USD Coin (USDC Optimism) → XRP

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for USDC Optimism → XRP 1 USDC Optimism = 0.665073 XRP 1 XRP = 1.5036 USDC Optimism

Rate as of Oct 2, 2026 01:05

Orders from: 100.67 USDC Optimism ≈ $100.66
Payout network: XRP Ledger
24 hours: −0.64%

You send

USDC Optimism

You get 1,330.15

XRP

Create the order

Rate: 1 USDC Optimism = 0.665073 XRP
From: 100.67 USDC Optimism
Up to: 10,000,000 USDC Optimism

Preliminary figure: the final amount is locked in the order.

The direction is holding at 0.665073 XRP per 1 USDC Optimism (1.5036 USDC Optimism per 1 XRP). Over 24 hours USDC Optimism/XRP came in at minus 0.64%. Over the week, plus 2.6%.

The weekly range ran from 0.625037 to 0.677456 XRP, a spread of 8.39%. One order takes from 100.67 to 10,000,000 USDC Optimism. In dollars that is roughly $100.66.

If the recipient is an exchange, it usually needs a Destination Tag: take it from your account beforehand and the automation will attach it to the transfer. Market capitalisation puts USD Coin at No. 6 ($74.04 B) and XRP at No. 5 ($94.46 B). Over 90 days the daily moves of USDC and XRP correlate at 0.05 (they travel apart).

Rate and amounts for USDC Optimism → XRP

Send USDC Optimism — receive XRPNeed XRP — send this much USDC Optimism

USDC Optimism	XRP
200	133.0146
1,000	665.0732
2,000	1,330.15
10,000	6,650.73
20,000	13,301.46
100,000	66,507.32

XRP	USDC Optimism
100	150.3594
500	751.797
1,000	1,503.59
5,000	7,517.97
10,000	15,035.94
50,000	75,179.7

How the USDC Optimism → XRP exchange runs

Work out the amount in the calculator — orders start at 100.67 USDC Optimism.
Give a XRP address on XRP Ledger and a contact for the order. Receiving to an exchange? Add the Destination Tag, or the payment will hang on the recipient side.
Send USDC Optimism on Optimism, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends XRP to your address. The order page shows the status.

Swap USDC Optimism for XRP

Check this before sending USDC Optimism

The address network is XRP Ledger. Sending through another network almost always means losing the transfer.
If the recipient asks for a Destination Tag, enter it when you create the order.
The transfer must not be smaller than 100.67 USDC Optimism.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the USDC Optimism to XRP rate has moved

WeekMonthQuarterYear

high 0.677456 XRPlow 0.625037 XRP

Sep 25, 2026 01:09Oct 2, 2026 01:09

high 0.779026 XRPlow 0.636332 XRP

Sep 1, 2026 05:00Oct 1, 2026 05:00

high 1.0069 XRPlow 0.636332 XRP

Jul 3, 2026 05:00Oct 1, 2026 05:00

high 1.0069 XRPlow 0.328693 XRP

Oct 2, 2025 05:00Oct 1, 2026 05:00

24 hours: −0.64%
Week: +2.6%
Weekly high: 0.677456 XRP
Weekly low: 0.625037 XRP
Spread: 8.39%

Market data from CoinGecko as of Oct 2, 2026 00:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The USDC Optimism/XRP spread by period

Period	High	Low	Middle	Period result
24 hours	0.675115	0.664275	0.670205	−0.64%
Week	0.677456	0.625037	0.659067	+2.6%
Month	0.779026	0.636332	0.704763	−7.46%
Quarter	1.0069	0.636332	0.826776	−27.05%

Figures are in XRP per unit of the currency you send, taken from market data.

Daily USDC Optimism → XRP rate

Day	Close	Against the day before
Oct 1, 2026	0.670836 XRP	−0.02%
Sep 30, 2026	0.670988 XRP	+0.38%
Sep 29, 2026	0.668435 XRP	+1.38%
Sep 28, 2026	0.659316 XRP	+0.71%
Sep 27, 2026	0.654684 XRP	+2.67%
Sep 26, 2026	0.637651 XRP	−2.17%
Sep 25, 2026	0.651777 XRP	−2.15%

Market data: USDC and XRP

USD Coin USDC

Price: $0.99987
24 hours: +0.01%
Week: +0.01%
Market cap: $74.04 B
24-hour turnover: $20.84 B
Rank by cap: #6
In circulation: 74.05 B USDC
All-time high: $1.04

XRP XRP

Price: $1.50
24 hours: +0.65%
Week: −1.72%
Market cap: $94.46 B
24-hour turnover: $2.44 B
Rank by cap: #5
In circulation: 63.09 B XRP
All-time high: $3.65

Source: CoinGecko, Oct 2, 2026 00:57.

USD Coin and XRP: how they differ

	USD Coin (USDC)	XRP (XRP)
Ticker	USDC	XRP
Type	token	coin of its own network
Network	Optimism	—
Fees are paid in	ETH	—
Launched	2018	2012
Built by	Circle	Ripple Labs
Supply cap	no cap	100 B XRP
In circulation	74.05 B USDC	63.09 B XRP
Market cap	$74.04 B	$94.46 B
Rank by cap	#6	#5
Consensus	—	XRP Ledger Consensus Protocol
Block	—	~4 sec
Privacy	—	transfers are public

Daily moves of USDC and XRP over the quarter link at 0.05 (they travel apart).

Why people take the USDC Optimism → XRP route

Entering XRP from dollarsUSDC goes into XRP in one step, with no coin in between: over the last month XRP posted +8.06%.
Quick settlementA block in XRP Ledger closes in about 4 sec, which is why XRP is taken for transfers more often than for holding.
Different basketsDaily moves of USDC and XRP over 90 days link at 0.05 (they travel apart) — the weaker the link, the less a portfolio rests on one coin.

Common questions: USDC Optimism → XRP

What rate does USDC Optimism to XRP run at?

As of Oct 2, 2026 01:05 it is 1 USDC Optimism = 0.665073 XRP. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.99761.

What amounts does USDC Optimism → XRP accept?

From 100.67 to 10,000,000 USDC Optimism per order. The floor is roughly $100.66.

Why can I not swap less than 100.67 USDC Optimism?

The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDC Optimism they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDC Optimism, and the blockchain takes that one.

How long does swapping USDC Optimism for XRP take?

The clock starts with confirmations: as soon as Optimism confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.

Which network will XRP arrive in?

XRP arrives in its own XRP Ledger network — a plain XRP address is all you need. Some exchanges and wallets also need a Destination Tag.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the USDC Optimism to XRP rate do over the month?

Over the month, minus 7.46%: a low of 0.636332, a high of 0.779026, an average of 0.704763 XRP per 1 USDC Optimism.

Can I swap back, XRP for USDC Optimism?

Yes, the reverse is open too: 1 XRP = 1.5036 USDC Optimism. The link to switch sits under the calculator.

USD Coin (USDC Optimism) → XRP

Rate and amounts for USDC Optimism → XRP

How the USDC Optimism → XRP exchange runs

Check this before sending USDC Optimism

How the USDC Optimism to XRP rate has moved

The USDC Optimism/XRP spread by period

Daily USDC Optimism → XRP rate

Market data: USDC and XRP

USD Coin and XRP: how they differ

Why people take the USDC Optimism → XRP route

Common questions: USDC Optimism → XRP

Related reading

Other directions

The other way round

Send USDC Optimism, receive something else

Receive XRP, send something else