USDC token in the BNB Smart Chain networkThe very same stablecoin: turning USDT into USDC is one more operation
Wallet connection and signaturesWe do without them: the payout goes to the address from the orderMandatory: the wallet is connected, contract transactions are signed
Is a BNB Smart Chain coin needed for feesNot required to receiveAs a rule yes, otherwise the funds cannot be claimed or moved on
When it arrivesAs soon as OP Mainnet (Optimism) gathers confirmations; the status is shown on the order pageSet by the bridge itself and by the load on both networks
Who holds the funds on the wayVelorex — until the order is closed by the payoutThe smart contract of the bridge or its validators

OP Mainnet (Optimism) → BNB Smart Chain: the full list of directions The BNB Smart Chain blockchain

Why people take the USDT Optimism → USDC BEP20 route

  • It works both waysThe USDC BEP20 → USDT Optimism direction is open as well — going back into USDT takes the same route and the same automation.

Common questions: USDT Optimism → USDC BEP20

What rate does USDT Optimism to USDC BEP20 run at?
As of Nov 1, 2026 08:24 it is 1 USDT Optimism = 0.998592 USDC BEP20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.998592.
What amounts does USDT Optimism → USDC BEP20 accept?
From 100.67 to 10,000,000 USDT Optimism per order. The floor is roughly $100.62.
Why can I not swap less than 100.67 USDT Optimism?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDT Optimism they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDT Optimism, and the blockchain takes that one.
How long does swapping USDT Optimism for USDC BEP20 take?
The clock starts with confirmations: as soon as Optimism confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Optimism closes in about 2 sec.
Will real USDC be credited, or a wrapper?
USDC BEP20 is the ordinary USDC token of the BNB Smart Chain network: exactly the same one an exchange sends when you withdraw into this blockchain.
Is BNB needed to receive USDC BEP20?
Not to receive. BNB comes in handy later, when you decide to move USDC from your address.
Which network will USDC BEP20 arrive in?
The payout goes out on BNB Smart Chain (BEP20). Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT Optimism to USDC BEP20 rate do over the month?
Over the month, minus 0.03%: a low of 0.999117, a high of 0.999991, an average of 0.999556 USDC BEP20 per 1 USDT Optimism.
Can I swap back, USDC BEP20 for USDT Optimism?
Yes, the reverse is open too: 1 USDC BEP20 = 1.0014 USDT Optimism. The link to switch sits under the calculator.

Related reading

Other directions

The other way round

Send USDT Optimism, receive something else

Receive USDC BEP20, send something else

USDT Optimism USDC BEP20 All directions All currencies

Tether (USDT) and USD Coin (USDC): a comparison

OP Mainnet (Optimism) → BNB Smart Chain: the full list of directions All networks and routes

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