USD Coin (USDC BASE) → Stellar (XLM)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC BASE → XLM 1 USDC BASE = 4.4474 XLM 1 XLM = 0.224852 USDC BASE

Rate as of Sep 30, 2026 21:40

Orders from: 100.67 USDC BASE ≈ $100.65
Payout network: Stellar
24 hours: +0.73%

You send

USDC BASE

You get 8,894.73

XLM

Create the order

Rate: 1 USDC BASE = 4.4474 XLM
From: 100.67 USDC BASE
Up to: 10,000,000 USDC BASE

Preliminary figure: the final amount is locked in the order.

Right now 1 USDC BASE gets you 4.4474 XLM; the other way round, 1 XLM is 0.224852 USDC BASE. Over 24 hours USDC BASE/XLM came in at plus 0.73%. Over the week, minus 9.28%.

The weekly range ran from 4.283 to 5.0523 XLM, a spread of 17.96%. One order takes from 100.67 to 10,000,000 USDC BASE. In dollars that is roughly $100.65.

If the recipient is an exchange, it usually needs a Memo: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USD Coin at No. 6 ($74.26 B) and Stellar at No. 20 ($7.88 B). Over 90 days the daily moves of USDC and XLM correlate at 0.04 (they travel apart).

Rate and amounts for USDC BASE → XLM

Send USDC BASE — receive XLMNeed XLM — send this much USDC BASE

USDC BASE	XLM
200	889.473
1,000	4,447.36
2,000	8,894.73
10,000	44,473.65
20,000	88,947.3
100,000	444,736.49

XLM	USDC BASE
500	112.4261
2,000	449.7045
5,000	1,124.26
20,000	4,497.04
50,000	11,242.61
200,000	44,970.45

How the USDC BASE → XLM exchange runs

Work out the amount in the calculator — orders start at 100.67 USDC BASE.
Give a XLM address on Stellar and a contact for the order. Receiving to an exchange? Add the Memo, or the payment will hang on the recipient side.
Send USDC BASE on BASE, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Stellar to your address. The order page shows the status.

Swap USDC BASE for XLM

Check this before sending USDC BASE

The address network is Stellar. Sending through another network almost always means losing the transfer.
If the recipient asks for a Memo, enter it when you create the order.
The transfer must not be smaller than 100.67 USDC BASE.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC BASE to XLM rate has moved

WeekMonthQuarterYear

high 5.0523 XLMlow 4.283 XLM

Sep 23, 2026 21:45Sep 30, 2026 21:45

high 5.7252 XLMlow 4.3062 XLM

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 6.4613 XLMlow 4.3062 XLM

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 6.9744 XLMlow 2.4385 XLM

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +0.73%
Week: −9.28%
Weekly high: 5.0523 XLM
Weekly low: 4.283 XLM
Spread: 17.96%

Market data from CoinGecko as of Sep 30, 2026 21:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC BASE/XLM spread by period

Period	High	Low	Middle	Period result
24 hours	4.5245	4.3752	4.4662	+0.73%
Week	5.0523	4.283	4.6088	−9.28%
Month	5.7252	4.3062	5.2095	−23.44%
Quarter	6.4613	4.3062	5.4719	−13.64%

Figures are in XLM per unit of the currency you send, taken from market data.

Daily USDC BASE → XLM rate

Day	Close	Against the day before
Sep 30, 2026	4.3835 XLM	+1.8%
Sep 29, 2026	4.3062 XLM	−7.08%
Sep 28, 2026	4.6343 XLM	+0.33%
Sep 27, 2026	4.6191 XLM	+1.72%
Sep 26, 2026	4.5411 XLM	−1.24%
Sep 25, 2026	4.5982 XLM	−7.07%
Sep 24, 2026	4.9482 XLM	+6.9%

Market data: USDC and XLM

USD Coin USDC

Price: $0.999785
24 hours: −0.02%
Week: −0.01%
Market cap: $74.26 B
24-hour turnover: $17.67 B
Rank by cap: #6
In circulation: 74.27 B USDC
All-time high: $1.04

Stellar XLM

Price: $0.224892
24 hours: −0.74%
Week: +8.28%
Market cap: $7.88 B
24-hour turnover: $371.57 M
Rank by cap: #20
In circulation: 35.02 B XLM
All-time high: $0.875563

Source: CoinGecko, Sep 30, 2026 21:27.

USD Coin and Stellar: how they differ

	USD Coin (USDC)	Stellar (XLM)
Ticker	USDC	XLM
Type	token	coin of its own network
Network	BASE	—
Launched	2018	2014
Built by	Circle	Jed McCaleb, Joyce Kim
Supply cap	no cap	50 B XLM
In circulation	74.27 B USDC	35.02 B XLM
Market cap	$74.26 B	$7.88 B
Rank by cap	#6	#20
Consensus	—	Stellar Consensus Protocol
Block	—	~5 sec
Privacy	—	transfers are public

Daily moves of USDC and XLM over the quarter link at 0.04 (they travel apart).

Why people take the USDC BASE → XLM route

Entering XLM from dollarsUSDC goes into Stellar in one step, with no coin in between: over the last month XLM posted +30.6%.
Quick settlementA block in Stellar closes in about 5 sec, which is why Stellar is taken for transfers more often than for holding.
Different basketsDaily moves of USDC and XLM over 90 days link at 0.04 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDC BASE → XLM

What rate does USDC BASE to XLM run at?

As of Sep 30, 2026 21:40 it is 1 USDC BASE = 4.4474 XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.00.

What amounts does USDC BASE → XLM accept?

From 100.67 to 10,000,000 USDC BASE per order. The floor is roughly $100.65.

Why can I not swap less than 100.67 USDC BASE?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC BASE they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC BASE, and the blockchain takes that one.

How long does swapping USDC BASE for XLM take?

The clock starts with confirmations: as soon as BASE confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will XLM arrive in?

Stellar arrives in its own Stellar network — a plain XLM address is all you need. Some exchanges and wallets also need a Memo.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC BASE to XLM rate do over the month?

Over the month, minus 23.44%: a low of 4.3062, a high of 5.7252, an average of 5.2095 XLM per 1 USDC BASE.

Can I swap back, XLM for USDC BASE?

Yes, the reverse is open too: 1 XLM = 0.224848 USDC BASE. The link to switch sits under the calculator.

USD Coin (USDC BASE) → Stellar (XLM)

Rate and amounts for USDC BASE → XLM

How the USDC BASE → XLM exchange runs

Check this before sending USDC BASE

How the USDC BASE to XLM rate has moved

The USDC BASE/XLM spread by period

Daily USDC BASE → XLM rate

Market data: USDC and XLM

USD Coin and Stellar: how they differ

Why people take the USDC BASE → XLM route

Common questions: USDC BASE → XLM

Related reading

Other directions

The other way round

Send USDC BASE, receive something else

Receive XLM, send something else