XRP → USD Coin (USDC Optimism)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XRP → USDC Optimism 1 XRP = 1.09 USDC Optimism 1 USDC Optimism = 0.917408 XRP

Rate as of Nov 10, 2026 13:19

Orders from: 63.4066 XRP ≈ $69.62
Payout network: Optimism
24 hours: +1.39%

You send

XRP

You get 1,090.03

USDC Optimism

Create the order

Rate: 1 XRP = 1.09 USDC Optimism
From: 63.4066 XRP
Up to: 9,110,000 XRP

Preliminary figure: the final amount is locked in the order.

Current maths: 1.09 USDC Optimism for every XRP, and 0.917408 XRP per USDC Optimism in reverse. Over 24 hours XRP/USDC Optimism came in at plus 1.39%. Over the week, minus 11.97%.

The weekly range ran from 1.0849 to 1.3236 USDC Optimism, a spread of 22.01%. One order takes from 63.4066 to 9,110,000 XRP. In dollars that is roughly $69.62.

The robot sends the payout in the Optimism network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts XRP at No. 6 ($69.76 B) and USD Coin at No. 5 ($70.09 B). Over 90 days the daily moves of XRP and USDC correlate at 0.08 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XRP	From	Network fee	Speed
Ethereum (ERC20)	1.09	63.4066 XRP	≈ $0.0068	medium
Solana	1.09	63.4066 XRP	≈ $0.00043	fast
Arbitrum One	1.09	63.4066 XRP	≈ $0.0028	fast
BASE	1.09	63.4066 XRP	—	—
BNB Smart Chain (BEP20)	1.09	63.4066 XRP	≈ $0.0022	fast
Avalanche C-Chain	1.09	63.4066 XRP	≈ $0.0041	fast
NEAR	1.09	63.4066 XRP	—	—
Optimism open	1.09	63.4066 XRP	≈ $0.00014	fast
XLM	1.09	63.4066 XRP	—	—
Polygon	1.09	67.3865 XRP	≈ $0.00019	fast

XRP → USDC: all networks side by side Network charges for USDC

Rate and amounts for XRP → USDC Optimism

Send XRP — receive USDC OptimismNeed USDC Optimism — send this much XRP

XRP	USDC Optimism
100	109.0027
500	545.0135
1,000	1,090.03
5,000	5,450.14
10,000	10,900.27
50,000	54,501.35

USDC Optimism	XRP
100	91.7408
500	458.7042
2,000	1,834.82
5,000	4,587.04
20,000	18,348.17
100,000	91,740.84

How the XRP → USDC Optimism exchange runs

Work out the amount in the calculator — orders start at 63.4066 XRP.
Give a USDC address on Optimism and a contact for the order.
Send XRP on XRP Ledger, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XRP for USDC Optimism

Check this before sending XRP

The address network is Optimism. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 63.4066 XRP.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XRP to USDC Optimism rate has moved

WeekMonthQuarterYear

high 1.3236 USDC Optimismlow 1.0849 USDC Optimism

Nov 3, 2026 13:24Nov 10, 2026 13:24

high 1.4095 USDC Optimismlow 1.113 USDC Optimism

Oct 10, 2026 05:00Nov 9, 2026 05:00

high 1.5715 USDC Optimismlow 0.993158 USDC Optimism

Aug 11, 2026 05:00Nov 9, 2026 05:00

high 2.5262 USDC Optimismlow 0.993158 USDC Optimism

Nov 11, 2025 05:00Nov 9, 2026 05:00

24 hours: +1.39%
Week: −11.97%
Weekly high: 1.3236 USDC Optimism
Weekly low: 1.0849 USDC Optimism
Spread: 22.01%

Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XRP/USDC Optimism spread by period

Period	High	Low	Middle	Period result
24 hours	1.1054	1.0849	1.0966	+1.39%
Week	1.3236	1.0849	1.2004	−11.97%
Month	1.4095	1.113	1.2947	−20.22%
Quarter	1.5715	0.993158	1.3389	+10.02%

Figures are in USDC Optimism per unit of the currency you send, taken from market data.

Daily XRP → USDC Optimism rate

Day	Close	Against the day before
Nov 9, 2026	1.113 USDC Optimism	−4.34%
Nov 8, 2026	1.1636 USDC Optimism	−1.31%
Nov 7, 2026	1.179 USDC Optimism	−2.33%
Nov 6, 2026	1.2071 USDC Optimism	−7.48%
Nov 5, 2026	1.3047 USDC Optimism	+2.19%
Nov 4, 2026	1.2767 USDC Optimism	+2.17%
Nov 3, 2026	1.2496 USDC Optimism	−0.03%

How the Velorex rate moved: XRP → USDC Optimism day by day

Day	Velorex rate	Market rate
Nov 10, 2026	1.094 USDC Optimism	1.0985
Nov 9, 2026	1.1036 USDC Optimism	1.1006
Nov 8, 2026	1.114 USDC Optimism	1.1205
Nov 7, 2026	1.1593 USDC Optimism	1.1606
Nov 6, 2026	1.1747 USDC Optimism	1.1804
Nov 5, 2026	1.2128 USDC Optimism	1.2207
Nov 4, 2026	1.3109 USDC Optimism	1.3104
Nov 3, 2026	1.2779 USDC Optimism	1.2805
Nov 2, 2026	1.2469 USDC Optimism	1.2509
Nov 1, 2026	1.2475 USDC Optimism	1.2503
Oct 31, 2026	1.2503 USDC Optimism	1.25
Oct 30, 2026	1.2521 USDC Optimism	1.2503
Oct 29, 2026	1.2431 USDC Optimism	1.2411
Oct 28, 2026	1.3253 USDC Optimism	1.3306

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: XRP and USDC

XRP XRP

Price: $1.10
24 hours: +1.4%
Week: −11.97%
Market cap: $69.76 B
24-hour turnover: $2.18 B
Rank by cap: #6
In circulation: 63.52 B XRP
All-time high: $3.65

USD Coin USDC

Price: $0.999553
24 hours: +0.02%
Week: +0.02%
Market cap: $70.09 B
24-hour turnover: $11.93 B
Rank by cap: #5
In circulation: 70.12 B USDC
All-time high: $1.04

Source: CoinGecko, Nov 10, 2026 12:57.

XRP and USD Coin: how they differ

	XRP (XRP)	USD Coin (USDC)
Ticker	XRP	USDC
Type	coin of its own network	token
Launched	2012	2018
Built by	Ripple Labs	Circle
Consensus	XRP Ledger Consensus Protocol	—
Block	~4 sec	—
Supply cap	100 B XRP	no cap
Privacy	transfers are public	—
In circulation	63.52 B XRP	70.12 B USDC
Market cap	$69.76 B	$70.09 B
Rank by cap	#6	#5
Network	—	Optimism
Fees are paid in	—	ETH

Daily moves of XRP and USDC over the quarter link at 0.08 (they travel apart).

Why people take the XRP → USDC Optimism route

Stepping out of the swingsXRP moved −21.56% over the past month. USDC tracks the dollar, so after the swap the amount stops following XRP.

Common questions: XRP → USDC Optimism

What rate does XRP to USDC Optimism run at?

As of Nov 10, 2026 13:19 it is 1 XRP = 1.09 USDC Optimism. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.09.

What amounts does XRP → USDC Optimism accept?

From 63.4066 to 9,110,000 XRP per order. The floor is roughly $69.62.

Why can I not swap less than 63.4066 XRP?

The network fee and the handling do not depend on the amount. On a transfer below 63.4066 XRP they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XRP, and the blockchain takes that one.

How long does swapping XRP for USDC Optimism take?

The clock starts with confirmations: as soon as XRP Ledger confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in XRP Ledger closes in about 4 sec.

Which network will USDC Optimism arrive in?

The payout goes out on Optimism. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to USDC Optimism rate do over the month?

Over the month, minus 20.22%: a low of 1.113, a high of 1.4095, an average of 1.2947 USDC Optimism per 1 XRP.

Can I swap back, USDC Optimism for XRP?

The USDC Optimism → XRP pair is not running at the moment. The directions available with USDC Optimism are listed below.