Monero (XMR) → USD Coin (USDC XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XMR → USDC XLM
1 XMR = 603.4791 USDC XLM
1 USDC XLM = 0.00165706 XMR
Rate as of Nov 1, 2026 08:24
- Orders from
- 0.196809 XMR ≈ $119.09
- Payout network
- XLM
- 24 hours
- +1.99%
Current maths: 603.4791 USDC XLM for every XMR, and 0.00165706 XMR per USDC XLM in reverse. Over 24 hours XMR/USDC XLM came in at plus 1.99%. Over the week, minus 1.67%.
The weekly range ran from 584.3105 to 621.7916 USDC XLM, a spread of 6.41%. One order takes from 0.196809 to 16,500 XMR. In dollars that is roughly $119.09.
The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Monero at No. 13 ($11.39 B) and USD Coin at No. 6 ($71.71 B). Over 90 days the daily moves of XMR and USDC correlate at -0.05 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 XMR | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 603.4791 | 0.196809 XMR | ≈ $0.0062 | medium |
| TRON (TRC20) | 603.4791 | 0.196809 XMR | ≈ $2.1 | fast |
| Solana | 603.4791 | 0.196809 XMR | ≈ $0.00048 | fast |
| Arbitrum One | 603.4791 | 0.196809 XMR | ≈ $0.0029 | fast |
| BASE | 603.4791 | 0.196809 XMR | — | — |
| BNB Smart Chain (BEP20) | 603.4791 | 0.196809 XMR | ≈ $0.0023 | fast |
| Avalanche C-Chain | 603.4791 | 0.196809 XMR | ≈ $0.0014 | fast |
| NEAR | 603.4791 | 0.196809 XMR | — | — |
| Optimism | 603.4791 | 0.196809 XMR | ≈ $0.00015 | fast |
| Polygon | 603.4791 | 0.196809 XMR | ≈ $0.0016 | fast |
| XLM open | 603.4791 | 0.196809 XMR | — | — |
XMR → USDC: all networks side by side Network charges for USDC
Rate and amounts for XMR → USDC XLM
| XMR | USDC XLM |
|---|---|
| 0.2 | 120.6958 |
| 1 | 603.4791 |
| 2 | 1,206.96 |
| 10 | 6,034.79 |
| 20 | 12,069.58 |
| 100 | 60,347.91 |
| USDC XLM | XMR |
|---|---|
| 200 | 0.331412 |
| 1,000 | 1.6571 |
| 2,000 | 3.3141 |
| 10,000 | 16.5706 |
| 20,000 | 33.1412 |
| 100,000 | 165.7058 |
How the XMR → USDC XLM exchange runs
- Work out the amount in the calculator — orders start at 0.196809 XMR.
- Give a USDC address on XLM and a contact for the order.
- Send XMR on Monero, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending XMR
- The address network is XLM. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 0.196809 XMR.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XMR to USDC XLM rate has moved
high 621.7916 USDC XLMlow 584.3105 USDC XLM
Oct 25, 2026 08:27Nov 1, 2026 08:27
high 621.4799 USDC XLMlow 519.526 USDC XLM
Oct 1, 2026 05:00Oct 31, 2026 05:00
high 621.4799 USDC XLMlow 351.1647 USDC XLM
Aug 2, 2026 05:00Oct 31, 2026 05:00
high 705.7366 USDC XLMlow 292.568 USDC XLM
Nov 1, 2025 05:00Oct 31, 2026 05:00
- 24 hours
- +1.99%
- Week
- −1.67%
- Weekly high
- 621.7916 USDC XLM
- Weekly low
- 584.3105 USDC XLM
- Spread
- 6.41%
Market data from CoinGecko as of Nov 1, 2026 08:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XMR/USDC XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 606.1009 | 591.351 | 597.1795 | +1.99% |
| Week | 621.7916 | 584.3105 | 598.938 | −1.67% |
| Month | 621.4799 | 519.526 | 569.3418 | +9.73% |
| Quarter | 621.4799 | 351.1647 | 504.4941 | +64.25% |
Figures are in USDC XLM per unit of the currency you send, taken from market data.
Daily XMR → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 597.8394 USDC XLM | −0.98% |
| Oct 30, 2026 | 603.7791 USDC XLM | +0.93% |
| Oct 29, 2026 | 598.239 USDC XLM | −1.53% |
| Oct 28, 2026 | 607.541 USDC XLM | +1.56% |
| Oct 27, 2026 | 598.1933 USDC XLM | +0.78% |
| Oct 26, 2026 | 593.5721 USDC XLM | −3.64% |
| Oct 25, 2026 | 616.0167 USDC XLM | +5.4% |
How the Velorex rate moved: XMR → USDC XLM day by day
| Day | Velorex rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 606.4848 USDC XLM | 608.99 |
| Oct 31, 2026 | 596.0192 USDC XLM | 598.01 |
| Oct 30, 2026 | 586.6967 USDC XLM | 588.8654 |
| Oct 29, 2026 | 612.1493 USDC XLM | 614.1138 |
| Oct 28, 2026 | 597.566 USDC XLM | 600.9452 |
| Oct 27, 2026 | 608.1242 USDC XLM | 608.3303 |
| Oct 26, 2026 | 595.1209 USDC XLM | 598.106 |
| Oct 25, 2026 | 591.8231 USDC XLM | 593.4709 |
| Oct 24, 2026 | 610.8098 USDC XLM | 612.5342 |
| Oct 23, 2026 | 581.7061 USDC XLM | 579.1178 |
| Oct 22, 2026 | 594.8576 USDC XLM | 594.0018 |
| Oct 21, 2026 | 621.7142 USDC XLM | 622.7719 |
| Oct 20, 2026 | 609.887 USDC XLM | 614.4702 |
| Oct 19, 2026 | 600.993 USDC XLM | 602.9284 |
Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted
Market data: XMR and USDC
Monero XMR- Price
- $605.09
- 24 hours
- +2.01%
- Week
- −1.06%
- Market cap
- $11.39 B
- 24-hour turnover
- $91 M
- Rank by cap
- #13
- In circulation
- 18.83 M XMR
- All-time high
- $797.73
USD Coin USDC- Price
- $0.999998
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.71 B
- 24-hour turnover
- $5.84 B
- Rank by cap
- #6
- In circulation
- 71.71 B USDC
- All-time high
- $1.04
Source: CoinGecko, Nov 1, 2026 08:27.
Monero and USD Coin: how they differ
| Monero (XMR) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XMR | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Consensus | Proof of Work (RandomX) | — |
| Block | ~2 min | — |
| Supply cap | no cap | no cap |
| Privacy | always on | — |
| In circulation | 18.83 M XMR | 71.71 B USDC |
| Market cap | $11.39 B | $71.71 B |
| Rank by cap | #13 | #6 |
| Network | — | XLM |
| Built by | — | Circle |
Daily moves of XMR and USDC over the quarter link at -0.05 (they travel apart).
Why people take the XMR → USDC XLM route
- Stepping out of the swingsXMR moved +9.77% over the past month. USDC tracks the dollar, so after the swap the amount stops following XMR.
- It works both waysThe USDC XLM → XMR direction is open as well — going back into XMR takes the same route and the same automation.
Common questions: XMR → USDC XLM
What rate does XMR to USDC XLM run at?
As of Nov 1, 2026 08:24 it is 1 XMR = 603.4791 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $603.48.
What amounts does XMR → USDC XLM accept?
From 0.196809 to 16,500 XMR per order. The floor is roughly $119.09.
Why can I not swap less than 0.196809 XMR?
The network fee and the handling do not depend on the amount. On a transfer below 0.196809 XMR they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XMR, and the blockchain takes that one.
How long does swapping XMR for USDC XLM take?
The clock starts with confirmations: as soon as Monero confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Monero closes in about 2 min.
Which network will USDC XLM arrive in?
The payout goes out on XLM. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XMR to USDC XLM rate do over the month?
Over the month, plus 9.73%: a low of 519.526, a high of 621.4799, an average of 569.3418 USDC XLM per 1 XMR.
Can a XMR to USDC XLM swap be seen from the outside?
Public networks keep every transfer in the explorer, open to anyone. Privacy coins shut that down: Monero by default, Zcash and Dash when a shielded transfer is picked.
Can I swap back, USDC XLM for XMR?
Yes, the reverse is open too: 1 USDC XLM = 0.00165539 XMR. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send XMR, receive something else
XMR → USDS603.8409
XMR → USDT Arbitrum604.324- XMR → USDT BEP20604.324
- XMR → USDT AVAX C604.324
- XMR → USDT ERC20604.324
- XMR → USDT NEAR604.324
- XMR → USDT Optimism604.324
- XMR → USDT SOL604.324
