Stellar (XLM) → USD Coin (USDC BASE)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XLM → USDC BASE
1 XLM = 0.148459 USDC BASE
1 USDC BASE = 6.7359 XLM
Rate as of Nov 10, 2026 13:19
- Orders from
- 912.7419 XLM ≈ $136.25
- Payout network
- BASE
- 24 hours
- +3.48%
Current maths: 0.148459 USDC BASE for every XLM, and 6.7359 XLM per USDC BASE in reverse. Over 24 hours XLM/USDC BASE came in at plus 3.48%. Over the week, minus 7.97%.
The weekly range ran from 0.145263 to 0.168858 USDC BASE, a spread of 16.24%. One order takes from 912.7419 to 67,000,000 XLM. In dollars that is roughly $136.25.
The robot sends the payout in the BASE network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Stellar at No. 19 ($5.28 B) and USD Coin at No. 5 ($70.09 B). Over 90 days the daily moves of XLM and USDC correlate at 0.06 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 XLM | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.148459 | 912.7419 XLM | ≈ $0.0068 | medium |
| Solana | 0.148459 | 912.7419 XLM | ≈ $0.00043 | fast |
| Arbitrum One | 0.148459 | 912.7419 XLM | ≈ $0.0028 | fast |
| BASE open | 0.148459 | 912.7419 XLM | — | — |
| BNB Smart Chain (BEP20) | 0.148459 | 450.5258 XLM | ≈ $0.0022 | fast |
| Avalanche C-Chain | 0.148459 | 450.5258 XLM | ≈ $0.0041 | fast |
| NEAR | 0.148459 | 450.5258 XLM | — | — |
| Optimism | 0.148459 | 450.5258 XLM | ≈ $0.00014 | fast |
| Polygon | 0.148459 | 450.5258 XLM | ≈ $0.00019 | fast |
| XLM | 0.148459 | 450.5258 XLM | — | — |
XLM → USDC: all networks side by side Network charges for USDC
Rate and amounts for XLM → USDC BASE
| XLM | USDC BASE |
|---|---|
| 1,000 | 148.4585 |
| 5,000 | 742.2926 |
| 10,000 | 1,484.59 |
| 50,000 | 7,422.93 |
| 100,000 | 14,845.85 |
| 500,000 | 74,229.26 |
| USDC BASE | XLM |
|---|---|
| 200 | 1,347.18 |
| 1,000 | 6,735.89 |
| 2,000 | 13,471.78 |
| 10,000 | 67,358.88 |
| 20,000 | 134,717.77 |
| 100,000 | 673,588.85 |
How the XLM → USDC BASE exchange runs
- Work out the amount in the calculator — orders start at 912.7419 XLM.
- Give a USDC address on BASE and a contact for the order.
- Send XLM on Stellar, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending XLM
- The address network is BASE. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 912.7419 XLM.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XLM to USDC BASE rate has moved
high 0.168858 USDC BASElow 0.145263 USDC BASE
Nov 3, 2026 13:23Nov 10, 2026 13:23
high 0.202958 USDC BASElow 0.146402 USDC BASE
Oct 10, 2026 05:00Nov 9, 2026 05:00
high 0.232226 USDC BASElow 0.146402 USDC BASE
Aug 11, 2026 05:00Nov 9, 2026 05:00
high 0.300406 USDC BASElow 0.143382 USDC BASE
Nov 11, 2025 05:00Nov 9, 2026 05:00
- 24 hours
- +3.48%
- Week
- −7.97%
- Weekly high
- 0.168858 USDC BASE
- Weekly low
- 0.145263 USDC BASE
- Spread
- 16.24%
Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XLM/USDC BASE spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.148301 | 0.145263 | 0.147251 | +3.48% |
| Week | 0.168858 | 0.145263 | 0.155633 | −7.97% |
| Month | 0.202958 | 0.146402 | 0.17382 | −24.78% |
| Quarter | 0.232226 | 0.146402 | 0.184453 | −9.28% |
Figures are in USDC BASE per unit of the currency you send, taken from market data.
Daily XLM → USDC BASE rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 9, 2026 | 0.146402 USDC BASE | −3.23% |
| Nov 8, 2026 | 0.15129 USDC BASE | −1.33% |
| Nov 7, 2026 | 0.153335 USDC BASE | +0.22% |
| Nov 6, 2026 | 0.152994 USDC BASE | −8.88% |
| Nov 5, 2026 | 0.167907 USDC BASE | +3.38% |
| Nov 4, 2026 | 0.162411 USDC BASE | −0.3% |
| Nov 3, 2026 | 0.162903 USDC BASE | −3.2% |
How the Velorex rate moved: XLM → USDC BASE day by day
| Day | Velorex rate | Market rate |
|---|---|---|
| Nov 10, 2026 | 0.149059 USDC BASE | 0.149347 |
| Nov 9, 2026 | 0.147559 USDC BASE | 0.148027 |
| Nov 8, 2026 | 0.146499 USDC BASE | 0.146362 |
| Nov 7, 2026 | 0.150738 USDC BASE | 0.151094 |
| Nov 6, 2026 | 0.153238 USDC BASE | 0.154227 |
| Nov 5, 2026 | 0.152968 USDC BASE | 0.153712 |
| Nov 4, 2026 | 0.169188 USDC BASE | 0.169175 |
| Nov 3, 2026 | 0.162618 USDC BASE | 0.16306 |
| Nov 2, 2026 | 0.163248 USDC BASE | 0.163325 |
| Nov 1, 2026 | 0.167658 USDC BASE | 0.167448 |
| Oct 31, 2026 | 0.169838 USDC BASE | 0.169947 |
| Oct 30, 2026 | 0.168848 USDC BASE | 0.168914 |
| Oct 29, 2026 | 0.163968 USDC BASE | 0.163634 |
| Oct 28, 2026 | 0.173018 USDC BASE | 0.172875 |
Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted
Market data: XLM and USDC
Stellar XLM- Price
- $0.14928
- 24 hours
- +3.49%
- Week
- −7.81%
- Market cap
- $5.28 B
- 24-hour turnover
- $98.19 M
- Rank by cap
- #19
- In circulation
- 35.37 B XLM
- All-time high
- $0.875563
USD Coin USDC- Price
- $0.999553
- 24 hours
- +0.02%
- Week
- +0.02%
- Market cap
- $70.09 B
- 24-hour turnover
- $11.93 B
- Rank by cap
- #5
- In circulation
- 70.12 B USDC
- All-time high
- $1.04
Source: CoinGecko, Nov 10, 2026 12:57.
Stellar and USD Coin: how they differ
| Stellar (XLM) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XLM | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Built by | Jed McCaleb, Joyce Kim | Circle |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 35.37 B XLM | 70.12 B USDC |
| Market cap | $5.28 B | $70.09 B |
| Rank by cap | #19 | #5 |
| Network | — | BASE |
Daily moves of XLM and USDC over the quarter link at 0.06 (they travel apart).
Why people take the XLM → USDC BASE route
- Stepping out of the swingsXLM moved −25.06% over the past month. USDC tracks the dollar, so after the swap the amount stops following XLM.
Common questions: XLM → USDC BASE
What rate does XLM to USDC BASE run at?
As of Nov 10, 2026 13:19 it is 1 XLM = 0.148459 USDC BASE. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.148392.
What amounts does XLM → USDC BASE accept?
From 912.7419 to 67,000,000 XLM per order. The floor is roughly $136.25.
Why can I not swap less than 912.7419 XLM?
The network fee and the handling do not depend on the amount. On a transfer below 912.7419 XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.
How long does swapping XLM for USDC BASE take?
The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.
Which network will USDC BASE arrive in?
The payout goes out on BASE. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to USDC BASE rate do over the month?
Over the month, minus 24.78%: a low of 0.146402, a high of 0.202958, an average of 0.17382 USDC BASE per 1 XLM.
Can I swap back, USDC BASE for XLM?
The USDC BASE → XLM pair is not running at the moment. The directions available with USDC BASE are listed below.
Related reading
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