Tether (USDT Optimism) → USD Coin (USDC NEAR)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDT Optimism → USDC NEAR 1 USDT Optimism = 0.998592 USDC NEAR 1 USDC NEAR = 1.0014 USDT Optimism

Rate as of Nov 1, 2026 08:24

Orders from: 100.67 USDT Optimism ≈ $100.62
Payout network: NEAR
24 hours: +0.01%

You send

USDT Optimism

You get 1,997.18

USDC NEAR

Create the order

Rate: 1 USDT Optimism = 0.998592 USDC NEAR
From: 100.67 USDT Optimism
Up to: 10,000,000 USDT Optimism

Preliminary figure: the final amount is locked in the order.

Current maths: 0.998592 USDC NEAR for every USDT Optimism, and 1.0014 USDT Optimism per USDC NEAR in reverse. Over 24 hours USDT Optimism/USDC NEAR came in at plus 0.01%. Over the week, plus 0.01%.

The weekly range ran from 0.998807 to 0.999745 USDC NEAR, a spread of 0.09%. One order takes from 100.67 to 10,000,000 USDT Optimism. In dollars that is roughly $100.62.

The robot sends the payout in the NEAR network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Tether at No. 3 ($180.04 B) and USD Coin at No. 6 ($71.72 B). Over 90 days the daily moves of USDT and USDC correlate at 0.13 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 USDT Optimism	From	Network fee	Speed
Ethereum (ERC20)	0.998592	100.67 USDT Optimism	≈ $0.0061	medium
TRON (TRC20)	0.998592	100.67 USDT Optimism	≈ $2.1	fast
Solana	0.998592	100.67 USDT Optimism	≈ $0.00048	fast
Arbitrum One	0.998592	100.67 USDT Optimism	≈ $0.0029	fast
BASE	0.998592	100.67 USDT Optimism	—	—
BNB Smart Chain (BEP20)	0.998592	100.67 USDT Optimism	≈ $0.0023	fast
Avalanche C-Chain	0.998592	100.67 USDT Optimism	≈ $0.0014	fast
NEAR open	0.998592	100.67 USDT Optimism	—	—
Optimism	0.998592	100.67 USDT Optimism	≈ $0.00015	fast
Polygon	0.998592	100.67 USDT Optimism	≈ $0.0016	fast
XLM	0.998592	100 USDT Optimism	—	—

Network charges for USDC

Rate and amounts for USDT Optimism → USDC NEAR

Send USDT Optimism — receive USDC NEARNeed USDC NEAR — send this much USDT Optimism

USDT Optimism	USDC NEAR
200	199.7184
1,000	998.592
2,000	1,997.18
10,000	9,985.92
20,000	19,971.84
100,000	99,859.2

USDC NEAR	USDT Optimism
200	200.282
1,000	1,001.41
2,000	2,002.82
10,000	10,014.1
20,000	20,028.2
100,000	100,141

How the USDT Optimism → USDC NEAR exchange runs

Work out the amount in the calculator — orders start at 100.67 USDT Optimism.
Give a USDC address on NEAR and a contact for the order.
Send USDT Optimism on Optimism, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap USDT Optimism for USDC NEAR

Check this before sending USDT Optimism

The address network is NEAR. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 100.67 USDT Optimism.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDT Optimism to USDC NEAR rate has moved

WeekMonthQuarterYear

high 0.999745 USDC NEARlow 0.998807 USDC NEAR

Oct 25, 2026 08:26Nov 1, 2026 08:26

high 0.999991 USDC NEARlow 0.999117 USDC NEAR

Oct 1, 2026 05:00Oct 31, 2026 05:00

high 1.0002 USDC NEARlow 0.999117 USDC NEAR

Aug 2, 2026 05:00Oct 31, 2026 05:00

high 1.0031 USDC NEARlow 0.996801 USDC NEAR

Nov 1, 2025 05:00Oct 31, 2026 05:00

24 hours: +0.01%
Week: +0.01%
Weekly high: 0.999745 USDC NEAR
Weekly low: 0.998807 USDC NEAR
Spread: 0.09%

Market data from CoinGecko as of Nov 1, 2026 07:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDT Optimism/USDC NEAR spread by period

Period	High	Low	Middle	Period result
24 hours	0.999532	0.999301	0.999409	+0.01%
Week	0.999745	0.998807	0.999427	+0.01%
Month	0.999991	0.999117	0.999556	−0.03%
Quarter	1.0002	0.999117	0.999739	−0.03%

Figures are in USDC NEAR per unit of the currency you send, taken from market data.

Daily USDT Optimism → USDC NEAR rate

Day	Close	Against the day before
Oct 31, 2026	0.999416 USDC NEAR	+0.02%
Oct 30, 2026	0.999176 USDC NEAR	−0.04%
Oct 29, 2026	0.999561 USDC NEAR	+0.01%
Oct 28, 2026	0.999478 USDC NEAR	+0.02%
Oct 27, 2026	0.999325 USDC NEAR	0%
Oct 26, 2026	0.999282 USDC NEAR	−0.03%
Oct 25, 2026	0.99955 USDC NEAR	+0.01%

How the Velorex rate moved: USDT Optimism → USDC NEAR day by day

Day	Velorex rate	Market rate
Nov 1, 2026	0.998592 USDC NEAR	0.999532
Oct 31, 2026	0.998692 USDC NEAR	0.999467
Oct 30, 2026	0.998293 USDC NEAR	0.999293
Oct 29, 2026	0.998791 USDC NEAR	0.99945
Oct 28, 2026	0.999191 USDC NEAR	0.999571
Oct 27, 2026	0.998791 USDC NEAR	0.999494
Oct 26, 2026	0.998592 USDC NEAR	0.999386
Oct 25, 2026	0.998891 USDC NEAR	0.999385
Oct 24, 2026	0.998692 USDC NEAR	0.999556
Oct 23, 2026	0.998791 USDC NEAR	0.999505
Oct 22, 2026	0.99929 USDC NEAR	0.999479
Oct 21, 2026	0.999091 USDC NEAR	0.999691
Oct 20, 2026	0.99929 USDC NEAR	0.999493
Oct 19, 2026	0.998991 USDC NEAR	0.999321

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: USDT and USDC

Tether USDT

Price: $0.999532
24 hours: +0.03%
Week: +0.04%
Market cap: $180.04 B
24-hour turnover: $25.71 B
Rank by cap: #3
In circulation: 180.12 B USDT
All-time high: $1.32

USD Coin USDC

Price: $1.00
24 hours: +0.02%
Week: +0.04%
Market cap: $71.72 B
24-hour turnover: $5.9 B
Rank by cap: #6
In circulation: 71.72 B USDC
All-time high: $1.04

Source: CoinGecko, Nov 1, 2026 07:57.

Tether and USD Coin: how they differ

	Tether (USDT)	USD Coin (USDC)
Ticker	USDT	USDC
Type	token	token
Network	Optimism	NEAR
Fees are paid in	ETH	—
Launched	2014	2018
Built by	Tether Limited	Circle
Supply cap	no cap	no cap
In circulation	180.12 B USDT	71.72 B USDC
Market cap	$180.04 B	$71.72 B
Rank by cap	#3	#6

Daily moves of USDT and USDC over the quarter link at 0.13 (they travel apart).

Why people take the USDT Optimism → USDC NEAR route

It works both waysThe USDC NEAR → USDT Optimism direction is open as well — going back into USDT takes the same route and the same automation.

Common questions: USDT Optimism → USDC NEAR

What rate does USDT Optimism to USDC NEAR run at?

As of Nov 1, 2026 08:24 it is 1 USDT Optimism = 0.998592 USDC NEAR. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.998592.

What amounts does USDT Optimism → USDC NEAR accept?

From 100.67 to 10,000,000 USDT Optimism per order. The floor is roughly $100.62.

Why can I not swap less than 100.67 USDT Optimism?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDT Optimism they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDT Optimism, and the blockchain takes that one.

How long does swapping USDT Optimism for USDC NEAR take?

The clock starts with confirmations: as soon as Optimism confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will USDC NEAR arrive in?

The payout goes out on NEAR. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDT Optimism to USDC NEAR rate do over the month?

Over the month, minus 0.03%: a low of 0.999117, a high of 0.999991, an average of 0.999556 USDC NEAR per 1 USDT Optimism.

Can I swap back, USDC NEAR for USDT Optimism?

Yes, the reverse is open too: 1 USDC NEAR = 1.0014 USDT Optimism. The link to switch sits under the calculator.